Bart Uvin - architect
ActiveBart Uvin - architect has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €56k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 87% of 9369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 7.35 against 2.3 in 2024), and 12.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
35.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
65 d early
2023
71 d early
2022
70 d early
2021
74 d early
2020
72 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k▲ 54.3%
2024 · €90k
2018: €56k
2019: €69k
2020: €71k
2021: €71k
2022: €38k
2023: €78k
2024: €90k
2018 → 2025
Total assets
€159k▲ 3.4%
2024 · €154k
2018: €80k
2019: €87k
2020: €84k
2021: €76k
2022: €48k
2023: €88k
2024: €154k
2018 → 2025
Net result
€56k▲ 22.2%
2024 · €46k
2018: €727
2019: €13k
2020: €2k
2021: €-287
2022: €-33k
2023: €40k
2024: €46k
2018 → 2025
Working capital
€128k▲ 54.3%
2024 · €83k
2018: €22k
2019: €28k
2020: €43k
2021: €54k
2022: €24k
2023: €66k
2024: €83k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€38k▼ 46.1%€78k▲ 105%€90k▲ 15.7%€139k▲ 54.3%
Operating result€5k-€-32k€46k€51k▲ 12.0%€76k▲ 49.7%
Net result€-287-€-33k▼ 11,207%€40k€46k▲ 15.8%€56k▲ 22.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 50% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€11k▲ 53.9%
Current assets
€148k▲ 0.9%
Equity and liabilities €159k
Equity
€139k▲ 54.3%
Debt
€20k▼ 68.5%
The debt ratio falls from 41.5% to 12.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€80k▲
2024 · €55k
Cash flow
€60k▲
2024 · €50k
Solvency
87.3%▲
2024 · 58.5%
Current ratio
7.35▲
2024 · 2.30
Quick ratio
7.35▲
2024 · 2.30
Debt / equity
0.14▼
2024 · 0.71
ROE
40.6%▼
2024 · 51.3%
ROA
35.5%▲
2024 · 30.0%
Interest coverage
1738.48▲
2024 · 122.27
Debt
€20k▼
2024 · €64k
Debt ≤ 1 year
€20k▼
2024 · €64k
Income taxes
€21k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€154k€159k▲
Fixed assets21/28€7k€11k▲
Tangible fixed assets22/27€7k€11k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€4k€9k▲
Current assets29/58€147k€148k▲
Amounts receivable within one year40/41€6k€3k▼
Trade receivables40€6k€1k▼
Other amounts receivable41€50€2k▲
Cash at bank and in hand54/58€115k€126k▲
Deferred charges and accrued income490/1€25k€19k▼
Equity and liabilities
Total equity and liabilities10/49€154k€159k▲
Equity10/15€90k€139k▲
Contributions10/11€6k€6k=
Reserves13€74k€121k▲
Non-distributable reserves130/1€30k€22k▼
Other1319€30k€22k▼
Distributable reserves133€44k€99k▲
Profit (loss) carried forward14€10k€12k▲
Amounts payable17/49€64k€20k▼
Amounts payable within one year42/48€64k€20k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€21k€7k▼
Taxes450/3€21k€7k▼
Other amounts payable47/48€39k€10k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€690€694▲
Gross operating margin9900€55k€80k▲
Operating profit (loss)9901€51k€76k▲
Financial income75/76B€204€1k▲
Recurring financial income75€204€1k▲
Financial charges65/66B€448€46▼
Recurring financial charges65€448€46▼
Profit (loss) for the period before taxes9903€51k€77k▲
Income taxes67/77€5k€21k▲
Profit (loss) for the period9904€46k€56k▲
Profit (loss) for the period to be appropriated9905€46k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€67k▲
Profit (loss) brought forward from the previous period14P€10k€10k▲
Transfer from equity791/2-€8k
Transfer to equity691/2€12k€55k▲
To other reserves6921€12k€55k▲
Profit to be distributed694/7€34k€8k▼
Return on contributions (dividend)694-€8k
Directors or managers695€34k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €56k ▲22.2%
Operating result €76k, net result €56k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 7.35
Current ratio from 2.30 to 7.35; short-term debt falls from €64k to €20k.
31-12
Financial
Equity above €100kEq €139k ▲54.3%
3 profitable years in a row build equity to €139k.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €40k
Net result €40k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 7.54
Current ratio from 3.36 to 7.54; short-term debt falls from €10k to €10k.
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 11.09
Current ratio from 4.32 to 11.09; short-term debt falls from €13k to €5k.
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Bart UVIN
CurrentDirector · since 05-01-2023
05-01-2023
Appointed as Director
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boekhoutweg 19320 AalstGround area
1,445 m²
Building footprint
179 m²
Volume, LiDAR
1,129 m³
Parcel 41014A0968/00L000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bart Uvin Architect
since 20022.250.752.663
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41014A0968/00L000 | Flanders | 1,445 m² | 1 · 178 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
QUENTIN ALLAIME ARCHITECTURE
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CASANEUF
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Michel Servaes Architectuur
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DE BOUWERIJ-ARCHITECTENBUREAU
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Of 18,210 companies in sector 71111 we hold annual accounts for 6,291. 5,355 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2002
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.