BAVA
ActiveBAVA has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €268k and a net result of €-33k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 68% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-33
Solvency97▼-2
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 2.63 in 2024), and 44.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
on the day
2021
2 d early
2020
23 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-33k
2024 · €22k
2018: €34k
2019: €41k
2020: €16k
2021: €14k
2022: €371
2023: €25k
2024: €22k
2018 → 2025
Working capital
€226k▼ 27.4%
2024 · €312k
2018: €254k
2019: €302k
2020: €325k
2021: €347k
2022: €335k
2023: €327k
2024: €312k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€378k-€360k▼ 4.8%€351k▼ 2.5%€331k▼ 5.6%€268k▼ 19.1%
Operating result€38k-€15k▼ 59.6%€55k▲ 254%€51k▼ 7.6%€-21k
Net result€14k-€371▼ 97.4%€25k▲ 6,625%€22k▼ 12.6%€-33k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €21k after €51k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €486k
Fixed assets
€42k▲ 112%
Current assets
€444k▼ 11.6%
Equity and liabilities €486k
Equity
€268k▼ 19.1%
Debt
€218k▲ 14.3%
The debt ratio rises from 36.6% to 44.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-16k▼
2024 · €53k
Cash flow
€-27k▼
2024 · €24k
Solvency
55.1%▼
2024 · 63.4%
Current ratio
2.04▼
2024 · 2.63
Quick ratio
1.01▼
2024 · 1.40
Debt / equity
0.81▲
2024 · 0.58
ROE
-12.3%▼
2024 · 6.6%
ROA
-6.8%▼
2024 · 4.2%
Interest coverage
-1.34▼
2024 · 2.92
Debt
€218k▲
2024 · €191k
Debt ≤ 1 year
€218k▲
2024 · €191k
Income taxes
€187▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€523k€486k▼
Fixed assets21/28€20k€42k▲
Tangible fixed assets22/27€18k€40k▲
Land and buildings22€17k€15k▼
Plant, machinery and equipment23€78-
Furniture and vehicles24€1k€25k▲
Financial fixed assets28€2k€2k=
Current assets29/58€503k€444k▼
Stocks and contracts in progress3€234k€224k▼
Stocks30/36€234k€224k▼
Amounts receivable within one year40/41€8k€15k▲
Other amounts receivable41€8k€15k▲
Cash at bank and in hand54/58€232k€205k▼
Deferred charges and accrued income490/1€28k-
Equity and liabilities
Total equity and liabilities10/49€523k€486k▼
Equity10/15€331k€268k▼
Contributions10/11€19k€19k=
Reserves13€121k€91k▼
Non-distributable reserves130/1€16k€16k=
Reserves not available under the articles1311€16k€16k=
Distributable reserves133€105k€74k▼
Profit (loss) carried forward14€192k€159k▼
Amounts payable17/49€191k€218k▲
Amounts payable within one year42/48€191k€218k▲
Current portion of amounts payable after more than one year42€7k€12k▲
Trade debts44€90k€85k▼
Suppliers440/4€90k€85k▼
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€6k€8k▲
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48€86k€112k▲
Income statement
Code20242025
Non-recurring operating income76A€63k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€61k-
Gross operating margin9900€116k€-14k▼
Operating profit (loss)9901€51k€-21k▼
Financial income75/76B€25€36▲
Recurring financial income75€25€36▲
Financial charges65/66B€18k€12k▼
Recurring financial charges65€18k€12k▼
Profit (loss) for the period before taxes9903€33k€-33k▼
Income taxes67/77€11k€187▼
Profit (loss) for the period9904€22k€-33k▼
Profit (loss) for the period to be appropriated9905€22k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€214k€159k▼
Profit (loss) brought forward from the previous period14P€192k€192k=
Transfer from equity791/2€41k€30k▼
Transfer to equity691/2€22k-
To other reserves6921€22k-
Profit to be distributed694/7€41k€30k▼
Return on contributions (dividend)694€41k€30k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-33k ▼251%
Net result drops to €-33k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 26 days late
2019
31-12
Financial
Highest result since 2018net €41k ▲22.6%
Operating result €71k, net result €41k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 56 days late
2017
24-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marlièrestraat 3037700 MouscronGround area
161 m²
Building footprint
47 m²
Volume, LiDAR
500 m³
Parcel 54432C0441/00P002, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20062.153.856.195
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54432C0441/00P002 | Wallonia | 160 m² | 1 · 47 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMouscron/Moeskroen2.153.856.195
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Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 3,877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2006
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
47252Retail sale of beverages, general range
47260Retail trade
52250Logistics services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:051/702779