BATI CM CONSTRUCTIONS
ActiveThe file of BATI CM CONSTRUCTIONS contains 2 judicial reorganisations, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). The 2025 annual accounts show negative equity (€-23k) and a net result of €33k. Equity is shrinking by ~41.1% per year across the filed fiscal years. Its solvency ranks better than 9% of 2176 sector peers (fiscal year 2025).
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-1
Solvency16▲+10
Growth32=
Track record54
Bankruptcy probability, 12 months
≥ 25%
High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.91 against 0.82 in 2024; short-term debt: 108.6% and cash: 6.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8.6%
Return on assets
12.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 2176 sector peers (2025).
NBB · sector comparisonPosition among 2176 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-08-2026, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
15 d late
2024
60 d late
2023
19 d late
2022
68 d late
2021
75 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€33k▼ 12.2%
2024 · €37k
2021: €41k
2022: €-8k
2023: €-130k
2024: €37k
2021 → 2025
Working capital
€-27k▲ 57.1%
2024 · €-64k
2021: €39k
2022: €36k
2023: €-96k
2024: €-64k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€38k▼ 16.8%€-93k€-56k▲ 40.2%€-23k▲ 58.9%
Operating result€55k-€13k▼ 75.5%€-105k€43k€35k▼ 17.8%
Net result€41k-€-8k€-130k▼ 1,623%€37k€33k▼ 12.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266k
Fixed assets
€5k▼ 52.7%
Current assets
€261k▼ 7.9%
Key figures and ratios
EBITDA
€38k▼
2024 · €45k
Cash flow
€35k▼
2024 · €40k
Solvency
-8.6%▲
2024 · -18.9%
Current ratio
0.91▲
2024 · 0.82
Quick ratio
0.77▲
2024 · 0.70
Debt / equity
-12.65▼
2024 · -6.28
ROA
12.3%▼
2024 · 12.7%
Interest coverage
17.07▲
2024 · 7.69
Debt
€289k▼
2024 · €349k
Debt ≤ 1 year
€289k▼
2024 · €347k
Income taxes
€176▼
2024 · €180
Staff costs
€84k▼
2024 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€293k€266k▼
Fixed assets21/28€10k€5k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26€197€168▼
Financial fixed assets28€3k€575▼
Current assets29/58€284k€261k▼
Stocks and contracts in progress3€42k€40k▼
Stocks30/36€17k-
Contracts in progress37€25k€40k▲
Amounts receivable within one year40/41€156k€146k▼
Trade receivables40€68k€59k▼
Other amounts receivable41€89k€87k▼
Cash at bank and in hand54/58€28k€16k▼
Deferred charges and accrued income490/1€57k€59k▲
Equity and liabilities
Total equity and liabilities10/49€293k€266k▼
Equity10/15€-56k€-23k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€-60k€-27k▲
Amounts payable17/49€349k€289k▼
Amounts payable after more than one year17€1k-
Financial debts170/4€1k-
Amounts payable within one year42/48€347k€289k▼
Current portion of amounts payable after more than one year42€5k€3k▼
Trade debts44€192k€189k▼
Suppliers440/4€192k€189k▼
Taxes, remuneration and social security45€151k€97k▼
Taxes450/3€13k€2k▼
Remuneration and social security454/9€138k€95k▼
Income statement
Code20242025
Remuneration, social security and pensions62€131k€84k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€298€551▲
Gross operating margin9900€178k€124k▼
Operating profit (loss)9901€43k€35k▼
Financial income75/76B€646-
Recurring financial income75€646-
Financial charges65/66B€6k€2k▼
Recurring financial charges65€6k€2k▼
Profit (loss) for the period before taxes9903€37k€33k▼
Income taxes67/77€180€176▼
Profit (loss) for the period9904€37k€33k▼
Profit (loss) for the period to be appropriated9905€37k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-60k€-27k▲
Profit (loss) brought forward from the previous period14P€-97k€-60k▲
Social balance
Average headcount (FTE)90873.03.0=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 15 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
31-12
Financial
Back to profitnet €37k
Net result €37k after 2 loss-making years.
30-10
Judicial reorganisation
Plan homologation
Tribunal de l’entreprise du Hainaut · 20240020 · event 24-10-2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 19 days late
02-07
Judicial reorganisation
Opening
Tribunal de l’entreprise du Hainaut · collectif · event 24-06-2024
2023
31-12
Financial
Weakest financial yearnet €-130k
Net result drops to €-130k, the lowest in the series; recovery starts the following year.
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 68 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Scailquin(H-A) 397110 La LouvièreGround area
595 m²
Building footprint
86 m²
Volume, LiDAR
547 m³
Parcel 55019C0091/00C009, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BATI CM CONSTRUCTIONS
since 20202.308.504.780
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55019C0091/00C009indicative | Wallonia | 595 m² | 1 · 86 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,775 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.