Equity
€383,079 ▼ 9.4%
BARVIMMO paid out €113,099 in dividends. That is 154% of the 2025 profit.
BARVIMMO
Overview
Lifetime
2 annual accounts with figures on one time axispeak €191,186 (2024)
€169,025▼ 11.6%
peak €73,260 (2025)
€73,260▲ 34.1%
peak €422,918 (2024)
€383,079▼ 9.4%
€227,745▲ 52.6%
Board2 names since 2023
2 directorsBarbara MOONEN and 1 other
Documentsfilings and deeds
08-07-202623 days before the deadline
2025micro format
Result from €54,611 to €73,260Dividend €113,099Debts from €149,269 to €227,745Cash from €125,938 to €191,483
Key points
from the 2025 annual accountsTurnover
≈ €230,000 estimated
The micro format states no turnover.
Debts
€227,745 ▲ 52.6%
Debts rose by €78,476 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Liquidity
1.74 was 3.58 in 2024
Short-term debts rose from €44,163 to €132,650.
Starting capital
€368,307 275 shares
Position in the sector
€73,260
Higher net result than 87% of companies in real estate. Sector median €5,994 · 17,181 companies.
Checked score
96
Excellent
Financially stronger than 67% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.7%▲ +0.1 percentage points vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.8%▲ +0.1 percentage points vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.9%▲ +0.1 percentage points vs 05-2025
07-2025: 1.0%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -1.0 percentage point vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Real estate activities (NACE 68)
Liquidity: current ratio 1.74, cash €191,483
Size: total assets €610,824
Figures for financial year 2025 (filed on 08-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 73% of them on solvency, 87% on liquidity, 81% on profitability and 29% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,127 companies had the same profile as BARVIMMO has now. Each dot stands for 8 companies, two years later.
97.2%
were still trading
1.9%
stopped another way
0.8%
went bankrupt
That fits the bankruptcy probability of BARVIMMO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,127 companies, not a prediction for BARVIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.74 (3.58 in 2024), above the usual 1.5. Short-term debt is 21.7% and cash 31.3% of total assets. 37.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
23 days early
2024
21 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 22 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- MATHY Vincent Joseph Marie Paul Emile 175 sharesdeed of 31-07-2024
- MOONEN Barbara Marie Louise Carole 100 sharesdeed of 31-07-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1001551427
Demerger
MATHY Vincent Joseph Marie Paul Emile holds 175 shares · MOONEN Barbara Marie Louise Carole holds 100 shares · Director in office: MATHY Vincent Joseph Marie Paul Emile · General meeting of 16-07-2024 · Gazette deed
Incorporation
Founding capital of €368,306.61, 275 shares · Demerger: M.A.D. VISE splits off to BARVIMMO · Appointments: Vincent MATHY (director) and Barbara MOONEN (director) · published on 06-11-2023 · Gazette deed
First establishment
Rue de Cronwez 7, Visé
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BARVIMMO Visé | €610,824 | €169,025 | 62.7% | - |
| LOKAREA LEUVEN Leuven | €586,415 | €152,474 | 84.4% | - |
| HIMO Kontich | €621,316 | €147,951 | 98.1% | - |
| JAL INVEST Lasne | €587,275 | €159,589 | 86.3% | - |
| SPODEN IMMO Amblève | €752,076 | €157,231 | 95.5% | - |
| ERNST IMMO Blegny | €726,815 | €121,285 | 92.5% | - |
| Mardis Consultancy Willebroek | €642,317 | €173,166 | 38.9% | - |
These companies have the same main activity as BARVIMMO: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €586,000 and €752,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 24-10-2023Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
- Establishment unit
- 2.353.196.7394600 Visé, since 24-10-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 18-07-2025
Annual accounts 2025
- €169,025▼ 11.6%
- €73,260▲ 34.1%
- €383,079▼ 9.4%
- €610,824▲ 6.8%
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Insights on BARVIMMO
BARVIMMO has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €383,079 and a net result of €73,260.
