BARTLE BE
ActiveBARTLE BE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €231k and a net result of €85k. Equity is growing by ~98% per year across the filed fiscal years. Its solvency ranks better than 44% of 93 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency63▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.5 in 2024), and 67.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
7 signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.8%
Return on assets
12.1%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-10-2025, 23 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
23 d early
2024
6 d early
2023
7 d late
2022
9 d late
2021
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close04-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€85k▲ 3.5%
2024 · €83k
2021: €-4k
2022: €5k
2023: €52k
2024: €83k
2021 → 2025
Working capital
€219k▲ 55.7%
2024 · €141k
2021: €6k
2022: €8k
2023: €61k
2024: €141k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€11k▲ 95.3%€63k▲ 464%€146k▲ 131%€231k▲ 58.7%
Operating result€-4k-€7k€74k▲ 1,011%€119k▲ 61.6%€129k▲ 8.1%
Net result€-4k-€5k€52k▲ 851%€83k▲ 59.2%€85k▲ 3.5%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 8% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €704k
Fixed assets
€33k▲ 548%
Current assets
€671k▲ 58.0%
Equity and liabilities €704k
Equity
€231k▲ 58.7%
Debt
€473k▲ 66.5%
The debt ratio rises from 66.1% to 67.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€132k▲
2024 · €120k
Cash flow
€88k▲
2024 · €84k
Solvency
32.8%▼
2024 · 33.9%
Current ratio
1.49▼
2024 · 1.50
Quick ratio
1.49▼
2024 · 1.50
Debt / equity
2.05▲
2024 · 1.95
ROE
37.0%▼
2024 · 56.7%
ROA
12.1%▼
2024 · 19.2%
Interest coverage
24.31▼
2024 · 51.43
Debt
€473k▲
2024 · €284k
Debt ≤ 1 year
€451k▲
2024 · €284k
Income taxes
€40k▲
2024 · €35k
Staff costs
€480k▲
2024 · €266k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€704k
Fixed assets
21/28€33k
Tangible fixed assets
22/27€9k
Financial fixed assets
28€24k
Current assets
29/58€671k
Amounts receivable within one year
40/41€495k
Cash & bank
54/58€155k
Total equity & liabilities
10/49€704k
Equity
10/15€231k
Contributions / capital
10/11€10k
Accumulated profits (losses)
14€221k
Amounts payable
17/49€473k
Amounts payable within one year
42/48€451k
Trade debts payable within one year
44€318k
Income statement
Code2025
Gross operating margin
9900€614k
Operating result
9901€129k
Financial income
75€1k
Financial charges
65€5k
Result before taxes
9903€125k
Income taxes
67/77€40k
Net result for the period
9904€85k
Result to be appropriated
9905€85k
This is the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Highest result since 2021net €85k ▲3.5%
Operating result €129k, net result €85k, both a record.
31-03
Financial
Equity above €200kEq €231k ▲58.7%
4 profitable years in a row build equity to €231k.
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €146k ▲131%
3 profitable years in a row build equity to €146k.
2023
07-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2022
09-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
31-03
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
VLECAD
BE 0430.798.972
Bree · Eq €231k
Vircosec Services
BE 0833.909.691
Zaventem · Eq €231k
POLYMORPH
BE 0684.646.883
Leuze-en-Hainaut · Eq €231k
ALUNERA
BE 0629.714.694
Schaarbeek · Eq €231k
LENIMENTUS
BE 0541.780.236
Grez-Doiceau · Eq €231k
Of 29,953 companies in sector 62200 we hold annual accounts for 17,819. 14,093 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2020
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-07-2026. Scores and ratios are computed by Checked and are not a credit decision.