BAUWERAERTS
ActiveBAUWERAERTS has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €15k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 79% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+6
Solvency94▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.7 against 1.88 in 2024; short-term debt: 31.4% and cash: 81.2% of total assets), and 31.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.6%
Return on assets
21.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €48k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
35 d early
2022
4 d early
2021
29 d early
2020
30 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▲ 44.5%
2024 · €33k
2018: €30k
2019: €30k
2020: €30k
2021: €24k
2022: €25k
2023: €24k
2024: €33k
2018 → 2025
Total assets
€70k▲ 27.5%
2024 · €55k
2018: €37k
2019: €81k
2020: €76k
2021: €55k
2022: €45k
2023: €48k
2024: €55k
2018 → 2025
Net result
€15k▲ 62.6%
2024 · €9k
2018: €3k
2019: €4k
2020: €10k
2021: €-6k
2022: €1k
2023: €-503
2024: €9k
2018 → 2025
Working capital
€37k▲ 95.3%
2024 · €19k
2018: €24k
2019: €24k
2020: €23k
2021: €12k
2022: €14k
2023: €12k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€25k▲ 4.3%€24k▼ 2.0%€33k▲ 37.6%€48k▲ 44.5%
Operating result€-7k-€700€-73€11k€21k▲ 92.9%
Net result€-6k-€1k€-503€9k€15k▲ 62.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 93% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€11k▼ 24.7%
Current assets
€59k▲ 45.5%
Equity and liabilities €70k
Equity
€48k▲ 44.5%
Debt
€22k▲ 1.5%
The debt ratio falls from 39.5% to 31.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €18k
Cash flow
€21k▲
2024 · €16k
Solvency
68.6%▲
2024 · 60.5%
Current ratio
2.70▲
2024 · 1.88
Quick ratio
2.68▲
2024 · 1.85
Debt / equity
0.46▼
2024 · 0.65
ROE
30.8%▲
2024 · 27.3%
ROA
21.1%▲
2024 · 16.6%
Interest coverage
1461.28▲
2024 · 147.88
Debt
€22k▲
2024 · €22k
Debt ≤ 1 year
€22k▲
2024 · €22k
Income taxes
€6k▲
2024 · €2k
Staff costs
€21k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€70k▲
Fixed assets21/28€14k€11k▼
Tangible fixed assets22/27€12k€8k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€8k€6k▼
Financial fixed assets28€2k€2k=
Current assets29/58€41k€59k▲
Stocks and contracts in progress3€840€465▼
Stocks30/36€840€465▼
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€2k€2k▼
Other amounts receivable41€780-
Cash at bank and in hand54/58€37k€57k▲
Equity and liabilities
Total equity and liabilities10/49€55k€70k▲
Equity10/15€33k€48k▲
Contributions10/11€16k€16k=
Reserves13€17k€32k▲
Distributable reserves133€17k€32k▲
Amounts payable17/49€22k€22k▲
Amounts payable within one year42/48€22k€22k▲
Current portion of amounts payable after more than one year42€3k-
Financial debts43€313€302▼
Credit institutions430/8€313-
Other loans439-€302
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€2k€10k▲
Taxes450/3€982€6k▲
Remuneration and social security454/9€680€4k▲
Other amounts payable47/48€11k€11k▼
Income statement
Code20242025
Remuneration, social security and pensions62€29k€21k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€51k€50k▼
Operating profit (loss)9901€11k€21k▲
Financial income75/76B-€101
Recurring financial income75-€101
Financial charges65/66B€121€19▼
Recurring financial charges65€121€19▼
Profit (loss) for the period before taxes9903€11k€21k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€9k€15k▲
Profit (loss) for the period to be appropriated9905€9k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€15k▲
Transfer to equity691/2€9k€15k▲
To other reserves6921€9k€15k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €15k ▲62.6%
Operating result €21k, net result €15k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-6k ▼163%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 1977
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henri Dunantstraat 192650 EdegemGround area
273 m²
Building footprint
93 m²
Volume, LiDAR
473 m³
Parcel 11472B0047/00G003, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BAUWERAERTS BVBA
since 19772.013.617.654
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472B0047/00G003 | Flanders | 273 m² | 1 · 93 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEdegem2.013.617.654
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Of 3,831 companies in sector 47210 we hold annual accounts for 965. 789 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-1977
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47810Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.