Its solvency ranks better than 74% of 17,190 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 08-07-2026, 23 days before the deadline€169,025
▼ 11.6%
€105,760
▲ 32.4%
€73,260
▲ 34.1%
€97,964
▼ 14.1%
62.7%
▼ 11.2 percentage points
1.74
▼ 1.84
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €230,000. Estimated: probably between €180,000 and €360,000.
Balance sheet
balance sheet total €610,824 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
62.7%
Higher than 74% of 17,190 companies in 2025.
1.74
Higher than 63% of 16,487 companies in 2025.
12.0%
Higher than 78% of 16,866 companies in 2025.
BARVIMMO
Middle half of the sector
80% of the sector
Micro accounts in real estate (NACE 68)
Net result: top quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
610,824 | 572,187 | |
21/28 |
380,211 | 414,009 | |
22/27 |
380,211 | 414,009 | |
22 |
364,682 | 384,045 | |
23 |
263 | 1,975 | |
24 |
15,266 | 27,988 | |
25 |
- | 0 | |
29/58 |
230,613 | 158,178 | |
40/41 |
33,935 | 362 | |
40 |
28,707 | 290 | |
41 |
5,228 | 71 | |
54/58 |
191,483 | 125,938 | |
490/1 |
5,196 | 31,878 | |
| Balance sheet: equity and liabilities | |||
10/49 |
610,824 | 572,187 | |
10/15 |
383,079 | 422,918 | |
10/11 |
33,930 | 33,930 | |
13 |
130,393 | 170,992 | |
130/1 |
3,393 | 3,393 | |
1311 |
3,393 | 3,393 | |
133 |
127,000 | 167,599 | |
14 |
218,757 | 217,996 | |
17/49 |
227,745 | 149,269 | |
17 |
94,632 | 105,106 | |
170/4 |
94,632 | 105,106 | |
42/48 |
132,650 | 44,163 | |
42 |
10,474 | 10,035 | |
44 |
803 | 28,000 | |
440/4 |
803 | 28,000 | |
45 |
14,879 | 5,504 | |
450/3 |
14,879 | 5,504 | |
454/9 |
- | 0 | |
47/48 |
106,494 | 623 | |
492/3 |
464 | - | |
| Income statement | |||
9900 |
169,025 | 191,186 | |
60/61 |
- | 85,061 | |
62 |
- | 0 | |
630 |
33,798 | 75,583 | |
640/8 |
29,467 | 35,702 | |
9901 |
105,760 | 79,902 | |
75/76B |
562 | 104 | |
75 |
562 | 104 | |
65/66B |
4,987 | 2,859 | |
65 |
4,987 | 2,859 | |
9903 |
101,335 | 77,147 | |
67/77 |
28,074 | 22,536 | |
9904 |
73,260 | 54,611 | |
9905 |
73,260 | 54,611 | |
| Appropriation of the result | |||
9906 |
291,257 | 272,496 | |
14P |
217,996 | 217,885 | |
791/2 |
113,099 | - | |
691/2 |
72,500 | 54,500 | |
6921 |
72,500 | 54,500 | |
694/7 |
113,099 | - | |
694 |
113,099 | - | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 08-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 139,558 | 155,484 | ||
| 107,058 | 130,194 | ||
| 0 | 3.5m | ||
| 65,544 | - | ||
| 97,964 | 114,015 | ||
| 62.7% | 73.9% | ||
| 1.74 | 3.58 | ||
| 0.59 | 0.35 | ||
| 19.1% | 12.9% | ||
| 12.0% | 9.5% | ||
| 27.98 | 54.39 | ||
| - | 120 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €3.5m |
| €33,798 | €75,583 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on BARVIMMO
The operating result for 2025 is 32% higher than in 2024.
Debt's share of the balance-sheet total rises from 26.1% to 37.3%. Equity is lower and debt is higher.
