BATIPACK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €9.73M and a net result of €1.76M. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 7980 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
16 d early
2023
39 d early
2022
2 d early
2021
2 d early
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9.73M▼ 0.4%
2024 · €9.77M
2018: €4.35M
2019: €4.21M
2020: €5.14M
2021: €5.67M
2022: €8.71M
2023: €9.38M
2024: €9.77M
2018 → 2025
Net result
€1.76M▲ 83.3%
2024 · €958k
2018: €356k
2019: €1.66M
2020: €935k
2021: €524k
2022: €3.05M
2023: €669k
2024: €958k
2018 → 2025
Total assets
€10.64M▲ 1.9%
2024 · €10.44M
2018: €5.93M
2019: €5.77M
2020: €6.86M
2021: €8.06M
2022: €11.20M
2023: €10.06M
2024: €10.44M
2018 → 2025
Solvency
91.4%▼ 2.1pp
2024 · 93.5%
2018: 73.3%
2019: 72.9%
2020: 74.9%
2021: 70.3%
2022: 77.8%
2023: 93.3%
2024: 93.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5.67M-€8.71M▲ 53.8%€9.38M▲ 7.7%€9.77M▲ 4.1%€9.73M▼ 0.4%
Operating result€750k-€805k▲ 7.3%€980k▲ 21.6%€-47k€1.10M
Net result€524k-€3.05M▲ 482%€669k▼ 78.1%€958k▲ 43.3%€1.76M▲ 83.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1.10M after a loss of €47k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.64M
Fixed assets
€6.73M▲ 0.4%
Current assets
€3.91M▲ 4.6%
Equity and liabilities €10.64M
Equity
€9.73M▼ 0.4%
Debt
€916k▲ 35.6%
The debt ratio rises from 6.5% to 8.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
91.4%▼
2024 · 93.5%
ROE
18.1%▲
2024 · 9.8%
ROA
16.5%▲
2024 · 9.2%
Debt
€916k▲
2024 · €675k
Debt ≤ 1 year
€434k▲
2024 · €338k
Income taxes
€292k▲
2024 · €219k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10.44M€10.64M▲
Fixed assets21/28€6.71M€6.73M▲
Tangible fixed assets22/27€1.23M€1.26M▲
Land and buildings22€886k€1.17M▲
Plant, machinery and equipment23€285k€41k▼
Furniture and vehicles24€64k€47k▼
Financial fixed assets28€5.48M€5.48M=
Current assets29/58€3.73M€3.91M▲
Amounts receivable within one year40/41€359k€279k▼
Trade receivables40€251k€11k▼
Other amounts receivable41€107k€268k▲
Current investments50/53€1.42M€1.52M▲
Cash at bank and in hand54/58€1.89M€2.03M▲
Deferred charges and accrued income490/1€62k€80k▲
Equity and liabilities
Total equity and liabilities10/49€10.44M€10.64M▲
Equity10/15€9.77M€9.73M▼
Contributions10/11€100k€100k=
Reserves13€9.67M€9.63M▼
Tax-exempt reserves132€644k€308k▼
Distributable reserves133€9.02M€9.32M▲
Amounts payable17/49€675k€916k▲
Amounts payable within one year42/48€338k€434k▲
Current portion of amounts payable after more than one year42€21k-
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€74k€52k▼
Taxes450/3€74k€52k▼
Other amounts payable47/48€242k€379k▲
Accrued charges and deferred income492/3€337k€482k▲
Income statement
Code20242025
Non-recurring operating income76A€24k€981k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€135k€86k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€100k-
Other operating charges640/8€4k€4k▲
Gross operating margin9900€191k€1.19M▲
Operating profit (loss)9901€-47k€1.10M▲
Financial income75/76B€1.27M€978k▼
Recurring financial income75€1.27M€978k▼
Financial charges65/66B€43k€27k▼
Recurring financial charges65€43k€27k▼
Profit (loss) for the period before taxes9903€1.18M€2.05M▲
Income taxes67/77€219k€292k▲
Profit (loss) for the period9904€958k€1.76M▲
Transfer from tax-exempt reserves789€273k€337k▲
Transfer to tax-exempt reserves689€55k-
Profit (loss) for the period to be appropriated9905€1.18M€2.09M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.18M€2.09M▲
Transfer from equity791/2€573k€1.80M▲
Transfer to equity691/2€1.18M€2.09M▲
To other reserves6921€1.18M€2.09M▲
Profit to be distributed694/7€573k€1.80M▲
Return on contributions (dividend)694€573k€1.80M▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity doublescurrent ratio 11.04
Current ratio from 5.16 to 11.04; short-term debt falls from €631k to €338k.
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Liquidity doublescurrent ratio 5.16
Current ratio from 2.12 to 5.16; short-term debt falls from €2.04M to €631k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €3.05M ▲482%
Net result €3.05M, the highest in the series.
30-09
Financial
Liquidity doublescurrent ratio 2.12
Current ratio from 0.97 to 2.12.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €5MEq €5.14M ▲22.2%
3 profitable years in a row build equity to €5.14M.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
26-01-2024
Resigned as Manager
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keizer Karelstraat 659000 GentGround area
2,467 m²
Building footprint
544 m²
Volume, LiDAR
8,816 m³
2 parcels, Flanders · tallest building 26.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
BATIPACK
since 20062.154.670.007
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017D1496/00T000 | Flanders | 1,775 m² | 1 · 185 m² | 7.7 m · 2 fl. |
| 44804D1164/00H000 | Flanders | 692 m² | 1 · 360 m² | 26.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
967600EHRXCIGZ87X544
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 6,108 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2006
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
70200Business and other management consultancy
70220Business consulting
71340
74142
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:verschuerekes@gmail.com