BATI.GIPS
ActiveBATI.GIPS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €7k. Equity is growing by ~21.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+44
Solvency99▲+17
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.19 against 1.84 in 2024; short-term debt: 25.5% and cash: 16.5% of total assets), and 25.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.1%
Return on assets
13.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
39 d early
2023
40 d early
2022
37 d early
2021
21 d early
2020
2 d late
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 22.1%
2024 · €32k
2019: €-2k
2020: €-10k
2021: €32k
2022: €31k
2023: €33k
2024: €32k
2019 → 2025
Total assets
€52k▼ 5.7%
2024 · €55k
2019: €26k
2020: €26k
2021: €36k
2022: €52k
2023: €54k
2024: €55k
2019 → 2025
Net result
€7k
2024 · €-911
2019: €-353
2020: €-8k
2021: €42k
2022: €-938
2023: €1k
2024: €-911
2019 → 2025
Working capital
€29k▲ 47.1%
2024 · €20k
2019: €-11k
2020: €-18k
2021: €23k
2022: €28k
2023: €20k
2024: €20k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€31k▼ 2.9%€33k▲ 4.0%€32k▼ 2.8%€39k▲ 22.1%
Operating result€43k-€-186€2k€-1k€7k
Net result€42k-€-938€1k€-911€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€10k▼ 18.7%
Current assets
€42k▼ 2.1%
Equity and liabilities €52k
Equity
€39k▲ 22.1%
Debt
€13k▼ 42.9%
The debt ratio falls from 42.7% to 25.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▲
2024 · €2k
Cash flow
€10k▲
2024 · €2k
Solvency
74.1%▲
2024 · 57.3%
Current ratio
3.19▲
2024 · 1.84
Quick ratio
3.19▲
2024 · 1.84
Debt / equity
0.35▼
2024 · 0.75
ROE
18.1%▲
2024 · -2.9%
ROA
13.4%▲
2024 · -1.7%
Interest coverage
15.49▲
2024 · 3.09
Debt
€13k▼
2024 · €24k
Debt ≤ 1 year
€13k▼
2024 · €23k
Income taxes
€896
Staff costs
€24k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€52k▼
Fixed assets21/28€12k€10k▼
Tangible fixed assets22/27€9k€7k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24-€508
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€3k€3k=
Current assets29/58€43k€42k▼
Amounts receivable within one year40/41€30k€29k▼
Trade receivables40€11k€4k▼
Other amounts receivable41€18k€25k▲
Cash at bank and in hand54/58€10k€9k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€55k€52k▼
Equity10/15€32k€39k▲
Contributions10/11€19k€19k=
Reserves13€13k€13k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€339€7k▲
Amounts payable17/49€24k€13k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€23k€13k▼
Current portion of amounts payable after more than one year42€3k€0▼
Trade debts44€15k€10k▼
Suppliers440/4€15k€10k▼
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€542€896▲
Remuneration and social security454/9€5k€2k▼
Accrued charges and deferred income492/3€94€189▲
Income statement
Code20242025
Non-recurring operating income76A-€23
Remuneration, social security and pensions62€24k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€847€1k▲
Gross operating margin9900€27k€36k▲
Operating profit (loss)9901€-1k€7k▲
Financial income75/76B€743€1k▲
Recurring financial income75€743€1k▲
Financial charges65/66B€594€661▲
Recurring financial charges65€594€661▲
Profit (loss) for the period before taxes9903€-911€8k▲
Income taxes67/77-€896
Profit (loss) for the period9904€-911€7k▲
Profit (loss) for the period to be appropriated9905€-911€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€339€7k▲
Profit (loss) brought forward from the previous period14P€1k€339▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2022
25-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
30-06
Financial
Liquidity times 14current ratio 6.67
Current ratio from 0.49 to 6.67; short-term debt falls from €36k to €4k.
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
30-06
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Champs du Mont 574102 SeraingGround area
100 m²
Building footprint
92 m²
Parcel 62342B0514/00C024, Wallonia. Linked by address, not a title deed.
1 establishment unit
BATI.GIPS
since 20042.136.663.837
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62342B0514/00C024 | Wallonia | 100 m² | 1 · 92 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A.L.V.
BE 0885.623.064
Beringen · Eq €39k
P.D.M. CONSTRUCT
BE 0778.719.958
Wemmel · Eq €39k
BOMUUR
BE 0790.728.459
Wielsbeke · Eq €39k
PROVAL CONSTRUCT
BE 1000.702.874
Soignies · Eq €39k
ALGEMENE PLAKWERKEN VERBRAEKEL
BE 0870.069.907
Erpe-Mere · Eq €38k
Of 4,013 companies in sector 43310 we hold annual accounts for 1,745. 1,490 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-04-2004
Fiscal year end30-06
Activities, NACEBEL
43310Plastering work
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
43331Floor and wall tiling
45422
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.