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Baucory-COGA

Active
Non-profit associationfounded 1968active for 58 yearsRue Bois Frion 101, 6110 Montigny-le-Tilleul, BelgiumKBO/BCE: BE 0407.810.071
Summary

Baucory-COGA has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.8m and a net result of €611,066. Equity has been growing by about 23% per year since 2018. Its solvency ranks better than 55% of 601 sector peers (NACE 87, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active Normal situation
Activity
Residential care activities NACE 87203
Joint committee
319.02 Paritair Subcomité voor de opvoedings- en huisvestingsinrichtingen en -diensten van de Franse Gemeenschap, het Waalse Gewest en de Duitstalige Gemeenschap · annual accounts 2022
Establishment units
2.154.679.113 6110 Montigny-le-Tilleul, since 27-06-2006
2.371.252.397 6142 Fontaine-l'Evêque, since 01-01-2022
Financial year end
31 December
Peppol
Reachable since 27-03-2026

Board and ownership

Board
and 3 others
Auditor
Joiris, Rousseaux & Co - Réviseurs d'Entreprises Associés

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Surplus
€611,066
▼ 42.5%
Equity
€6.8m
▲ 9.2%
Total assets
€12.5m
▲ 26.1%
Employees on 31-12-2025
102
▲ 2.0%
Score breakdownlowers riskLegal form: non-profit associationSize: 88.1 FTE, total assets €12.5mSector: Residential care activities (NACE 87)Founded in 1968Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of medium-sized companies in residential care (NACE 87)
Financial strength · tick: 2024
Strong
Solvency 80-8
equity 54.7% of total assets
Liquidity 55=
short-term debt 13.1% · cash 5.5%
Profitability 75-7
return on assets 4.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (536 companies, NACE 87, medium-sized)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026highest value 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value 11-2026: < 0.1%● unchanged vs 10-2026highest value
Credit of up to €650,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.29 (2.1 in 2024), above the usual 1.5. Short-term debt is 13.1% and cash 5.5% of total assets. 45.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, medium-sized). It does better than 60% of them on solvency, 59% on liquidity, 72% on profitability and 75% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Size: 88.1 FTE, total assets €12.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Residential care activities (NACE 87)
KBO
lowers risk · Founded in 1968
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
64 days early
2024
31 days early
2023
40 days early
2022
38 days early
2021
90 days early
2020
32 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 43 days before the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Largest employer in Montigny-le-Tilleulin the Checked rankings No. 1 View
  • Caution: Result fell in 2025from €1.1m to €611,066 ▼ 42.5% View
  • Board changedlatest change 30-06-2026 · 5 in office 1 joined · 2 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €611,066 8 years View

Recent changes

  1. · Gazette deed 1 director appointed, 2 directors resigningResignations: Jean-Paul Noël (director) and Michel Lefebvre (daily management delegate) · Appointment: Saïda Hamache (day-to-day manager)
  2. · Gazette deed Appointment: COUTURE Véronique (director)Reappointment: JOIRIS,ROUSSEAUX & CO - Réviseurs d'Entreprises Associés (commissaire aux comptes)
  3. · Gazette deed Merger: Baucory-COGA takes over Centre d'observation et de Guidance
All 18 events

Comparable companies

These companies have the same main activity as Baucory-COGA: residential care activities (NACE 87203). They are comparable in size and age: total assets between €6.8m and €16m, founded between 1946 and 1979.

CompanyTotal assetsTurnover
Baucory-COGA Montigny-le-Tilleul€12.5m-
Institut La Porte Ouverte de Blicquy Leuze-en-Hainaut€7.3m-
Home Delano Péruwelz€8.3m-
INSTITUT LE FOYER DE ROUCOURT Péruwelz€9.7m-
Thuis Ganshoren€15.5m€1.1m
Foyers pour jeunes et adultes Hamois€6.8m-
Institut médico-pédagogique Notre-Dame de la Sagesse Estaimpuis€12.1m-
Full comparison

Key facts about Baucory-COGA

What is the company number of Baucory-COGA?
The company number of Baucory-COGA is 0407.810.071. The VAT number is the same number with BE in front: BE 0407.810.071.
Where is Baucory-COGA based?
The registered office is at Rue Bois Frion 101, 6110 Montigny-le-Tilleul.Company details
What does Baucory-COGA do?
According to the KBO register, the main activity is residential care activities (NACE 87203).
What is the legal form of Baucory-COGA?
The legal form of Baucory-COGA is Non-profit association (VZW).
When was Baucory-COGA founded?
Baucory-COGA was founded on 01-01-1968.
Is Baucory-COGA still active?
Yes, Baucory-COGA is an active enterprise in the KBO register.
How many employees does Baucory-COGA have?
Baucory-COGA had an average of 88.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Baucory-COGA fall under?
In its 2022 annual accounts, Baucory-COGA states joint committee 319.02 (Paritair Subcomité voor de opvoedings- en huisvestingsinrichtingen en -diensten van de Franse Gemeenschap, het Waalse Gewest en de Duitstalige Gemeenschap).
What is the turnover of Baucory-COGA?
The annual accounts for financial year 2025 state no turnover.
Is Baucory-COGA profitable?
In financial year 2025, Baucory-COGA made a profit of €611,066.
Where can I find the annual accounts of Baucory-COGA?
Baucory-COGA filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Baucory-COGA due?
Baucory-COGA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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