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Bau+ Develop Consult

Active
Private limited companyfounded 2024active for 1 yearDorperveld 4, 3690 Zutendaal, BelgiumKBO/BCE: BE 1016.429.643
Summary

The computed 12-month bankruptcy probability of Bau+ Develop Consult is 2.0% (moderate). The 2025 annual accounts show equity of €5,000 and a net result of €92,490. Its solvency ranks better than 14% of 2,277 sector peers (NACE 63, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other information service activities
NACE 63920
1 site
Size
€119,532total assets 2025
Equity
€5,000
Profit
€92,490
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Structure
Accounts filed 56 days late2 of 3 deeds read
Why 54raises risk2 changes of registered office in 24 monthsLatest accounts 56 days late; 1 of the last 3 latelowers riskSector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Liquidity: current ratio 1.02, cash €98,201Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 53% of its sector peers (NACE 63, micro)
Financial strength · tick = 2024
Strong
Solvency 29-49
equity 4.2% of total assets
Liquidity 50-27
short-term debt 95.8% · cash 82.2%
Profitability 100+100
return on assets 77.4%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,948 companies, NACE 63, micro)
Last 24 months 12-2025: 1.3% 01-2026: 1.3%● unchanged vs 12-2025lowest value 02-2026: 1.3%● unchanged vs 01-2026lowest value 03-2026: 1.3%● unchanged vs 02-2026lowest value 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.4%▲ +0.1 percentage points vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%● unchanged vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026 10-2026: 2.0%▲ +0.5 percentage points vs 09-2026highest value
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 15% on solvency, 31% on liquidity, 85% on profitability and 82% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
KBO
lowers risk · Liquidity: current ratio 1.02, cash €98,201
NBB · annual accounts
raises risk · Latest accounts 56 days late; 1 of the last 3 late
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2277 sector peers (2025).
NBB · sector comparison
Position among 2277 sector peers
Solvency
better than 14%
← weakest strongest →
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
56 days late
2024
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 28 days after the deadline; the sector median (NACE 63) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
14-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €92,490
  3. Registered officeRegistered-office move

Financials · financial year 2025, micro format

Equity
€5,000▲ 60.4%
2024 · €3,118
Total assets
€119,532▲ 1,947%
2024 · €5,840
Net result
€92,490
2024 · -€1,882
Working capital
€1,934▼ 38.0%
2024 · €3,118
Trend over the years

2024 to 2025, 2 financial years

The operating result returns to profit in 2025: €116,927 after a loss of €1,882 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€116,927 2025 Net result€92,490 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 63, Computing infrastructure, data processing, hosting and other information service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result-€1,882-€116,927
Net result-€1,882below the sector's middle half-€92,490above the sector's middle half
Equity€3,118below the sector's middle half-€5,000below the sector's middle half▲ 60.4%
Total assets€5,840below the sector's middle half-€119,532within the sector's middle half▲ 1,947%
Debt€2,723-€114,532▲ 4,107%
Working capital€3,118within the sector's middle half-€1,934within the sector's middle half▼ 38.0%
Solvency53.4%within the sector's middle half-4.2%below the sector's middle half▼ 49.2pp
Current ratio2.15within the sector's middle half-1.02below the sector's middle half▼ 1.13
Return on assets (ROA)-32.2%below the sector's middle half-77.4%above the sector's middle half▲ 109.6pp
above within below the middle half of NACE 63, Computing infrastructure, data processing, hosting and other information service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119,532
Fixed assets €3,066
Current assets €116,467
Equity and liabilities €119,532
Equity €5,000 ▲ 60.4%
Debt €114,532 ▲ 4,107%
Debt's share of the balance-sheet total rises from 46.6% to 95.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€117,021
Cash flow
€92,584
Debt to equity
22.91▲
2024 · 0.87
Interest coverage
over 100
Debt ≤ 1 year
€114,532▲
2024 · €2,723
Income taxes
€24,346
A ratio outside any meaningful range has been withheld (balance sheet total €119,532, equity €5,000).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 320 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
0.9% went bankrupt
2.5% stopped otherwise
96.6% still going

