BATI BF
ActiveThe computed 12-month bankruptcy probability of BATI BF is 3.6% (moderate). The 2025 annual accounts show equity of €17k and a net result of €-973. Equity is shrinking by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 2176 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▲+25
Solvency100=
Growth22=
Track record92
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 9.52 against 12.54 in 2024; short-term debt: 10.5% and cash: 70.9% of total assets), and 10.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.5%
Return on assets
-5.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-973
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
26 d late
2024
55 d late
2023
41 d late
2022
27 d early
2021
31 d late
2020
30 d late
2019
46 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€158k▼ 17.8%
2018 · €192k
2018: €192k
2018 → 2019
EBIT margin
11.8%▼ 3.7pp
2018 · 15.5%
2018: 15.5%
2018 → 2019
Net result
€-973▲ 85.7%
2024 · €-7k
2018: €23k
2019: €14k
2020: €8k
2021: €-2k
2022: €1k
2023: €-23k
2024: €-7k
2018 → 2025
Working capital
€17k▼ 5.4%
2024 · €18k
2018: €3k
2019: €21k
2020: €39k
2021: €39k
2022: €44k
2023: €25k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€48k▲ 2.9%€25k▼ 47.8%€18k▼ 27.2%€17k▼ 5.4%
Operating result€-2k-€1k€-30k€-7k▲ 77.8%€-901▲ 86.3%
Net result€-2k-€1k€-23k€-7k▲ 70.2%€-973▲ 85.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €901 in 2025 against €7k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €19k
Equity
€17k▼ 5.4%
Debt
€2k▲ 28.1%
The debt ratio rises from 8.0% to 10.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
89.5%▼
2024 · 92.0%
Current ratio
9.52▼
2024 · 12.54
Quick ratio
9.52▼
2024 · 12.54
Debt / equity
0.12▲
2024 · 0.09
ROE
-5.7%▲
2024 · -37.5%
ROA
-5.1%▲
2024 · -34.5%
Debt
€2k▲
2024 · €2k
Debt ≤ 1 year
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€19k▼
Current assets29/58€20k€19k▼
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€15k€14k▼
Equity and liabilities
Total equity and liabilities10/49€20k€19k▼
Equity10/15€18k€17k▼
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€42k€42k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€-30k€-31k▼
Amounts payable17/49€2k€2k▲
Amounts payable within one year42/48€2k€2k▲
Trade debts44-€443
Suppliers440/4-€443
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Other operating charges640/8€594€400▼
Gross operating margin9900€-6k€-501▲
Operating profit (loss)9901€-7k€-901▲
Financial charges65/66B€223€72▼
Recurring financial charges65€223€72▼
Profit (loss) for the period before taxes9903€-7k€-973▲
Profit (loss) for the period9904€-7k€-973▲
Profit (loss) for the period to be appropriated9905€-7k€-973▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-31k▼
Profit (loss) brought forward from the previous period14P€-23k€-30k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
25-07
KBO administration
UBO non-compliance
event 15-07-2025
2024
31-12
Financial
Liquidity triplescurrent ratio 12.54
Current ratio from 3.86 to 12.54; short-term debt falls from €9k to €2k.
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
31-12
Financial
Weakest financial yearnet €-23k ▼1768%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bernissart · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Péruwelz(BLA) 67321 BernissartGround area
396 m²
Building footprint
181 m²
Parcel 57009A0656/00V000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BATI BF
since 20172.266.037.982
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57009A0656/00V000 | Wallonia | 396 m² | 1 · 181 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NASS GO
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AK STONE
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SGF IMMO CONSULT
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 11,114 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-07-2017
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
43310Plastering work
43331Floor and wall tiling
43422Screed work
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476/973718