Board & ownership
Board
2 directors, since incorporationDirector
appointed by deed of 06-11-2023
listed in the 2025 annual accounts, filed on 08-07-2026
Director
appointed by deed of 06-11-2023
listed in the 2025 annual accounts, filed on 08-07-2026
Mandates through the years
2 names, the dashed line is todayBarbara MOONEN
Director
Director
Vincent MATHY
Director
Director
Board
Mandates as a list
- Barbara MOONEN
- Director, appointed by deed of 06-11-2023, still in office
- Vincent MATHY
- Director, appointed by deed of 06-11-2023, still in office
Control
Shareholders
MATHY Vincent Joseph Marie Paul Emile, MOONEN Barbara Marie Louise Carole
This company
BARVIMMO
Equity €383,079
Profit €73,260 in 2025
Capital
- Contribution
- €33,929.69
- Shares
- 275
- Contribution per share
- €123
- Equity per share
- €1,393 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 06-11-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Actionnaire unique, Président du Tribunal des entreprises du lieu du siège en référé à la requête de la partie la plus diligente”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 18:00
Shareholders
Stated in the deed
deed of 31-07-2024 ↗
- MATHY Vincent Joseph Marie Paul Emile 175 shares
- MOONEN Barbara Marie Louise Carole 100 shares
At incorporation
deed of 06-11-2023 ↗
- Vincent MATHY 175 shares (63.6%)
- Barbara MOONEN 100 shares (36.4%)
Network & group
No group
BARVIMMO has no parent and no holdings in its annual accounts.
Acquisitions and mergers
1 transactionReceived in a demerger part of:M.A.D. VISE
Timeline
Timeline
6 events since 2023Filings
Establishments
Other
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 23 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1001551427
Annual accounts 2024 filed PDFmicro format · 21 days before the deadline
2024
DemergerMATHY Vincent Joseph Marie Paul Emile holds 175 shares · MOONEN Barbara Marie Louise Carole holds 100 shares · Director in office: MATHY Vincent Joseph Marie Paul Emile · General meeting of 16-07-20243 points ▸
- General meeting, 16-07-2024
- MATHY Vincent Joseph Marie Paul Emile holds 175 shares
- MOONEN Barbara Marie Louise Carole holds 100 shares
- The deed holds 6 more points.
2023
IncorporationFounding capital of €368,306.61, 275 shares · Demerger: M.A.D. VISE splits off to BARVIMMO · Appointments: Vincent MATHY (director) and Barbara MOONEN (director) · published on 06-11-202318 points ▸
- General meeting, 28-09-2023
- Board meeting, 25-07-2023
- Accounting effect, 01-06-2023, mentioned 3 times in the deed
- Capital decrease, €33,929.69
- Vincent MATHY holds 175 shares, mentioned twice in the deed
- Barbara MOONEN holds 100 shares, mentioned twice in the deed
- Founding capital, €368,306.61, 275 shares
- Director appointment, Vincent MATHY
- Director appointment, Barbara MOONEN
- Power of attorney, Vincent MATHY, mentioned twice in the deed
- Power of attorney, Barbara MOONEN
- Registered office clause, 4600 Visé rue de Cronwez 7
- Capital increase, €20,429.39
- Capital, €61,500, 275 shares
- Director reappointment, Vincent MATHY (managing director)
- Director reappointment, Barbara MOONEN
- Director resignation, Marine MATHY
- Director discharge, Marine MATHY
- The deed holds 69 more points.
First establishment Rue de Cronwez 7, Visé
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1001.551.427
- VAT number
- BE 1001.551.427
- Peppol ID
- 0208:1001551427
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 24-10-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 18:00deed of 06-11-2023 (in French)
- Peppol
- Reachable since 18-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BARVIMMO in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 06-11-2023 (in French)
Activities
NACEBEL 202568203
Renting and operating of own or leased non-residential real estate, excluding land main activity
Codes under NACEBEL 2008
68203
Real estate rental main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L'acquisition par souscription ou achat et la gestion d'actions,d'obligations,de bons de caisse et d'autres valeurs mobilières généralement…”deed of 06-11-2023 (in French)
14 activities
- L'acquisition par souscription ou achat et la gestion d'actions,d'obligations,de bons de caisse et d'autres valeurs mobilières généralement quelconques,de sociétés belges ou étrangères,existantes ou à constituer ainsi que la gestion d'un patrimoine mobilier.
