BART SEGERS
ActiveBART SEGERS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-22k) and a net result of €-32k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 7994 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 7994 sector peers (2025).
NBB · sector comparisonPosition among 7994 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
on the day
2023
1 d early
2022
8 d late
2021
1 d early
2020
8 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-22k
2024 · €10k
2018: €43k
2019: €76k
2020: €63k
2021: €69k
2022: €104k
2023: €65k
2024: €10k
2018 → 2025
Net result
€-32k▲ 41.2%
2024 · €-55k
2018: €21k
2019: €42k
2020: €-13k
2021: €6k
2022: €51k
2023: €-39k
2024: €-55k
2018 → 2025
Total assets
€392k▲ 89.3%
2024 · €207k
2018: €74k
2019: €100k
2020: €869k
2021: €911k
2022: €858k
2023: €80k
2024: €207k
2018 → 2025
Solvency
-5.6%▼ 10.6pp
2024 · 5.1%
2018: 58.1%
2019: 75.6%
2020: 7.3%
2021: 7.6%
2022: 12.1%
2023: 81.7%
2024: 5.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€104k▲ 49.7%€65k▼ 37.2%€10k▼ 84.0%€-22k
Operating result€-114k-€-52k▲ 54.2%€-74k▼ 40.9%€-51k▲ 31.1%€-26k▲ 48.8%
Net result€6k-€51k▲ 705%€-39k€-55k▼ 41.7%€-32k▲ 41.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2025 against €51k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392k
Fixed assets
€356k▲ 156%
Current assets
€36k▼ 47.2%
Key figures and ratios
Solvency
-5.6%▼
2024 · 5.1%
ROA
-8.2%▲
2024 · -26.5%
Debt
€414k▲
2024 · €197k
Debt ≤ 1 year
€407k▲
2024 · €195k
Income taxes
€70
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€392k▲
Fixed assets21/28€139k€356k▲
Intangible fixed assets21€104k€306k▲
Tangible fixed assets22/27€35k€50k▲
Furniture and vehicles24€33k€50k▲
Other tangible fixed assets26€2k€21▼
Current assets29/58€68k€36k▼
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€27k€3k▼
Trade receivables40€17k-
Other amounts receivable41€10k€3k▼
Cash at bank and in hand54/58€23k€27k▲
Deferred charges and accrued income490/1€16k€3k▼
Equity and liabilities
Total equity and liabilities10/49€207k€392k▲
Equity10/15€10k€-22k▼
Contributions10/11€6k€6k=
Reserves13€98k€98k=
Distributable reserves133€98k€98k=
Profit (loss) carried forward14€-94k€-126k▼
Amounts payable17/49€197k€414k▲
Amounts payable within one year42/48€195k€407k▲
Trade debts44€24k€6k▼
Suppliers440/4€24k€6k▼
Taxes, remuneration and social security45€20k€75▼
Taxes450/3€10k€75▼
Remuneration and social security454/9€10k-
Other amounts payable47/48€151k€401k▲
Accrued charges and deferred income492/3€2k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€-41k€-13k▲
Operating profit (loss)9901€-51k€-26k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€-55k€-32k▲
Income taxes67/77-€70
Profit (loss) for the period9904€-55k€-32k▲
Profit (loss) for the period to be appropriated9905€-55k€-32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-94k€-126k▼
Profit (loss) brought forward from the previous period14P€-39k€-94k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
Board meeting · Registered-office moveBoard meeting · Registered-office move2 facts ▸
State Gazette act
Board meeting · Registered-office move
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-07-16
- Registered-office move, Eugeen Meeusstraat 89, 2170 Merksem
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 3.29
Current ratio from 1.09 to 3.29; short-term debt falls from €753k to €13k.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-12
Financial
Highest result since 2018net €51k ▲705%
Net result €51k, the highest in the series.
31-12
Financial
Equity above €100kEq €104k ▲49.7%
2 profitable years in a row build equity to €104k.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eugeen Meeusstraat 892170 AntwerpenGround area
1,376 m²
Building footprint
1,284 m²
Volume, LiDAR
10,080 m³
Parcel 11422C0282/00X050, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AABLER
since 20162.253.201.815
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11422C0282/00X050 | Flanders | 1,376 m² | 1 · 1,284 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 5,223 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.