BAYIT
ActiveSummary
BAYIT has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €546. Equity is growing by ~53.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability40▼-17
Solvency27=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.04 in 2024; short-term debt: 40.2% and cash: 1.1% of total assets), and 97.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.2%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
61 d late
2023
61 d late
2022
51 d late
2021
29 d late
2020
61 d late
2019
164 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 4.0%
2024 · €14k
2018: €-45klowest in 8 years
2019: €-24k▲ +45.4% vs 2018
2020: €-15k▲ +36.7% vs 2019
2021: €-13k▲ +13.1% vs 2020
2022: €6k▲ +141% vs 2021
2023: €-8k▼ -247% vs 2022
2024: €14k▲ +270% vs 2023
2025: €14k▲ +4.0% vs 2024highest in 8 years
2018 → 2025
Total assets
€648k▼ 2.7%
2024 · €666k
2018: €703khighest in 8 years
2019: €691k▼ -1.7% vs 2018
2020: €676k▼ -2.1% vs 2019
2021: €678k▲ +0.3% vs 2020
2022: €680k▲ +0.3% vs 2021
2023: €680k● -0.0% vs 2022
2024: €666k▼ -2.0% vs 2023
2025: €648k▼ -2.7% vs 2024lowest in 8 years
2018 → 2025
Net result
€546▼ 97.5%
2024 · €22k
2018: €9k
2019: €8k▼ -12.1% vs 2018
2020: €9k▲ +14.0% vs 2019
2021: €2k▼ -77.4% vs 2020
2022: €19k▲ +837% vs 2021
2023: €-14k▼ -172% vs 2022lowest in 8 years
2024: €22k▲ +261% vs 2023highest in 8 years
2025: €546▼ -97.5% vs 2024
2018 → 2025
Working capital
€-254k▼ 4.6%
2024 · €-243k
2018: €-161k
2019: €-153k▲ +5.0% vs 2018highest in 8 years
2020: €-156k▼ -1.9% vs 2019
2021: €-165k▼ -5.6% vs 2020
2022: €-209k▼ -26.7% vs 2021
2023: €-245k▼ -17.2% vs 2022
2024: €-243k▲ +0.8% vs 2023
2025: €-254k▼ -4.6% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-13k-€6k€-8k€14k€14k▲ 4.0%
2021: €-13klowest in 5 years
2022: €6k▲ +141% vs 2021
2023: €-8k▼ -247% vs 2022
2024: €14k▲ +270% vs 2023
2025: €14k▲ +4.0% vs 2024highest in 5 years
Operating result€4k-€35k▲ 882%€1k▼ 96.8%€36k▲ 3,149%€14k▼ 61.0%
2021: €4k
2022: €35k▲ +882% vs 2021
2023: €1k▼ -96.8% vs 2022lowest in 5 years
2024: €36k▲ +3149% vs 2023highest in 5 years
2025: €14k▼ -61.0% vs 2024
Net result€2k-€19k▲ 837%€-14k€22k€546▼ 97.5%
2021: €2k
2022: €19k▲ +837% vs 2021
2023: €-14k▼ -172% vs 2022lowest in 5 years
2024: €22k▲ +261% vs 2023highest in 5 years
2025: €546▼ -97.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €648k
Fixed assets
€641k ▼ 2.2%
Current assets
€7k ▼ 33.2%
Equity and liabilities €648k
Equity
€14k ▲ 4.0%
Debt
€634k ▼ 2.8%
Debt's share of the balance-sheet total falls from 97.9% to 97.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2024 · €56k
Cash flow
€21k▼
2024 · €42k
Current ratio
0.03▼
2024 · 0.04
Debt to equity
44.17▼
2024 · 47.25
ROE
3.8%▼
2024 · 158.8%
ROA
0.1%▼
2024 · 3.3%
Interest coverage
2.59▼
2024 · 4.05
Debt ≤ 1 year
€261k▲
2024 · €253k
Debt > 1 year
€373k▼
2024 · €399k
Income taxes
€99
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€666k€648k▼
Fixed assets21/28€656k€641k▼
Tangible fixed assets22/27€656k€641k▼
Land and buildings22€656k€640k▼
Plant, machinery and equipment23-€1k
Current assets29/58€10k€7k▼
Amounts receivable within one year40/41€0-
Other amounts receivable41€0-
Cash at bank and in hand54/58€10k€7k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€666k€648k▼
Equity10/15€14k€14k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-7k€-6k▲
Amounts payable17/49€652k€634k▼
Amounts payable after more than one year17€399k€373k▼
Financial debts170/4€399k€367k▼
Other amounts payable178/9-€6k
Amounts payable within one year42/48€253k€261k▲
Current portion of amounts payable after more than one year42€37k€32k▼
Trade debts44€5k€457▼
Suppliers440/4€5k€457▼
Taxes, remuneration and social security45-€99
Taxes450/3-€99
Other amounts payable47/48€211k€228k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▲
Other operating charges640/8€4k€15k▲
Gross operating margin9900€60k€49k▼
Operating profit (loss)9901€36k€14k▼
Financial income75/76B€30€1▼
Recurring financial income75€30€1▼
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€22k€645▼
Income taxes67/77-€99
Profit (loss) for the period9904€22k€546▼
