Baurooy is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €408k and a net result of €7k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 22% of 5523 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 5523 sector peers (2025).
NBB · sector comparisonPosition among 5523 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-04-2026, 104 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
104 d early
2024
28 d late
2023
5 d late
2022
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€408k▲ 1.8%
2024 · €401k
2022: €465k
2023: €419k
2024: €401k
2022 → 2025
Net result
€7k
2024 · €-18k
2022: €90k
2023: €-46k
2024: €-18k
2022 → 2025
Total assets
€2.03M▼ 3.0%
2024 · €2.09M
2022: €2.20M
2023: €2.06M
2024: €2.09M
2022 → 2025
Solvency
20.2%▲ 1.0pp
2024 · 19.2%
2022: 21.1%
2023: 20.3%
2024: 19.2%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€465k-€419k▼ 9.9%€401k▼ 4.3%€408k▲ 1.8%
Operating result€151k-€-15k€25k€51k▲ 102%
Net result€90k-€-46k€-18k▲ 60.7%€7k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 102% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.03M
Fixed assets
€1.95M▼ 2.3%
Current assets
€78k▼ 18.6%
Equity and liabilities €2.03M
Equity
€408k▲ 1.8%
Debt
€1.62M▼ 4.2%
The debt ratio falls from 80.8% to 79.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
20.2%▲
2024 · 19.2%
ROE
1.8%▲
2024 · -4.5%
ROA
0.4%▲
2024 · -0.9%
Debt
€1.62M▼
2024 · €1.69M
Debt ≤ 1 year
€125k▼
2024 · €146k
Debt > 1 year
€1.49M▼
2024 · €1.54M
Income taxes
€672▼
2024 · €676
Staff costs
€20k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.09M€2.03M▼
Fixed assets21/28€1.99M€1.95M▼
Tangible fixed assets22/27€1.24M€1.20M▼
Land and buildings22€1.23M€1.19M▼
Plant, machinery and equipment23€368€2k▲
Furniture and vehicles24€8k€7k▼
Other tangible fixed assets26-€4k
Financial fixed assets28€750k€750k=
Current assets29/58€96k€78k▼
Amounts receivable within one year40/41€79k€68k▼
Trade receivables40€75k€64k▼
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€13k€6k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€2.09M€2.03M▼
Equity10/15€401k€408k▲
Contributions10/11€375k€375k=
Reserves13€26k€33k▲
Distributable reserves133€26k€33k▲
Amounts payable17/49€1.69M€1.62M▼
Amounts payable after more than one year17€1.54M€1.49M▼
Financial debts170/4€752k€678k▼
Other amounts payable178/9€791k€815k▲
Amounts payable within one year42/48€146k€125k▼
Current portion of amounts payable after more than one year42€74k€74k▲
Financial debts43€473€1k▲
Credit institutions430/8€473€1k▲
Trade debts44€17k€9k▼
Suppliers440/4€17k€9k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€31k€22k▼
Taxes450/3€30k€19k▼
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€24k€19k▼
Income statement
Code20242025
Non-recurring operating income76A€1k€12k▲
Remuneration, social security and pensions62€11k€20k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€53k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€93k€129k▲
Operating profit (loss)9901€25k€51k▲
Financial income75/76B€80€0▼
Recurring financial income75€80€0▼
Financial charges65/66B€43k€43k▲
Recurring financial charges65€43k€43k▲
Profit (loss) for the period before taxes9903€-17k€8k▲
Income taxes67/77€676€672▼
Profit (loss) for the period9904€-18k€7k▲
Profit (loss) for the period to be appropriated9905€-18k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€7k▲
Transfer from equity791/2€18k€0▼
Transfer to equity691/2-€7k
To other reserves6921-€7k
Social balance
Average headcount (FTE)90870.50.5=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 5 days late
2023
31-12
Financial
Weakest financial yearnet €-46k ▼151%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wielewaalpark 79840 Nazareth-De PinteGround area
1,718 m²
Building footprint
184 m²
Volume, LiDAR
996 m³
Parcel 44012A0161/00A000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Baurooy
since 20212.314.845.414
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012A0161/00A000 | Flanders | 1,718 m² | 1 · 183 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SC CONCEPTS
BE 0638.839.327
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ANNA INVEST
BE 0776.740.861
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MARCHA-STEEL
BE 0747.493.678
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VDK Invest
BE 0689.791.645
Oostkamp · Eq €409k
VE & DE BEHEER
BE 0826.496.022
Tongeren-Borgloon · Eq €409k
Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,733 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2021
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.