Bart Peetermans
ActiveSummary
Bart Peetermans has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,000 and a net result of €20,087. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 13% of 2,299 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 15-09-2022 Normal situation
- Activity
- Other information service activities NACE 63920
- Establishment unit
- 2.335.668.344 3110 Rotselaar, since 15-09-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 29-07-2024
Board and ownership
- PEETERMANS Bart Albert Camiel MargarethaDirector · since 15-09-2022
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €73,586
- ▼ 21.9%
- Turnover
- ≈ €220,000
- estimated
- Profit
- €20,087
- ▼ 72.7%
- Equity
- €5,000
- ▼ 97.3%
- Total assets
- €208,842
- ▼ 11.4%
Score breakdownraises riskEquity €5,000 (2.4% of total assets)lowers riskSector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Liquidity: current ratio 1.01, cash €199,966Size: total assets €208,842Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 14% of them on solvency, 31% on liquidity, 25% on profitability and 5% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 95 days before the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 20-02-2026 PDF all 4 filings
2022 to 2025, 4 financial years
The operating result for 2025 is 23% lower than in 2024. It is the second fall in a row.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Computing infrastructure, data processing, hosting and other information service activities (NACE 63). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | - | €1,988 | - | €2,144 |
| Depreciation and write-downs of the year | - | €20 | €398 | €779 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as Bart Peetermans: other information service activities (NACE 63920). They are comparable in size and age: total assets between €181,000 and €216,000, founded between 2021 and 2022.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| Bart Peetermans Rotselaar | 2022 | €208,842 | €5,000 | €73,586 | €20,087 | 2025 |
| ALLFATHER Boutersem | 2022 | €181,153 | €45,356 | €63,825 | €38,356 | 2025 |
| S-O.R. Malle | 2022 | €203,541 | €53,267 | €78,228 | €58,503 | 2025 |
| DELK Consulting Herzele | 2022 | €203,913 | €160,947 | €78,224 | €50,778 | 2025 |
| Andante Consulting Rijkevorsel | 2022 | €215,740 | €193,406 | €77,106 | €57,926 | 2025 |
| DE POORTER SYBILL Wortegem-Petegem | 2022 | €194,304 | €157,090 | €64,351 | €42,061 | 2025 |
| ThoRo Services Gent | 2021 | €200,000 | €130,383 | €76,302 | €57,197 | 2025 |
They were chosen from the 1,574 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 2,157 companies had the same profile as Bart Peetermans has now. Two years later, 3.0% had gone bankrupt and 94.1% were still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Bart Peetermans itself is lower: 0.1% within 12 months. It rests on far more data about Bart Peetermans than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,157 companies, not a prediction for Bart Peetermans. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €20 | €398 | €779 | ▲ 96.0% |
| Other operating charges640/8 | - | - | - | €400 | - |
| Gross operating margin9900 | €42,690 | €97,038 | €94,231 | €73,586 | ▼ 21.9% |
| Operating profit (loss)9901 | €42,690 | €97,018 | €93,833 | €72,407 | ▼ 22.8% |
| Financial income75/76B | €0 | €190 | €1,077 | €2,657 | ▲ 147% |
| Recurring financial income75 | €0 | €190 | €1,077 | €2,657 | ▲ 147% |
| Financial charges65/66B | €141 | €538 | €2,038 | €49,018 | ▲ 24× |
| Recurring financial charges65 | €141 | €538 | €2,038 | €49,018 | ▲ 24× |
| Profit (loss) for the period before taxes9903 | €42,549 | €96,670 | €92,872 | €26,047 | ▼ 72.0% |
| Income taxes67/77 | €8,547 | €20,054 | €19,263 | €5,959 | ▼ 69.1% |
| Profit (loss) for the period9904 | €34,002 | €76,616 | €73,609 | €20,087 | ▼ 72.7% |
| Profit (loss) for the period to be appropriated9905 | €34,002 | €76,616 | €73,609 | €20,087 | ▼ 72.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €65,927 | €163,266 | €235,652 | €208,842 | ▼ 11.4% |
| Fixed assets21/28 | - | €1,968 | €1,571 | €2,936 | ▲ 86.9% |
| Tangible fixed assets22/27 | - | €1,968 | €1,571 | €2,936 | ▲ 86.9% |
| Plant, machinery and equipment23 | - | €1,968 | €1,571 | €1,173 | ▼ 25.3% |
| Furniture and vehicles24 | - | - | - | €1,762 | - |
| Current assets29/58 | €65,927 | €161,298 | €234,081 | €205,907 | ▼ 12.0% |
| Amounts receivable within one year40/41 | €543 | €11,029 | €1,036 | €419 | ▼ 59.6% |
| Trade receivables40 | - | €1,450 | €1,036 | €81 | ▼ 92.2% |
| Other amounts receivable41 | €543 | €9,578 | €0 | €338 | - |
| Cash at bank and in hand54/58 | €64,147 | €148,207 | €230,278 | €199,966 | ▼ 13.2% |
