BARY TECH
ActiveThe computed 12-month bankruptcy probability of BARY TECH is 1.9% (moderate). The 2025 annual accounts show equity of €36k and a net result of €14k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 53% of 27451 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+92
Solvency74▼-21
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 3.18 in 2024; short-term debt: 50.5% and cash: 70% of total assets), but 50.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.5%
Return on assets
18.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
14 d late
2023
6 d early
2022
13 d early
2021
19 d early
2020
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 19.6%
2024 · €45k
2020: €25k
2021: €44k
2022: €58k
2023: €58k
2024: €45k
2020 → 2025
Total assets
€72k▲ 13.0%
2024 · €64k
2020: €59k
2021: €79k
2022: €88k
2023: €77k
2024: €64k
2020 → 2025
Net result
€14k
2024 · €-13k
2020: €24k
2021: €21k
2022: €15k
2023: €333
2024: €-13k
2020 → 2025
Working capital
€36k▼ 15.8%
2024 · €43k
2020: €10k
2021: €31k
2022: €46k
2023: €50k
2024: €43k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€58k▲ 30.0%€58k▲ 0.6%€45k▼ 23.1%€36k▼ 19.6%
Operating result€31k-€22k▼ 27.5%€4k▼ 82.7%€-11k€16k
Net result€21k-€15k▼ 29.8%€333▼ 97.8%€-13k€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €72k
Equity
€36k▼ 19.6%
Debt
€37k▲ 87.3%
The debt ratio rises from 30.5% to 50.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €-5k
Cash flow
€16k▲
2024 · €-7k
Solvency
49.5%▼
2024 · 69.5%
Current ratio
1.98▼
2024 · 3.18
Quick ratio
1.98▼
2024 · 3.18
Debt / equity
1.02▲
2024 · 0.44
ROE
37.7%▲
2024 · -30.0%
ROA
18.6%▲
2024 · -20.8%
Interest coverage
8.48▲
2024 · -1.79
Debt
€37k▲
2024 · €20k
Debt ≤ 1 year
€37k▲
2024 · €20k
Income taxes
€494
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€72k▲
Fixed assets21/28€2k€0▼
Tangible fixed assets22/27€2k€0▼
Furniture and vehicles24€2k€0▼
Current assets29/58€62k€72k▲
Amounts receivable within one year40/41€23k€22k▼
Trade receivables40€12k€11k▼
Other amounts receivable41€11k€10k▼
Cash at bank and in hand54/58€39k€51k▲
Deferred charges and accrued income490/1€596€0▼
Equity and liabilities
Total equity and liabilities10/49€64k€72k▲
Equity10/15€45k€36k▼
Contributions10/11€3k€3k=
Reserves13€55k€33k▼
Distributable reserves133€55k€33k▼
Profit (loss) carried forward14€-13k€0▲
Amounts payable17/49€20k€37k▲
Amounts payable within one year42/48€20k€37k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€12k€30k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€2k▼
Other operating charges640/8€805€740▼
Gross operating margin9900€-4k€18k▲
Operating profit (loss)9901€-11k€16k▲
Financial income75/76B€0€397▲
Recurring financial income75€0€397▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-13k€14k▲
Income taxes67/77-€494
Profit (loss) for the period9904€-13k€14k▲
Profit (loss) for the period to be appropriated9905€-13k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€144▲
Profit (loss) brought forward from the previous period14P-€-13k
Transfer from equity791/2-€22k
Transfer to equity691/2-€144
To other reserves6921-€144
Profit to be distributed694/7-€22k
Return on contributions (dividend)694-€22k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Weakest financial yearnet €-13k ▼4109%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leopoldsburg · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lommelsesteenweg 2653970 LeopoldsburgGround area
118 m²
Building footprint
118 m²
Volume, LiDAR
675 m³
Parcel 71034A3723/00D000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BARY TECH
since 20192.291.482.567
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71034A3723/00D000 | Flanders | 118 m² | 1 · 118 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Jes Projects
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PODUM
BE 0735.978.590
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R.V.
BE 0460.860.955
Herent · Eq €36k
Quality Work
BE 0700.727.010
Machelen (Brab.) · Eq €36k
KUJA
BE 0831.539.626
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Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,509 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2019
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
43240Other construction installation
43299Specialised construction activities
43422Screed work
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.