BATHIM & C°
ActiveBATHIM & C° has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183k and a net result of €27k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 21% of 4512 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+12
Solvency33=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.44 in 2024; short-term debt: 51.4% and cash: 10.9% of total assets), and 92.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.9%
Return on assets
1.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 4512 sector peers (2025).
NBB · sector comparisonPosition among 4512 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
31 d early
2023
1 d early
2022
45 d late
2021
2 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€27k▲ 18,443%
2024 · €148
2018: €19k
2019: €44k
2020: €4k
2021: €5k
2022: €30k
2023: €8k
2024: €148
2018 → 2025
Working capital
€-657k▼ 21.3%
2024 · €-542k
2018: €-6k
2019: €-27k
2020: €-27k
2021: €-9k
2022: €-13k
2023: €-505k
2024: €-542k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€129k-€159k▲ 23.6%€155k▼ 2.5%€155k▲ 0.1%€183k▲ 17.6%
Operating result€19k-€59k▲ 208%€35k▼ 41.6%€59k▲ 69.7%€81k▲ 37.8%
Net result€5k-€30k▲ 512%€8k▼ 72.6%€148▼ 98.2%€27k▲ 18,443%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.32M
Fixed assets
€1.78M▲ 12.0%
Current assets
€536k▲ 26.7%
Equity and liabilities €2.32M
Equity
€183k▲ 17.6%
Debt
€2.14M▲ 14.8%
The debt ratio falls from 92.3% to 92.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€162k▲
2024 · €117k
Cash flow
€108k▲
2024 · €58k
Solvency
7.9%▲
2024 · 7.7%
Current ratio
0.45▲
2024 · 0.44
Quick ratio
0.45▲
2024 · 0.44
Debt / equity
11.71▼
2024 · 12.00
ROE
15.0%▲
2024 · 0.1%
ROA
1.2%▲
2024 · 0.0%
Interest coverage
3.63▲
2024 · 2.30
Debt
€2.14M▲
2024 · €1.86M
Debt ≤ 1 year
€1.19M▲
2024 · €965k
Debt > 1 year
€942k▲
2024 · €897k
Income taxes
€10k▲
2024 · €8k
Staff costs
€58k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.02M€2.32M▲
Fixed assets21/28€1.59M€1.78M▲
Intangible fixed assets21€20k€31k▲
Tangible fixed assets22/27€284k€464k▲
Land and buildings22€233k€210k▼
Plant, machinery and equipment23€10k€14k▲
Furniture and vehicles24€42k€239k▲
Financial fixed assets28€1.29M€1.29M=
Current assets29/58€423k€536k▲
Amounts receivable within one year40/41€194k€247k▲
Trade receivables40€194k€247k▲
Cash at bank and in hand54/58€193k€252k▲
Deferred charges and accrued income490/1€36k€36k▲
Equity and liabilities
Total equity and liabilities10/49€2.02M€2.32M▲
Equity10/15€155k€183k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€47k€74k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€40k€68k▲
Profit (loss) carried forward14€47k€47k=
Amounts payable17/49€1.86M€2.14M▲
Amounts payable after more than one year17€897k€942k▲
Financial debts170/4€897k€942k▲
Amounts payable within one year42/48€965k€1.19M▲
Current portion of amounts payable after more than one year42€40k€68k▲
Trade debts44€328k€351k▲
Suppliers440/4€328k€351k▲
Taxes, remuneration and social security45€25k€43k▲
Taxes450/3€19k€35k▲
Remuneration and social security454/9€7k€8k▲
Other amounts payable47/48€571k€731k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Non-recurring operating income76A€4k-
Remuneration, social security and pensions62€49k€58k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€81k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k-
Other operating charges640/8€9k€12k▲
Gross operating margin9900€183k€232k▲
Operating profit (loss)9901€59k€81k▲
Financial income75/76B€4€636▲
Recurring financial income75€4€636▲
Financial charges65/66B€51k€44k▼
Recurring financial charges65€51k€44k▼
Profit (loss) for the period before taxes9903€8k€37k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€148€27k▲
Profit (loss) for the period to be appropriated9905€148€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€75k▲
Profit (loss) brought forward from the previous period14P€47k€47k▲
Transfer to equity691/2-€27k
To other reserves6921-€27k
Social balance
Average headcount (FTE)90870.91.9▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 26 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €148 ▼98.2%
Net result drops to €148, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 45 days late
2022
31-12
Financial
Equity above €150kEq €159k ▲23.6%
5 profitable years in a row build equity to €159k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €44k ▲134%
Net result €44k, the highest in the series.
31-12
Financial
Equity above €100kEq €120k ▲58.5%
2 profitable years in a row build equity to €120k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brand Whitlocklaan 1121200 Sint-Lambrechts-WoluweGround area
596 m²
Building footprint
296 m²
Volume, LiDAR
4,757 m³
2 parcels, Brussels · tallest building 27.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BATHIM & CO
since 19932.064.647.968
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0143/00A022 | Brussels | 379 m² | 1 · 150 m² | 27.0 m · 6 fl. |
| 21673D0143/00Z016 | Brussels | 217 m² | 1 · 146 m² | 20.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,906. 5,221 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-11-1993
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Business parks
2 parksOffers a parcel on business park:Ambachtelijke zone Mechelsesteenweg
Offers a parcel on business park:Zaventem Zuid