- Toutes opérations se rapportant à la constitution et au développement de sociétés par voie d'apports,prêts ou investissements généralement quelconque et la gestion et l'administration comme holding,au placement,à la détention d'actions ou de parts de sociétés belges ou étrangères,ainsi que toutes opérations en vue de maximiser la valeur et les revenus des sociétés dont les actions,parts,obligations,fonds publics et autres instruments financiers,de quelque nature ce soit qui sont détenus.
- La gestion de participations sous n'importe quelle forme dans toutes sociétés belges ou étrangères tant en vue de les valoriser qu'en exercice de mandats d'administration,de gestion ou de liquidateur.
- L'étude,la création,l'acquisition,la vente,la mise en valeur,la gérance,le financement,le contrôle,l'organisation de toutes affaires ou entreprises industrielles,commerciales,financières mobilières et immobilières.
- L'acceptation et l'exercice de mandats relatifs à l'administration,à la gestion,à la direction,au contrôle et à la liquidation de toutes sociétés,entreprises ou associations.
- Les activités de conseil en matière financière,juridique,technique,commerciale ou administrative dans leur sens le plus large,à l'exception des conseils de placement d'argent.
- La fourniture de toutes prestations de conseils,de services et de produits dans les domaines administratifs et informatiques(soft et hard).
- Tous travaux administratifs d'établissement,d'encodage,de transcription,d'édition et de présentation de documentation intéressant ses clients;tous travaux de secrétariat;la tenue à jour de la documentation légale et tous travaux requis par celle-ci;l'établissement de tous documents de nature juridique,économique,financière jugés utiles à l'exécution des missions de gestion ou à l'information de ses clients;l'interface entre le client et toutes relations d'affaires,en ce compris les autorités publiques;
- La programmation,la mise en application et la commercialisation de tous projets informatiques,bureautiques,de systèmes pour traiter des données et de toutes techniques en rapport avec la gestion technique,administrative et le management d'entreprises en général.
- La valorisation de toutes connaissances techniques non brevetées.
- Le développement,l'acquisition,la vente,la prise de licences ou l'octroi de licences,de brevets,de know-how et d'actifs apparentés.
- L'achat et la vente,l'importation et l'exportation,le courtage et la représentation de tous biens généralement quelconques,en bref toutes activités d'intermédiaire commercial.
- La recherche,le développement,la production,la promotion ou la commercialisation de nouveaux produits,de nouvelles technologies et leur application.
- L'achat,la vente,la prise en location et en sous-location,ainsi que la cession en location et en sous-location,le tout avec ou sans option d'achat,l'exploitation et l'entretien de maisons,appartements,bureaux,et magasins,fonds de commerce,terrains,terres et domaines et,de manière générale,de tous biens immobiliers,ainsi que toutes opérations de financement.Elle pourra ériger toutes constructions pour son compte ou le compte d'un tiers,en tant que maître de l'ouvrage ou entrepreneur général ou promoteur effectuer éventuellement aux biens immobiliers des transformations et mises en valeur ainsi que l'étude et l'aménagement de lotissements y compris la construction de routes et égouts,souscrire des engagements en tant que conseiller en constructions(études de génie civil et de divers équipements techniques des immeubles),acheter tous matériaux,signer tous contrats d'entreprises qui seraient nécessaires,réaliser toutes opérations de change,commission et courtage,ainsi que la gérance d'immeubles.Elle peut exploiter et construire tant pour elle-même que pour des tiers,par location ou autrement,tout parking,station services et d'entretien.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de Cronwez 7 registered office 4600 Visé 63920 Other information service activities | 24-10-2023 | 2.353.196.739 |
Buildings and parcels at the address
- Ground area
- 3,828 m²
- Buildings
- 178 m²
- Volume, LiDAR
- 960 m³
- Tallest building
- 7.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62108D0132/00R000 | 3,828 m² | 1 · 178 m² | 7.3 m · 2 |