BART MOEYENS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €486k and a net result of €79k. Equity is growing by ~53.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 2425 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
21 d early
2024
7 d early
2023
13 d early
2022
11 d early
2021
31 d late
2020
5 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€486k▲ 6.5%
2024 · €456k
2018: €-24k
2019: €-19k
2020: €33k
2021: €83k
2022: €231k
2023: €414k
2024: €456k
2018 → 2025
Net result
€79k▲ 86.7%
2024 · €42k
2018: €-30k
2019: €5k
2020: €52k
2021: €50k
2022: €148k
2023: €298k
2024: €42k
2018 → 2025
Total assets
€829k▼ 8.8%
2024 · €908k
2018: €290k
2019: €261k
2020: €250k
2021: €822k
2022: €931k
2023: €993k
2024: €908k
2018 → 2025
Solvency
58.6%▲ 8.4pp
2024 · 50.2%
2018: -8.3%
2019: -7.3%
2020: 13.1%
2021: 10.1%
2022: 24.8%
2023: 41.7%
2024: 50.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€231k▲ 179%€414k▲ 79.3%€456k▲ 10.2%€486k▲ 6.5%
Operating result€76k-€221k▲ 192%€399k▲ 80.4%€66k▼ 83.4%€111k▲ 66.9%
Net result€50k-€148k▲ 197%€298k▲ 101%€42k▼ 85.9%€79k▲ 86.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 67% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €829k
Fixed assets
€391k▼ 18.7%
Current assets
€437k▲ 2.4%
Equity and liabilities €829k
Equity
€486k▲ 6.5%
Debt
€343k▼ 24.2%
The debt ratio falls from 49.8% to 41.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
58.6%▲
2024 · 50.2%
ROE
16.2%▲
2024 · 9.2%
ROA
9.5%▲
2024 · 4.6%
Debt
€343k▼
2024 · €452k
Debt ≤ 1 year
€152k▼
2024 · €162k
Debt > 1 year
€173k▼
2024 · €291k
Income taxes
€35k▲
2024 · €20k
Staff costs
€197k▲
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€908k€829k▼
Fixed assets21/28€482k€391k▼
Intangible fixed assets21€360k€304k▼
Tangible fixed assets22/27€122k€87k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€119k€86k▼
Current assets29/58€427k€437k▲
Amounts receivable within one year40/41€79k€72k▼
Trade receivables40€5k€5k=
Other amounts receivable41€74k€67k▼
Cash at bank and in hand54/58€309k€319k▲
Deferred charges and accrued income490/1€38k€46k▲
Equity and liabilities
Total equity and liabilities10/49€908k€829k▼
Equity10/15€456k€486k▲
Contributions10/11€6k€6k=
Reserves13€450k€479k▲
Distributable reserves133€450k€479k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€452k€343k▼
Amounts payable after more than one year17€291k€173k▼
Financial debts170/4€291k€173k▼
Amounts payable within one year42/48€162k€152k▼
Current portion of amounts payable after more than one year42€115k€117k▲
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€41k€30k▼
Taxes450/3€19k€8k▼
Remuneration and social security454/9€22k€22k▲
Other amounts payable47/48€0€0=
Accrued charges and deferred income492/3-€17k
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€128k€197k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95k€90k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€290k€399k▲
Operating profit (loss)9901€66k€111k▲
Financial income75/76B€2k€12k▲
Recurring financial income75€2k€12k▲
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€62k€114k▲
Income taxes67/77€20k€35k▲
Profit (loss) for the period9904€42k€79k▲
Profit (loss) for the period to be appropriated9905€42k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€79k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€49k
Transfer to equity691/2€42k€79k▲
To other reserves6921€42k€79k▲
Profit to be distributed694/7€0€49k▲
Return on contributions (dividend)694€0€49k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €298k ▲101%
Operating result €399k, net result €298k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €231k ▲179%
4 profitable years in a row build equity to €231k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktplein 122110 WijnegemGround area
294 m²
Building footprint
168 m²
Volume, LiDAR
1,497 m³
Parcel 11050B0159/00F000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BART MOEYENS
since 20172.270.123.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050B0159/00F000 | Flanders | 294 m² | 1 · 168 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 6,389 EUR awarded · 6,389 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 6,389 EUR | 6,389 EUR |
Schemes
Werkbaarheidscheque (stopgezet)
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Of 1,680 companies in sector 66191 we hold annual accounts for 1,229. 1,017 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2017
Fiscal year end31-12
Activities, NACEBEL
66191Agents and brokers in banking services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.