BASTIAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €180k and a net result of €77k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 58% of 1471 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
22 d early
2024
14 d early
2023
30 d late
2022
31 d late
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€180k▼ 1.7%
2024 · €183k
2021: €187k
2022: €358k
2023: €482k
2024: €183k
2021 → 2025
Net result
€77k▼ 66.5%
2024 · €230k
2021: €186k
2022: €171k
2023: €249k
2024: €230k
2021 → 2025
Total assets
€376k▼ 15.7%
2024 · €446k
2021: €459k
2022: €591k
2023: €711k
2024: €446k
2021 → 2025
Solvency
47.7%▲ 6.8pp
2024 · 40.9%
2021: 40.8%
2022: 60.6%
2023: 67.8%
2024: 40.9%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€187k-€358k▲ 91.1%€482k▲ 34.6%€183k▼ 62.1%€180k▼ 1.7%
Operating result€247k-€228k▼ 7.8%€298k▲ 30.8%€241k▼ 19.1%€112k▼ 53.4%
Net result€186k-€171k▼ 8.2%€249k▲ 45.8%€230k▼ 7.6%€77k▼ 66.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 53% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €376k
Fixed assets
€294k▼ 1.4%
Current assets
€83k▼ 44.2%
Equity and liabilities €376k
Equity
€180k▼ 1.7%
Debt
€197k▼ 25.3%
The debt ratio falls from 59.1% to 52.3%. Equity and debt are lower.
Key figures and ratios
Solvency
47.7%▲
2024 · 40.9%
ROE
42.9%▼
2024 · 125.9%
ROA
20.5%▼
2024 · 51.5%
Debt
€197k▼
2024 · €264k
Debt ≤ 1 year
€35k▼
2024 · €77k
Debt > 1 year
€162k▼
2024 · €177k
Income taxes
€33k▼
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€446k€376k▼
Fixed assets21/28€298k€294k▼
Tangible fixed assets22/27€296k€292k▼
Land and buildings22€286k€281k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€7k€9k▲
Financial fixed assets28€2k€2k=
Current assets29/58€149k€83k▼
Amounts receivable within one year40/41€42k€53k▲
Trade receivables40€40k€5k▼
Other amounts receivable41€2k€48k▲
Current investments50/53€75k€3k▼
Cash at bank and in hand54/58€32k€26k▼
Deferred charges and accrued income490/1€50€50=
Equity and liabilities
Total equity and liabilities10/49€446k€376k▼
Equity10/15€183k€180k▼
Contributions10/11€3k€3k=
Reserves13€180k€177k▼
Distributable reserves133€180k€177k▼
Amounts payable17/49€264k€197k▼
Amounts payable after more than one year17€177k€162k▼
Financial debts170/4€177k€162k▼
Amounts payable within one year42/48€77k€35k▼
Current portion of amounts payable after more than one year42€15k€15k▲
Financial debts43€15k-
Credit institutions430/8€15k-
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€15k€15k▲
Taxes450/3€15k€15k▲
Other amounts payable47/48€28k-
Accrued charges and deferred income492/3€10k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€255k€127k▼
Operating profit (loss)9901€241k€112k▼
Financial income75/76B€56k€6k▼
Recurring financial income75€17k€6k▼
Non-recurring financial income76B€40k-
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€290k€110k▼
Income taxes67/77€60k€33k▼
Profit (loss) for the period9904€230k€77k▼
Profit (loss) for the period to be appropriated9905€230k€77k▼
Appropriation of the result
Profit (loss) to be appropriated9906€230k€77k▼
Profit (loss) brought forward from the previous period14P€147-
Transfer from equity791/2€379k€80k▼
Transfer to equity691/2€80k€77k▼
To other reserves6921€80k€77k▼
Profit to be distributed694/7€529k€80k▼
Return on contributions (dividend)694€529k€80k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €77k ▼66.5%
Net result drops to €77k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Highest result since 2021net €249k ▲45.8%
Operating result €298k, net result €249k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Liquidity quadruplescurrent ratio 10.44
Current ratio from 2.63 to 10.44; short-term debt falls from €51k to €27k.
31-12
Financial
Equity above €200kEq €358k ▲91.1%
2 profitable years in a row build equity to €358k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bruggesteenweg 46A8755 WingeneGround area
695 m²
Building footprint
75 m²
Volume, LiDAR
571 m³
Parcel 37012B0153/00K000, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BASTIAN
since 20202.301.229.582
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37012B0153/00K000 | Flanders | 695 m² | 1 · 75 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500AM0EP2SKG6AT19
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Of 1,680 companies in sector 66191 we hold annual accounts for 1,229. 1,119 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2020
Fiscal year end31-12
Activities, NACEBEL
66191Agents and brokers in banking services
78200Temporary employment agencies and other provision of personnel
78300Employment activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.