| Deferred charges and accrued income490/1 | €1,237 | €2,062 | €2,766 | €5,522 | ▲ 99.6% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €65,927 | €163,266 | €235,652 | €208,842 | ▼ 11.4% |
| Equity10/15 | €38,202 | €114,018 | €186,768 | €5,000 | ▼ 97.3% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €33,202 | €109,018 | €181,768 | €0 | ▼ 100% |
| Distributable reserves133 | €33,202 | €109,018 | €181,768 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €27,725 | €49,248 | €48,883 | €203,842 | ▲ 317% |
| Amounts payable within one year42/48 | €27,725 | €49,248 | €48,883 | €203,842 | ▲ 317% |
| Trade debts44 | €4,037 | €11,076 | €2,367 | €1,121 | ▼ 52.7% |
| Suppliers440/4 | €4,037 | €11,076 | €2,367 | €1,121 | ▼ 52.7% |
| Taxes, remuneration and social security45 | €22,888 | €37,371 | €42,630 | €19,810 | ▼ 53.5% |
| Taxes450/3 | €22,888 | €37,371 | €42,630 | €19,810 | ▼ 53.5% |
| Other amounts payable47/48 | €800 | €800 | €3,886 | €182,911 | ▲ 47× |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,002 | €76,616 | €73,609 | €20,087 | ▼ 72.7% |
| + Depreciation and write-downs630 | - | €20 | €398 | €779 | ▲ 96.0% |
| Operating cash flow (approximation) | €34,002 | €76,636 | €74,007 | €20,867 | ▼ 71.8% |
| Investment in fixed assets (approximation) | - | - | €0 | -€2,144 | - |
| Change in cash | - | €84,060 | €82,072 | -€30,312 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Owners and capital
Shareholders
- PEETERMANS Bart Albert Camiel Margaretha 100 shares (100%) · €5,000 in cash
Capital transactions
- 19-09-2022 Incorporation · €5,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, 1”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Zowel bij overdracht onder levenden als ingevolge overlijden, 6”
Articles of association, deed of 19-09-2022 (in Dutch)
Network & group
Bart Peetermans shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of Bart Peetermans. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
19-09
Gazette deed
IncorporationStarting capital €5,000 · Appointment: PEETERMANS Bart Albert Camiel Margaretha (director) · Founder4 points ▸
- Incorporation, “Bart Peetermans” (deed in Dutch)
- Founder, PEETERMANS Bart Albert Camiel Margaretha
- Founding capital, €5,000
- Director appointment, PEETERMANS Bart Albert Camiel Margaretha (director (not named in the articles))
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
11 activities
- Het in de ruimste zin van het woord verlenen van diensten – zowel consultancy als implementatie -,advies en bijstand aan particulieren,de bedrijfswereld en de overheid hieronder begrepen het verlenen van adviezen van financiële,technische,(bedrijfs)economische,sociale,organisatorische,commerciële of administratieve aard
- Het bestuur van,het toezicht op en de controle over vennootschappen en ondernemingen,in het bijzonder (maar niet beperkt tot) haar verbonden vennootschappen en vennootschappen waarin zij rechtstreeks of onrechtstreeks een participatie of belang aanhoudt,met name door er de functies van bestuurder,zaakvoerder,gedelegeerd bestuurder of,in voorkomend geval,vereffenaar uit te oefenen
- Het organiseren en geven van opleidingen in de ruimste zin van het woord
- Het maken van studies van diverse aard
- Zowel voor eigen rekening,voor rekening van derden,als in deelneming met derden,bijdragen tot de vestiging en de ontwikkeling van ondernemingen
- Het verwerven,door inschrijving of aankoop,voor eigen rekening van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten vennootschappen
- Het toestaan van leningen en kredietopeningen aan vennootschappen en particulieren,de borgstelling,het verlenen van aval en alle overige financiële verrichtingen behoudens deze die wettelijk voorbehouden zijn aan de banken,spaarkassen hypotheekmaatschappijen en kapitalisatieondernemingen en erkende financiële tussenpersonen
- Het voor eigen rekening aanleggen,het oordeelkundig uitbouwen en beheren van een roerend en onroerend vermogen
- Het beheer van en de handel in onroerende goederen voor eigen rekening.Zo kan de vennootschap onroerende goederen bouwen,renoveren,kopen en verkopen,huren en verhuren en alle mogelijke onroerende handelingen verrichten die daarmee verband houden
- De vennootschap kan als waarborg voor eigen verbintenissen en voor verbintenissen van derden borg staan,onder meer door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak
- Projectontwikkeling
Invoicing and payment
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Legal Entity Identifier
Sites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24094E0135/00C004 | Flanders | 3,183 m² | 1 · 142 m² | 21.4 m · 5 |