For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,470 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 320 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€5,840€119,532▲
Fixed assets21/28-€3,066
Tangible fixed assets22/27-€3,066
Furniture and vehicles24-€3,066
Current assets29/58€5,840€116,467▲
Amounts receivable within one year40/41€317€18,265▲
Trade receivables40-€7,865
Other amounts receivable41€317€10,400▲
Cash at bank and in hand54/58€5,523€98,201▲
Equity and liabilities
Total equity and liabilities10/49€5,840€119,532▲
Equity10/15€3,118€5,000▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€1,882-
Amounts payable17/49€2,723€114,532▲
Amounts payable within one year42/48€2,723€114,532▲
Trade debts44€2,723€6,080▲
Suppliers440/4€2,723€6,080▲
Taxes, remuneration and social security45-€17,845
Taxes450/3-€17,845
Other amounts payable47/48-€90,607
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€94
Other operating charges640/8€372€333▼
Gross operating margin9900-€1,510€117,354▲
Operating profit (loss)9901-€1,882€116,927▲
Financial charges65/66B-€91
Recurring financial charges65-€91
Profit (loss) for the period before taxes9903-€1,882€116,836▲
Income taxes67/77-€24,346
Profit (loss) for the period9904-€1,882€92,490▲
Profit (loss) for the period to be appropriated9905-€1,882€92,490▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1,882€90,607▲
Profit (loss) brought forward from the previous period14P--€1,882
Profit to be distributed694/7-€90,607
Return on contributions (dividend)694-€90,607

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€94-
Other operating charges640/8€372€333▼ 10.5%
Gross operating margin9900-€1,510€117,354-
Operating profit (loss)9901-€1,882€116,927-
Financial charges65/66B-€91-
Recurring financial charges65-€91-
Profit (loss) for the period before taxes9903-€1,882€116,836-
Income taxes67/77-€24,346-
Profit (loss) for the period9904-€1,882€92,490-
Profit (loss) for the period to be appropriated9905-€1,882€92,490-
Line20242025Change
Assets
Total assets20/58€5,840€119,532▲ 1,947%
Fixed assets21/28-€3,066-
Tangible fixed assets22/27-€3,066-
Furniture and vehicles24-€3,066-
Current assets29/58€5,840€116,467▲ 1,894%
Amounts receivable within one year40/41€317€18,265▲ 5,659%
Trade receivables40-€7,865-
Other amounts receivable41€317€10,400▲ 3,179%
Cash at bank and in hand54/58€5,523€98,201▲ 1,678%
Equity and liabilities
Total equity and liabilities10/49€5,840€119,532▲ 1,947%
Equity10/15€3,118€5,000▲ 60.4%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€1,882--
Amounts payable17/49€2,723€114,532▲ 4,107%
Amounts payable within one year42/48€2,723€114,532▲ 4,107%
Trade debts44€2,723€6,080▲ 123%
Suppliers440/4€2,723€6,080▲ 123%
Taxes, remuneration and social security45-€17,845-
Taxes450/3-€17,845-
Other amounts payable47/48-€90,607-
Line20242025Change
Profit (loss) for the period9904-€1,882€92,490-
+ Depreciation and write-downs630-€94-
Operating cash flow (approximation)-€1,882€92,584-
Change in cash-€92,678-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 25-09-2026 2026-00524099
31-12-2024 micro format 31-07-2025 2025-00347483

Similar companies · same sector, comparable size

Of the 3,110 active companies whose main activity is other information service activities (NACE 63920), figures are known for 1,566. 541 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 2 of 3 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 20 November 2024, Bau+ Develop Consult was incorporated as a private limited company.1 The registered office moved to Hasselt in 2025 and to Zutendaal in 2025.23 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 22-08-2025
  3. 3Belgian Official Gazette, 15-10-2025
  4. 4National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
25-09
NBB filing Annual accounts filed
financial year 2025 · micro format · 56 days late
2025
31-12
Financial Back to profitnet €92,490
Net result €92,490 after one loss-making year.
15-10
Gazette deed Registered office
Registered-office move2 facts ▸
  • Board meeting, 04-09-2025
  • Registered-office move, 3690 Zutendaal,Dorperveld 4 bus 3.1
22-08
Gazette deed Registered office
Registered-office move2 facts ▸
  • Board meeting, 24-07-2025
  • Registered-office move, 3500 Hasselt, Elfde-Liniestraat 13 bus 0901
31-07
NBB filing Annual accounts filed
financial year 2024 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
2 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 2 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded20-11-2024
Financial year end31-12
Abbreviation NL B+D Consult
Activities, NACEBEL 2025
63920Other information service activities
68121Development of residential building projects
68122Development of non-residential building projects
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016429643
Also 9925:BE1016429643
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 14 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1016.429.643

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Zutendaal · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
5,307 m²
Building footprint
763 m²
Building volume
625 m³
Parcel 71067B1162/00A000, Flanders · tallest building 6.5 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Bau+ Develop Consult
Dorperveld 4, 3690 ZutendaalOther information service activities
since 2024unit no. 2.367.073.875
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
71067B1162/00A000 Flanders 5,307 m² 1 · 763 m² 6.5 m
How the parcels are linked
Good to know
The parcel matches the address exactly.