Profit (loss) for the period to be appropriated9905€22k€546▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-6k▲
Profit (loss) brought forward from the previous period14P€-29k€-7k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €26k | €20k | €20k | €20k | ▲ 2.3% |
| Other operating charges640/8 | €7k | €7k | €7k | €4k | €15k | ▲ 271% |
| Gross operating margin9900 | €31k | €67k | €28k | €60k | €49k | ▼ 17.5% |
| Operating profit (loss)9901 | €4k | €35k | €1k | €36k | €14k | ▼ 61.0% |
| Financial income75/76B | €19k | €0 | - | €30 | €1 | ▼ 98.0% |
| Recurring financial income75 | €37 | €0 | - | €30 | €1 | ▼ 98.0% |
| Non-recurring financial income76B | €18k | €0 | - | - | - | - |
| Financial charges65/66B | €17k | €16k | €15k | €14k | €13k | ▼ 3.6% |
| Recurring financial charges65 | €17k | €16k | €15k | €14k | €13k | ▼ 3.6% |
| Profit (loss) for the period before taxes9903 | €5k | €19k | €-14k | €22k | €645 | ▼ 97.1% |
| Income taxes67/77 | €3k | €0 | - | - | €99 | - |
| Profit (loss) for the period9904 | €2k | €19k | €-14k | €22k | €546 | ▼ 97.5% |
| Profit (loss) for the period to be appropriated9905 | €2k | €19k | €-14k | €22k | €546 | ▼ 97.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €678k | €680k | €680k | €666k | €648k | ▼ 2.7% |
| Fixed assets21/28 | €671k | €676k | €676k | €656k | €641k | ▼ 2.2% |
| Tangible fixed assets22/27 | €671k | €676k | €676k | €656k | €641k | ▼ 2.2% |
| Land and buildings22 | €671k | €676k | €676k | €656k | €640k | ▼ 2.4% |
| Plant, machinery and equipment23 | €341 | €0 | - | - | €1k | - |
| Current assets29/58 | €7k | €4k | €4k | €10k | €7k | ▼ 33.2% |
| Amounts receivable within one year40/41 | €805 | €300 | €300 | €0 | - | - |
| Trade receivables40 | €505 | €0 | - | - | - | - |
| Other amounts receivable41 | €300 | €300 | €300 | €0 | - | - |
| Cash at bank and in hand54/58 | €6k | €4k | €3k | €10k | €7k | ▼ 33.2% |
| Deferred charges and accrued income490/1 | €193 | €210 | €249 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €678k | €680k | €680k | €666k | €648k | ▼ 2.7% |
| Equity10/15 | €-13k | €6k | €-8k | €14k | €14k | ▲ 4.0% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-34k | €-15k | €-29k | €-7k | €-6k | ▲ 8.2% |
| Amounts payable17/49 | €691k | €674k | €688k | €652k | €634k | ▼ 2.8% |
| Amounts payable after more than one year17 | €520k | €461k | €431k | €399k | €373k | ▼ 6.5% |
| Financial debts170/4 | €520k | €461k | €431k | €399k | €367k | ▼ 8.1% |
| Other amounts payable178/9 | - | - | - | - | €6k | - |
| Amounts payable within one year42/48 | €171k | €213k | €249k | €253k | €261k | ▲ 3.0% |
| Current portion of amounts payable after more than one year42 | €19k | €34k | €35k | €37k | €32k | ▼ 11.4% |
| Trade debts44 | €20k | €2k | €4k | €5k | €457 | ▼ 91.5% |
| Suppliers440/4 | €20k | €2k | €4k | €5k | €457 | ▼ 91.5% |
| Advances received on contracts in progress46 | €1k | €1k | €1k | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | - | €99 | - |
| Taxes450/3 | - | - | - | - | €99 | - |
| Other amounts payable47/48 | €131k | €176k | €209k | €211k | €228k | ▲ 7.9% |
| Accrued charges and deferred income492/3 | - | - | €8k | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €19k | €-14k | €22k | €546 | ▼ 97.5% |
| + Depreciation and write-downs630 | €21k | €26k | €20k | €20k | €20k | ▲ 2.3% |
| Operating cash flow (approximation) | €23k | €45k | €6k | €42k | €21k | ▼ 49.9% |
| Investment in fixed assets (approximation) | - | €-30k | €-20k | €0 | €-6k | - |
| Change in cash | - | €-2k | €-414 | €7k | €-3k | ▼ 149% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
11-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 164 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1986
Ground area
882 m²
Building footprint
738 m²
Volume, LiDAR
6,837 m³
Parcel 11806F1337/00K004, Flanders · tallest building 19.0 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Lange Leemstraat 192, 2018 Antwerpen
since 19862.028.067.486
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1337/00K004 | Flanders | 882 m² | 1 · 738 m² | 19.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-09-1985
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.