BATI-SAS
ActiveThe computed 12-month bankruptcy probability of BATI-SAS is 2.3% (moderate). The 2025 annual accounts show equity of €30k and a net result of €9k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 40% of 27407 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency59▼-9
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.98 against 1.03 in 2024), and 61.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.5%
Return on assets
12%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
7 d early
2024
29 d late
2023
109 d late
2022
249 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 17.1%
2024 · €26k
2022: €10k
2023: €89k
2024: €26k
2022 → 2025
Total assets
€79k▲ 36.5%
2024 · €58k
2022: €26k
2023: €89k
2024: €58k
2022 → 2025
Net result
€9k
2024 · €-18k
2022: €9k
2023: €79k
2024: €-18k
2022 → 2025
Working capital
€-1k
2024 · €827
2022: €8k
2023: €79k
2024: €827
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€10k-€89k▲ 802%€26k▼ 70.9%€30k▲ 17.1%
Operating result€9k-€79k▲ 824%€-921€15k
Net result€9k-€79k▲ 824%€-18k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €921 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€31k▲ 25.1%
Current assets
€48k▲ 45.2%
Equity and liabilities €79k
Equity
€30k▲ 17.1%
Debt
€49k▲ 52.2%
The debt ratio rises from 55.2% to 61.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€30k▲
2024 · €16k
Cash flow
€25k▲
2024 · €-393
Solvency
38.5%▼
2024 · 44.8%
Current ratio
0.98▼
2024 · 1.03
Quick ratio
0.98▼
2024 · 1.03
Debt / equity
1.60▲
2024 · 1.23
ROE
31.1%▲
2024 · -67.6%
ROA
12.0%▲
2024 · -30.3%
Interest coverage
50.96▼
2024 · 62.48
Debt
€49k▲
2024 · €32k
Debt ≤ 1 year
€49k▲
2024 · €32k
Income taxes
€5k▼
2024 · €16k
Staff costs
€26
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€79k▲
Fixed assets21/28€25k€31k▲
Tangible fixed assets22/27€25k€31k▲
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€24k€28k▲
Financial fixed assets28-€65
Current assets29/58€33k€48k▲
Amounts receivable within one year40/41€13k€18k▲
Trade receivables40€2k€14k▲
Other amounts receivable41€11k€5k▼
Cash at bank and in hand54/58€6k€18k▲
Deferred charges and accrued income490/1€14k€12k▼
Equity and liabilities
Total equity and liabilities10/49€58k€79k▲
Equity10/15€26k€30k▲
Contributions10/11€1k€1k=
Reserves13€130€130=
Non-distributable reserves130/1€130€130=
Reserves not available under the articles1311€130€130=
Profit (loss) carried forward14€24k€29k▲
Amounts payable17/49€32k€49k▲
Amounts payable within one year42/48€32k€49k▲
Trade debts44€12k€15k▲
Suppliers440/4€12k€15k▲
Taxes, remuneration and social security45€14k€7k▼
Taxes450/3€14k€7k▼
Other amounts payable47/48€6k€26k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€26
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€16k▼
Other operating charges640/8€7k€4k▼
Gross operating margin9900€23k€34k▲
Operating profit (loss)9901€-921€15k▲
Financial income75/76B€84€41▼
Recurring financial income75€84€41▼
Financial charges65/66B€260€589▲
Recurring financial charges65€260€589▲
Profit (loss) for the period before taxes9903€-1k€14k▲
Income taxes67/77€16k€5k▼
Profit (loss) for the period9904€-18k€9k▲
Profit (loss) for the period to be appropriated9905€-18k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€34k▲
Profit (loss) brought forward from the previous period14P€42k€24k▼
Profit to be distributed694/7-€5k
Directors or managers695-€5k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-18k ▼122%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
17-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 109 days late
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 249 days late
2023
31-12
Financial
Highest result since 2022net €79k ▲824%
Operating result €79k, net result €79k, both a record.
31-12
Financial
Liquidity times 396current ratio 594.44
Current ratio from 1.50 to 594.44; short-term debt falls from €16k to €133.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lt. Graffplein 151780 WemmelGround area
244 m²
Building footprint
271 m²
Volume, LiDAR
3,093 m³
2 parcels, Brussels, Flanders · tallest building 19.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CHAUFF HOME
since 20222.328.866.169
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0387/00R004 | Flanders | 147 m² | 1 · 144 m² | 14.9 m · 4 fl. |
| 21523B0792/00S000 | Brussels | 97 m² | 1 · 127 m² | 19.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,993 companies in sector 43221 we hold annual accounts for 3,445. 2,711 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2022
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.