Equity
-€7,134
Debts exceed assets in financial year 2025.
BAUDY
Lifetime
8 annual accounts with figures on one time axispeak €20,990 (2019)
-€3,751▼ €5,672
lowest -€10,962 (2025)
-€10,962▼ €7,196
peak €10,328 (2021)
-€7,134▼ €10,962
€21,577▲ 48.9%
peak 0.5 FTE (2020)
-not published
Board3 names since 2018
2 directorsBAUDY Régis and 1 other
Documentsfilings and deeds
11-09-202642 days late
2025abbreviated format
Gross margin from €1,921 to -€3,751Loss of €10,962Equity from €3,828 to -€7,134Debts from €14,490 to €21,577
Key points
from the 2025 annual accountsLosses
-€14,729 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Debts
€21,577 149% of the balance sheet
Suppliers 20%Taxes and wages 15%Other 65%
Filings
8 annual accounts 8 late
The 2024 accounts came latest: 132 days after the end of the period.
At the same address
6 companies
Position in the sector
-49.4%
Lower solvency than 88% of companies in food and beverage service. Sector median 29.8% · 4,845 companies.
Turnover not published (abbreviated or micro format)
Checked score
29
Weak
Financially stronger than 5% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
10.1% High
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 6.9%
01-2025: 6.9%● unchanged vs 12-2024
02-2025: 6.9%● unchanged vs 01-2025
03-2025: 7.0%▲ +0.1 percentage points vs 02-2025
04-2025: 7.1%▲ +0.1 percentage points vs 03-2025
05-2025: 6.9%▼ -0.2 percentage points vs 04-2025
06-2025: 6.7%▼ -0.2 percentage points vs 05-2025
07-2025: 6.5%▼ -0.2 percentage points vs 06-2025lowest value
08-2025: 7.5%▲ +1.0 percentage point vs 07-2025
09-2025: 7.4%▼ -0.1 percentage points vs 08-2025
10-2025: 8.8%▲ +1.4 percentage points vs 09-2025
11-2025: 8.9%▲ +0.1 percentage points vs 10-2025
12-2025: 9.8%▲ +0.9 percentage points vs 11-2025
01-2026: 9.4%▼ -0.4 percentage points vs 12-2025
02-2026: 9.4%● unchanged vs 01-2026
03-2026: 9.5%▲ +0.1 percentage points vs 02-2026
04-2026: 9.5%● unchanged vs 03-2026
05-2026: 8.8%▼ -0.7 percentage points vs 04-2026
06-2026: 8.4%▼ -0.4 percentage points vs 05-2026
07-2026: 7.8%▼ -0.6 percentage points vs 06-2026
08-2026: 8.2%▲ +0.4 percentage points vs 07-2026
09-2026: 8.3%▲ +0.1 percentage points vs 08-2026
10-2026: 10.1%▲ +1.8 percentage points vs 09-2026highest value
11-2026: 10.1%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 42 days late; 3 of the last 3 accounts late
Sector: Food and beverage service activities (NACE 56)
1 change of registered office in 24 months
lowers risk
Size: total assets €14,443
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 1% on liquidity, 8% on profitability and 3% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as BAUDY has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BAUDY itself: 10.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for BAUDY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.17 (0.16 in 2024), below 1. Short-term debt is 149.4% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€7,134
raises risk · 2025 accounts filed 42 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
42 days late
2024
132 days late
2023
86 days late
2022
31 days late
2021
61 days late
2020
61 days late
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 76 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved within Schaerbeek
New registered office: 269 Rue Royale 1030 SCHAERBEEK · Previous registered office: 330 rue Royale 1030 SCHAERBEEK · General meeting of 16-08-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0691774702
Company renamed from Baudy & de Clercq to BAUDY
Reappointment: BAUDY Régis (director) · “La création artistique; La consultance; L'enseignement; L'édition; Le graphisme” (deed in French) · 100 shares · General meeting of 28-12-2023 · Gazette deed
Resignation: Anaïs De Clercq (director)
General meeting of 29-12-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BAUDY Schaerbeek | €14,443 | -€3,751 | -49.4% | - |
| COUSCOUS DELLY'S Boussu | €15,834 | €467 | -17.5% | - |
| Care Group Ghent | €11,790 | -€20,497 | -2.4% | - |
| JVB CONCEPT Woluwe-Saint-Pierre | €18,577 | -€5,078 | 17.6% | - |
| Paelu Oud-Heverlee | €26,130 | -€966 | 94.5% | - |
| a-Bite Ghent | €10,340 | -€112 | -1803.3% | - |
| ROA Vilvoorde | €6,631 | -€5,986 | 87.2% | - |
These companies have the same main activity as BAUDY: contract catering and other food service activities (NACE 56220). They are comparable in size and age: total assets between €6,630 and €26,100, founded between 2014 and 2020.
Official details
Source: KBO- Status
- Active since 06-03-2018Normal situation
- Activity
- Contract catering and other food service activitiesNACE 56220and 2 others
- Establishment unit
- 2.275.404.4221030 Schaerbeek, since 01-07-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Insights on BAUDY
BAUDY files the abbreviated format. That format states no turnover. The gross margin fell from €3,383 in 2018 to -€3,751 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BAUDY
- What is the company number of BAUDY?
- The company number of BAUDY is 0691.774.702. The VAT number is the same number with BE in front: BE 0691.774.702.
- Where is BAUDY based?
- The registered office is at Koningsstraat 269, 1030 Schaerbeek.Company details
- What does BAUDY do?
- According to the KBO register, the main activity is contract catering and other food service activities (NACE 56220).
- What is the legal form of BAUDY?
- BAUDY is a private limited company (BV).
- When was BAUDY founded?
- BAUDY was founded on 06-03-2018.
- Is BAUDY still active?
- Yes, BAUDY is an active enterprise in the KBO register.
- How many employees does BAUDY have?
- BAUDY had an average of 0.5 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of BAUDY?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
- Is BAUDY profitable?
- In financial year 2025, BAUDY made a loss of €10,962.
- Where can I find the annual accounts of BAUDY?
- BAUDY filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BAUDY due?
- BAUDY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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