BATI IMMO CONCEPT
ActiveThe annual accounts of BATI IMMO CONCEPT for fiscal year 2024 show a net loss of 72% of the equity at the start of that year. The 2024 annual accounts show equity of €7k and a net result of €-18k. Equity is shrinking by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 21% of 9982 sector peers (fiscal year 2024). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency38▼-23
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.64 against 3.46 in 2023; short-term debt: 57.7% and cash: 18.6% of total assets), but 87.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.8%
Return on assets
-32.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9982 sector peers (2024).
NBB · sector comparisonPosition among 9982 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
37 d early
2022
30 d late
2021
1 d late
2020
26 d late
2019
19 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€7k▼ 72.1%
2023 · €26k
2018: €25k
2019: €25k
2020: €15k
2021: €21k
2022: €8k
2023: €26k
2018 → 2024
Total assets
€56k▼ 20.8%
2023 · €71k
2018: €59k
2019: €63k
2020: €57k
2021: €57k
2022: €97k
2023: €71k
2018 → 2024
Net result
€-18k
2023 · €18k
2018: €3k
2019: €876
2020: €-10k
2021: €6k
2022: €7k
2023: €18k
2018 → 2024
Working capital
€21k▼ 57.8%
2023 · €49k
2018: €34k
2019: €41k
2020: €32k
2021: €35k
2022: €42k
2023: €49k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€15k-€21k▲ 38.3%€8k▼ 63.7%€26k▲ 230%€7k▼ 72.1%
Operating result€-7k-€7k€12k▲ 62.1%€27k▲ 129%€-16k
Net result€-10k-€6k€7k▲ 20.8%€18k▲ 150%€-18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €16k after €27k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €56k
Fixed assets
€3k▲ 42.9%
Current assets
€53k▼ 22.8%
Equity and liabilities €56k
Equity
€7k▼ 72.1%
Debt
€49k▲ 8.3%
The debt ratio rises from 63.8% to 87.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-15k▼
2023 · €27k
Cash flow
€-17k▼
2023 · €19k
Solvency
12.8%▼
2023 · 36.2%
Current ratio
1.64▼
2023 · 3.46
Quick ratio
1.31▼
2023 · 1.95
Debt / equity
6.83▲
2023 · 1.76
ROE
-257.9%▼
2023 · 69.7%
ROA
-32.9%▼
2023 · 25.2%
Interest coverage
-6.85▼
2023 · 7.41
Debt
€49k▲
2023 · €45k
Debt ≤ 1 year
€32k▲
2023 · €20k
Debt > 1 year
€17k▼
2023 · €25k
Income taxes
€-4▼
2023 · €5k
Staff costs
€64▲
2023 · €-470
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€71k€56k▼
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Plant, machinery and equipment23€132€32▼
Furniture and vehicles24€2k€3k▲
Financial fixed assets28€265€265=
Current assets29/58€69k€53k▼
Stocks and contracts in progress3€30k€11k▼
Stocks30/36€30k€11k▼
Amounts receivable within one year40/41€31k€31k▼
Trade receivables40€10k€21k▲
Other amounts receivable41€21k€9k▼
Cash at bank and in hand54/58€7k€10k▲
Deferred charges and accrued income490/1€741€1k▲
Equity and liabilities
Total equity and liabilities10/49€71k€56k▼
Equity10/15€26k€7k▼
Reserves13€26k€7k▼
Distributable reserves133€26k€7k▼
Amounts payable17/49€45k€49k▲
Amounts payable after more than one year17€25k€17k▼
Financial debts170/4€25k€17k▼
Amounts payable within one year42/48€20k€32k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€9k€5k▼
Other amounts payable47/48-€17k
Accrued charges and deferred income492/3€759-
Income statement
Code20232024
Non-recurring operating income76A€71k-
Remuneration, social security and pensions62€-470€64▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€711€1k▲
Other operating charges640/8€855€530▼
Gross operating margin9900€28k€-14k▼
Operating profit (loss)9901€27k€-16k▼
Financial income75/76B€209€7▼
Recurring financial income75€209€7▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€23k€-18k▼
Income taxes67/77€5k€-4▼
Profit (loss) for the period9904€18k€-18k▼
Profit (loss) for the period to be appropriated9905€18k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€-18k▼
Transfer from equity791/2-€18k
Transfer to equity691/2€18k-
To other reserves6921€18k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-18k ▼203%
Net result drops to €-18k, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €18k ▲150%
Operating result €27k, net result €18k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
11-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Nouvelle(L) 426220 FleurusGround area
207 m²
Building footprint
53 m²
Volume, LiDAR
422 m³
Parcel 52036A0312/00V015, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Nouvelle(L) 42, 6220 Fleurus
since 20022.114.937.223
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52036A0312/00V015 | Wallonia | 207 m² | 1 · 52 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D. CONSTRUCT
BE 0465.309.691
Grobbendonk · Eq €7k
BATIVILLA
BE 0777.881.008
Puurs-Sint-Amands · Eq €7k
APlusExperts
BE 0864.542.093
Wichelen · Eq €7k
SWIMAT
BE 0894.425.320
Lobbes · Eq €7k
BOUW COMPANY
BE 0661.862.969
Zaventem · Eq €7k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 7,922 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2002
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.