BATI 3 ((BATI3))
ActiveBATI 3 ((BATI3)) has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €14k. Equity is shrinking by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 49% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+58
Solvency72▲+20
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 1.51 in 2024; short-term debt: 49.1% and cash: 24.6% of total assets), but 53.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.6%
Return on assets
17.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €36k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
31 d late
2022
145 d late
2021
31 d late
2020
25 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 62.7%
2024 · €22k
2018: €57k
2019: €67k
2020: €39k
2021: €31k
2022: €25k
2023: €24k
2024: €22k
2018 → 2025
Total assets
€78k▼ 4.9%
2024 · €82k
2018: €194k
2019: €179k
2020: €146k
2021: €115k
2022: €78k
2023: €113k
2024: €82k
2018 → 2025
Net result
€14k
2024 · €-1k
2018: €7k
2019: €10k
2020: €-28k
2021: €-8k
2022: €-5k
2023: €28k
2024: €-1k
2018 → 2025
Working capital
€38k▲ 49.5%
2024 · €26k
2018: €82k
2019: €77k
2020: €47k
2021: €31k
2022: €24k
2023: €15k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€25k▼ 17.6%€24k▼ 6.7%€22k▼ 5.2%€36k▲ 62.7%
Operating result€-7k-€-2k▲ 77.0%€42k€5k▼ 87.7%€28k▲ 437%
Net result€-8k-€-5k▲ 33.3%€28k€-1k€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 437% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€1k▼ 76.7%
Current assets
€76k▲ 1.1%
Equity and liabilities €78k
Equity
€36k▲ 62.7%
Debt
€42k▼ 30.2%
The debt ratio falls from 72.8% to 53.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▲
2024 · €11k
Cash flow
€19k▲
2024 · €5k
Solvency
46.6%▲
2024 · 27.2%
Current ratio
2.00▲
2024 · 1.51
Quick ratio
2.00▲
2024 · 1.51
Debt / equity
1.15▼
2024 · 2.68
ROE
38.5%▲
2024 · -5.5%
ROA
17.9%▲
2024 · -1.5%
Interest coverage
7.29▲
2024 · 1.95
Debt
€42k▼
2024 · €60k
Debt ≤ 1 year
€38k▼
2024 · €50k
Income taxes
€9k▲
2024 · €736
Staff costs
€-503▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€82k€78k▼
Fixed assets21/28€6k€1k▼
Tangible fixed assets22/27€6k€1k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€4k€474▼
Current assets29/58€76k€76k▲
Amounts receivable within one year40/41€31k€41k▲
Trade receivables40€25k€20k▼
Other amounts receivable41€6k€22k▲
Cash at bank and in hand54/58€25k€19k▼
Deferred charges and accrued income490/1€19k€16k▼
Equity and liabilities
Total equity and liabilities10/49€82k€78k▼
Equity10/15€22k€36k▲
Contributions10/11€20k€20k=
Reserves13-€14k
Distributable reserves133-€14k
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€60k€42k▼
Amounts payable within one year42/48€50k€38k▼
Trade debts44€23k€749▼
Suppliers440/4€23k€749▼
Advances received on contracts in progress46-€585
Taxes, remuneration and social security45€871€10k▲
Taxes450/3€736€10k▲
Remuneration and social security454/9€135-
Other amounts payable47/48€26k€27k▲
Accrued charges and deferred income492/3€10k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€-503▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k-
Other operating charges640/8€682€323▼
Non-recurring operating charges66A€7k-
Gross operating margin9900€24k€33k▲
Operating profit (loss)9901€5k€28k▲
Financial income75/76B€55€9▼
Recurring financial income75€55€9▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€-487€23k▲
Income taxes67/77€736€9k▲
Profit (loss) for the period9904€-1k€14k▲
Profit (loss) for the period to be appropriated9905€-1k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€16k▲
Profit (loss) brought forward from the previous period14P€3k€2k▼
Transfer to equity691/2-€14k
To other reserves6921-€14k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €28k
Net result €28k after 3 loss-making years.
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 145 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €-28k ▼370%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
06-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 37 days late
03-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 276 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2017
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
29-01-2017
Resigned as Managing director
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
François Jacobslaan 191731 AsseGround area
2,897 m²
Building footprint
630 m²
Volume, LiDAR
3,612 m³
2 parcels, Brussels, Flanders · tallest building 16.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jetselaan 67, 1081 Koekelberg
since 20012.098.009.436
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095C0076/00X002 | Flanders | 2,458 m² | 1 · 315 m² | 8.0 m · 2 fl. |
| 21492B0007/00D009 | Brussels | 440 m² | 1 · 315 m² | 16.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,215 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2001
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.