BAUWENS CONSULTING & PARTNERS
ActiveBAUWENS CONSULTING & PARTNERS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €813k and a net result of €25k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-5
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 4.17 against 3.09 in 2024; short-term debt: 8.1% and cash: 1.6% of total assets), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
2.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
2 d early
2022
40 d early
2021
10 d early
2020
11 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€813k▼ 6.2%
2024 · €867k
2019: €521k
2020: €581k
2021: €657k
2022: €730k
2023: €790k
2024: €867k
2019 → 2025
Total assets
€985k▼ 14.0%
2024 · €1.14M
2019: €798k
2020: €758k
2021: €941k
2022: €937k
2023: €983k
2024: €1.14M
2019 → 2025
Net result
€25k▼ 67.7%
2024 · €77k
2019: €79k
2020: €60k
2021: €107k
2022: €73k
2023: €110k
2024: €77k
2019 → 2025
Working capital
€251k▼ 22.8%
2024 · €325k
2019: €114k
2020: €159k
2021: €221k
2022: €266k
2023: €301k
2024: €325k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€657k-€730k▲ 11.1%€790k▲ 8.2%€867k▲ 9.8%€813k▼ 6.2%
Operating result€166k-€111k▼ 33.1%€167k▲ 50.8%€116k▼ 30.5%€37k▼ 68.1%
Net result€107k-€73k▼ 31.9%€110k▲ 50.6%€77k▼ 30.0%€25k▼ 67.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 68% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €985k
Fixed assets
€654k▼ 1.4%
Current assets
€330k▼ 31.3%
Equity and liabilities €985k
Equity
€813k▼ 6.2%
Debt
€172k▼ 38.2%
The debt ratio falls from 24.3% to 17.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€70k▼
2024 · €154k
Cash flow
€58k▼
2024 · €115k
Solvency
82.6%▲
2024 · 75.7%
Current ratio
4.17▲
2024 · 3.09
Quick ratio
4.12▲
2024 · 3.07
Debt / equity
0.21▼
2024 · 0.32
ROE
3.1%▼
2024 · 8.9%
ROA
2.5%▼
2024 · 6.7%
Interest coverage
7.58▼
2024 · 20.78
Debt
€172k▼
2024 · €278k
Debt ≤ 1 year
€79k▼
2024 · €156k
Debt > 1 year
€92k▼
2024 · €122k
Income taxes
€14k▼
2024 · €33k
Staff costs
€702▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.14M€985k▼
Fixed assets21/28€664k€654k▼
Tangible fixed assets22/27€74k€65k▼
Plant, machinery and equipment23€4k€7k▲
Furniture and vehicles24€9k€46k▲
Leasing and similar rights25€61k€12k▼
Financial fixed assets28€590k€590k=
Current assets29/58€481k€330k▼
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€428k€306k▼
Trade receivables40€353k€281k▼
Other amounts receivable41€75k€25k▼
Current investments50/53€0€964▲
Cash at bank and in hand54/58€41k€16k▼
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.14M€985k▼
Equity10/15€867k€813k▼
Contributions10/11€6k€6k=
Reserves13€860k€807k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Tax-exempt reserves132€15k€15k=
Distributable reserves133€844k€792k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€278k€172k▼
Amounts payable after more than one year17€122k€92k▼
Financial debts170/4€122k€92k▼
Amounts payable within one year42/48€156k€79k▼
Current portion of amounts payable after more than one year42€114k€30k▼
Trade debts44€12k€4k▼
Suppliers440/4€12k€4k▼
Advances received on contracts in progress46€983€933▼
Taxes, remuneration and social security45€24k€22k▼
Taxes450/3€24k€18k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€5k€23k▲
Accrued charges and deferred income492/3€288€46▼
Income statement
Code20242025
Remuneration, social security and pensions62€0€702▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€33k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€157k€74k▼
Operating profit (loss)9901€116k€37k▼
Financial income75/76B€664€11k▲
Recurring financial income75€664€734▲
Non-recurring financial income76B-€10k
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€110k€39k▼
Income taxes67/77€33k€14k▼
Profit (loss) for the period9904€77k€25k▼
Profit (loss) for the period to be appropriated9905€77k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€25k▼
Transfer from equity791/2€0€79k▲
Transfer to equity691/2€77k€25k▼
To other reserves6921€77k€25k▼
Profit to be distributed694/7€0€79k▲
Return on contributions (dividend)694€0€79k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €25k ▼67.7%
Net result drops to €25k, the lowest in the series.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €110k ▲50.6%
Operating result €167k, net result €110k, both a record.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 11 days late
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vanovers 269990 MaldegemGround area
910 m²
Building footprint
163 m²
Parcel 43503H1174/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
Vanovers 26, 9990 Maldegem
since 20032.127.101.419
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43503H1174/00L000 | Flanders | 910 m² | 1 · 163 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMaldegem2.127.101.419
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 30,062 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2003
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
47279Other retail sale of food
47299Retail trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
86909Human health activities
86995Nutrition and dietetics services
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.