BART JACQMAIN
ActiveBART JACQMAIN has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €490k and a net result of €40k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 12617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-14
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.3%
Return on assets
8.1%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
25 d early
2023
6 d early
2022
36 d early
2021
38 d early
2020
40 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€490k▲ 7.1%
2024 · €457k
2019: €193k
2020: €250k
2021: €299k
2022: €373k
2023: €420k
2024: €457k
2019 → 2025
Total assets
€493k▲ 6.4%
2024 · €463k
2019: €374k
2020: €289k
2021: €342k
2022: €378k
2023: €424k
2024: €463k
2019 → 2025
Net result
€40k▼ 20.4%
2024 · €50k
2019: €91k
2020: €73k
2021: €82k
2022: €74k
2023: €62k
2024: €50k
2019 → 2025
Working capital
€479k▲ 5.8%
2024 · €452k
2019: €171k
2020: €231k
2021: €291k
2022: €367k
2023: €413k
2024: €452k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€299k-€373k▲ 24.7%€420k▲ 12.5%€457k▲ 8.9%€490k▲ 7.1%
Operating result€116k-€104k▼ 10.5%€86k▼ 17.0%€69k▼ 19.7%€53k▼ 22.8%
Net result€82k-€74k▼ 10.2%€62k▼ 16.1%€50k▼ 18.8%€40k▼ 20.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 23% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €493k
Fixed assets
€11k▲ 116%
Current assets
€482k▲ 5.2%
Equity and liabilities €493k
Equity
€490k▲ 7.1%
Debt
€3k▼ 42.1%
The debt ratio falls from 1.3% to 0.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€56k▼
2024 · €71k
Cash flow
€42k▼
2024 · €53k
Solvency
99.3%▲
2024 · 98.7%
Debt / equity
0.01▼
2024 · 0.01
ROE
8.2%▼
2024 · 11.0%
ROA
8.1%▼
2024 · 10.9%
Interest coverage
742.02▲
2024 · 730.43
Debt
€3k▼
2024 · €6k
Debt ≤ 1 year
€3k▼
2024 · €6k
Income taxes
€17k▼
2024 · €21k
A ratio outside any meaningful range has been withheld (balance sheet total €493k, equity €490k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€463k€493k▲
Fixed assets21/28€5k€11k▲
Tangible fixed assets22/27€2k€8k▲
Furniture and vehicles24€1k€308▼
Other tangible fixed assets26€890€8k▲
Financial fixed assets28€3k€3k=
Current assets29/58€458k€482k▲
Amounts receivable after more than one year29€17k-
Other amounts receivable291€17k-
Amounts receivable within one year40/41€73k€46k▼
Trade receivables40€14k-
Other amounts receivable41€60k€46k▼
Cash at bank and in hand54/58€365k€434k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€463k€493k▲
Equity10/15€457k€490k▲
Contributions10/11€12k€12k=
Reserves13€445k€477k▲
Distributable reserves133€445k€477k▲
Amounts payable17/49€6k€3k▼
Amounts payable within one year42/48€6k€3k▼
Financial debts43€277€773▲
Credit institutions430/8€277€773▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€2k€797▼
Taxes450/3€2k€797▼
Other amounts payable47/48€661€392▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€72k€57k▼
Operating profit (loss)9901€69k€53k▼
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€98€75▼
Recurring financial charges65€98€75▼
Profit (loss) for the period before taxes9903€71k€57k▼
Income taxes67/77€21k€17k▼
Profit (loss) for the period9904€50k€40k▼
Profit (loss) for the period to be appropriated9905€50k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€40k▼
Transfer from equity791/2€13k€8k▼
Transfer to equity691/2€50k€40k▼
To other reserves6921€50k€40k▼
Profit to be distributed694/7€13k€8k▼
Return on contributions (dividend)694€13k€8k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €40k ▼20.4%
Net result drops to €40k, the lowest in the series.
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity times 11current ratio 87.58
Current ratio from 7.80 to 87.58; short-term debt falls from €43k to €4k.
2021
24-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 7.01
Current ratio from 1.97 to 7.01; short-term debt falls from €177k to €38k.
30-06
Financial
Equity above €200kEq €250k ▲29.9%
2 profitable years in a row build equity to €250k.
03-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
JACQMAIN Bart
CurrentDirector · since 30-03-2023
30-03-2023
Resigned as Director
30-03-2023
Appointed as Director
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kromvendreef 102900 SchotenGround area
1,250 m²
Building footprint
148 m²
Volume, LiDAR
896 m³
Parcel 11040D0195/00M006, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kromvendreef 10, 2900 Schoten
since 20082.310.683.817
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0195/00M006 | Flanders | 1,250 m² | 1 · 148 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STEPHANE MARTIN
BE 0893.358.221
Ukkel · Eq €490k
MEUWISSEN & C° ADVOCATEN
BE 0461.972.990
Antwerpen · Eq €489k
ADVOCATENKANTOOR KATIE COPPENS
BE 0818.845.492
Ninove · Eq €489k
CONSTANTIJN
BE 0837.781.575
Roeselare · Eq €490k
JEAN-MICHEL DEGEE-AVOCAT
BE 0808.598.334
Brussel · Eq €489k
Of 22,024 companies in sector 69101 we hold annual accounts for 9,028. 5,911 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2001
Fiscal year end30-06
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.