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BAUNAT GROUP

Active
Public limited companyfounded 200818 yrs activeSchupstraat 21, 2018 Antwerpen, BelgiumKBO/BCE: BE 0899.153.574
Summary

BAUNAT GROUP has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.2m and a net result of -€1.4m. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 57% of 4889 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
BAUNAT GROUPActiveChecked score 68/100
Risk analysis ReportCompare

Overview

Activity
Other non-specialised retail sale
NACE 47120Intermediation services for non-specialised retail NACE 47910
1 site
Size
€10.5mturnover 2025
Staff
14.9 FTE
Equity
€4.2m
Loss
-€1.4m
Financial health
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Holdings
4
Accounts 42 d early0 of 27 deeds read
Why 68- Loss of €2.4m, the second in a row (FY 2024)- Figures for FY 2024 (filed 04-07-2025)+ Founded in 2008+ Equity €5.5m (61.4% of total assets)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 51% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 67-19
equity 42.1% of total assets
Liquidity 73+21
short-term debt 25.4% · cash 26.4%
Profitability 3+3
return on assets -14.0%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,683 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -2.6% vs 12-2024 02-2025: 0.2%▼ -2.2% vs 01-2025lowest value 03-2025: 0.2%● 0.0% vs 02-2025lowest value 04-2025: 0.2%▲ +6.8% vs 03-2025 05-2025: 0.2%▲ +0.9% vs 04-2025 06-2025: 0.2%▲ +3.0% vs 05-2025 07-2025: 0.3%▲ +8.6% vs 06-2025 08-2025: 0.4%▲ +34.1% vs 07-2025 09-2025: 0.4%● 0.0% vs 08-2025 10-2025: 0.4%● 0.0% vs 09-2025 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%● 0.0% vs 12-2025 02-2026: 0.3%▼ -2.0% vs 01-2026 03-2026: 0.3%● 0.0% vs 02-2026 04-2026: 0.4%▲ +6.3% vs 03-2026 05-2026: 0.4%▲ +0.8% vs 04-2026 06-2026: 0.4%▲ +3.0% vs 05-2026 07-2026: 0.4%▲ +6.5% vs 06-2026 08-2026: 0.5%▲ +25.0% vs 07-2026 09-2026: 0.5%▲ +6.5% vs 08-2026 10-2026: 0.8%▲ +49.5% vs 09-2026highest value
  • Loss of €2.4m, the second in a row (FY 2024) raises the probability
  • Figures for FY 2024 (filed 04-07-2025) raises the probability
  • Founded in 2008 lowers the probability for this profile
  • Equity €5.5m (61.4% of total assets) lowers the probability
Credit up to €280,000 at 30 days acceptable
Liquidity ample (current ratio 2.77 against 1.83 in 2024; short-term debt: 25.4% and cash: 26.4% of total assets), but 57.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 63%, liquidity 91%, profitability 5%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €2.4m, the second in a row (FY 2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 04-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2008
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €5.5m (61.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1.4m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 d early
2024
31 d early
2023
21 d early
2022
19 d early
2021
6 d early
2020
18 d early
2019
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. General meeting · Legal form clauseName clause · Registered office…
  2. Annual accounts filedfiscal year 2025 · full…
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Risk: 8 loss-making years in a rowloss fiscal year 2025 -€1.4m View
  • Caution: Among the weakest 5% on net resultsector median €41,086 · 4,888 companies -€1.4m View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: Result rose in 2025from -€2.4m to -€1.4m ▲ 42.9% View
  • Heads a groupcompanies controlled 4 View
  • Flemish supportawarded 2022 - 2024 €64,789 View

By topic

Financials

Fiscal year
2025
Turnover
€10.5m
Loss
-€1.4m
Solvency
42.1%
Turnover▲ 7.9%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 25-06-2026General meeting · Legal form clause
  2. 19-06-2026Annual accounts filed
  3. 30-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
01-07-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

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