BAYBARS 1903

Active

Private limited companyfounded 20224 yrs activeMeylandtlaan 121, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0781.886.118

The computed 12-month bankruptcy probability of BAYBARS 1903 is 3.8% (moderate). The 2025 annual accounts show equity of €8k and a net result of €1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 13306 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

47 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability67▼-4

Solvency30▲+1

Growth32=

Track record94

Bankruptcy probability, 12 months

3.8% Moderate

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

5.1%

Return on assets

0.7%

Age of the figures

9 mo

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

22232425

2022 to 2025 · latest year €8k

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 4 filings

Deviation from the deadline

2025

31 d late

2024

31 d early

2023

31 d early

2022

153 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8k▲ 15.1%

2024 · €7k

2022: €20k 2023: €1k 2024: €7k

2022 → 2025

Total assets

€155k▼ 3.9%

2024 · €162k

2022: €63k 2023: €182k 2024: €162k

2022 → 2025

Net result

€1k▼ 81.8%

2024 · €6k

2022: €18k 2023: €-19k 2024: €6k

2022 → 2025

Working capital

€-80k▼ 0.8%

2024 · €-80k

2022: €-32k 2023: €-83k 2024: €-80k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€20k-€1k▼ 94.3%€7k▲ 499%€8k▲ 15.1%

Operating result€22k-€-14k€15k€17k▲ 14.0%

Net result€18k-€-19k€6k€1k▼ 81.8%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €155k

77.6%

22.4%

Fixed assets €121k▼ 19.4%

Current assets €35k▲ 190%

Equity and liabilities €155k

94.9%

Equity €8k▲ 15.1%

Debt €147k▼ 4.7%

The debt ratio falls from 95.7% to 94.9%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€50k▲

2024 · €47k

Cash flow

€34k▼

2024 · €37k

Solvency

5.1%▲

2024 · 4.3%

Current ratio

0.30▲

2024 · 0.13

Quick ratio

0.28▲

2024 · 0.10

Debt / equity

18.44▼

2024 · 22.29

ROE

13.2%▼

2024 · 83.3%

ROA

0.7%▼

2024 · 3.6%

Interest coverage

5.73▼

2024 · 5.77

Debt

€147k▼

2024 · €155k

Debt ≤ 1 year

€115k▲

2024 · €92k

Debt > 1 year

€32k▼

2024 · €63k

Income taxes

€7k▲

2024 · €1k

Staff costs

€97k▲

2024 · €56k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€162k€155k▼

Fixed assets21/28€150k€121k▼

Tangible fixed assets22/27€145k€116k▼

Land and buildings22€33k€29k▼

Plant, machinery and equipment23€31k€27k▼

Furniture and vehicles24€81k€60k▼

Financial fixed assets28€5k€5k=

Current assets29/58€12k€35k▲

Stocks and contracts in progress3€3k€3k▲

Stocks30/36€3k€3k▲

Amounts receivable within one year40/41€2k€3k▲

Other amounts receivable41€2k€3k▲

Cash at bank and in hand54/58€6k€29k▲

Deferred charges and accrued income490/1€885€74▼

Equity and liabilities

Total equity and liabilities10/49€162k€155k▼

Equity10/15€7k€8k▲

Contributions10/11€3k€3k=

Reserves13€18k€18k=

Distributable reserves133€18k€18k=

Profit (loss) carried forward14€-13k€-12k▲

Amounts payable17/49€155k€147k▼

Amounts payable after more than one year17€63k€32k▼

Financial debts170/4€63k€32k▼

Amounts payable within one year42/48€92k€115k▲

Current portion of amounts payable after more than one year42€29k€31k▲

Trade debts44€4k€8k▲

Suppliers440/4€4k€8k▲

Taxes, remuneration and social security45€13k€53k▲

Taxes450/3€4k€39k▲

Remuneration and social security454/9€9k€14k▲

Other amounts payable47/48€45k€24k▼

Income statement Code20242025

Non-recurring operating income76A-€1k

Remuneration, social security and pensions62€56k€97k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€33k▲

Other operating charges640/8€618€24k▲

Gross operating margin9900€103k€171k▲

Operating profit (loss)9901€15k€17k▲

Financial income75/76B€0€0▼

Recurring financial income75€0€0▼

Financial charges65/66B€8k€9k▲

Recurring financial charges65€8k€9k▲

Profit (loss) for the period before taxes9903€7k€8k▲

Income taxes67/77€1k€7k▲

Profit (loss) for the period9904€6k€1k▼

Profit (loss) for the period to be appropriated9905€6k€1k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-13k€-12k▲

Profit (loss) brought forward from the previous period14P€-19k€-13k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

30-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €6k

Net result €6k after one loss-making year.

30-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €-19k ▼208%

Net result drops to €-19k, the lowest in the series; recovery starts the following year.

28-02

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Heusden-Zolder · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Meylandtlaan 1213550 Heusden-Zolder

Ground area

718 m²

Building footprint

199 m²

Volume, LiDAR

1,346 m³

Parcel 71065F0219/00Z000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

FIRE

Meylandtlaan 121, 3550 Heusden-ZolderFood and beverage service activities

since 20222.327.798.674

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71065F0219/00Z000	Flanders	718 m²	1 · 199 m²	11.1 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Heusden-Zolder2.327.798.674

1 permission

Toelating · Eetgelegenheid · since 28-03-2022

Similar companies · same sector, comparable size

Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 6,366 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-02-2022

Fiscal year end31-12

Activities, NACEBEL

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

56101Full-service restaurants

56111Full-service restaurants

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.