Bart Goens
ActiveBart Goens has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219k and a net result of €32k. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 55% of 27358 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
90
/ 100
Excellent▼ -1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency96▲+2
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 3.14 against 2.73 in 2024), and 48.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.9%
Return on assets
7.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
53 d late
2023
92 d late
2022
52 d late
2021
31 d late
2020
11 d early
2019
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€219k▼ 6.7%
2024 · €235k
2018: €279k
2019: €342k
2020: €323k
2021: €308k
2022: €300k
2023: €281k
2024: €235k
2018 → 2025
Total assets
€422k▼ 11.6%
2024 · €478k
2018: €481k
2019: €543k
2020: €508k
2021: €498k
2022: €493k
2023: €432k
2024: €478k
2018 → 2025
Net result
€32k▼ 37.6%
2024 · €51k
2018: €34k
2019: €63k
2020: €29k
2021: €38k
2022: €21k
2023: €38k
2024: €51k
2018 → 2025
Working capital
€181k▼ 15.0%
2024 · €213k
2018: €229k
2019: €301k
2020: €269k
2021: €262k
2022: €260k
2023: €247k
2024: €213k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€308k-€300k▼ 2.5%€281k▼ 6.5%€235k▼ 16.4%€219k▼ 6.7%
Operating result€60k-€34k▼ 42.8%€59k▲ 72.3%€78k▲ 32.0%€54k▼ 31.2%
Net result€38k-€21k▼ 45.4%€38k▲ 81.2%€51k▲ 35.0%€32k▼ 37.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €422k
Fixed assets
€157k▲ 10.7%
Current assets
€265k▼ 21.1%
Equity and liabilities €422k
Equity
€219k▼ 6.7%
Debt
€203k▼ 16.4%
The debt ratio falls from 50.9% to 48.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€72k▼
2024 · €94k
Cash flow
€50k▼
2024 · €67k
Solvency
51.9%▲
2024 · 49.1%
Current ratio
3.14▲
2024 · 2.73
Quick ratio
2.88▲
2024 · 2.68
Debt / equity
0.93▼
2024 · 1.03
ROE
14.6%▼
2024 · 21.8%
ROA
7.6%▼
2024 · 10.7%
Interest coverage
15.36▼
2024 · 18.41
Debt
€203k▼
2024 · €243k
Debt ≤ 1 year
€84k▼
2024 · €123k
Debt > 1 year
€118k▲
2024 · €112k
Income taxes
€22k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€478k€422k▼
Fixed assets21/28€142k€157k▲
Tangible fixed assets22/27€142k€157k▲
Land and buildings22€138k€125k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€3k€31k▲
Current assets29/58€336k€265k▼
Stocks and contracts in progress3€6k€22k▲
Stocks30/36€6k€22k▲
Amounts receivable within one year40/41€136k€108k▼
Trade receivables40€128k€95k▼
Other amounts receivable41€8k€14k▲
Cash at bank and in hand54/58€190k€130k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€478k€422k▼
Equity10/15€235k€219k▼
Contributions10/11€20k€20k=
Reserves13€215k€199k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Tax-exempt reserves132€19k-
Distributable reserves133€194k€199k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€243k€203k▼
Amounts payable after more than one year17€112k€118k▲
Financial debts170/4€112k€118k▲
Amounts payable within one year42/48€123k€84k▼
Current portion of amounts payable after more than one year42€9k€22k▲
Financial debts43€9k€0▼
Credit institutions430/8€9k€0▼
Trade debts44€8k€13k▲
Suppliers440/4€8k€13k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€94k€48k▼
Accrued charges and deferred income492/3€8k€843▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€18k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€17k
Other operating charges640/8€878€3k▲
Gross operating margin9900€95k€91k▼
Operating profit (loss)9901€78k€54k▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€76k€54k▼
Income taxes67/77€25k€22k▼
Profit (loss) for the period9904€51k€32k▼
Profit (loss) for the period to be appropriated9905€51k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€32k▼
Transfer from equity791/2€97k€50k▼
Transfer to equity691/2€51k€34k▼
To other reserves6921€51k€34k▼
Profit to be distributed694/7€97k€48k▼
Return on contributions (dividend)694€97k€48k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
31-12
Financial
Weakest financial yearnet €21k ▼45.4%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
31-12
Financial
Highest result since 2018net €63k ▲82.6%
Operating result €96k, net result €63k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-01-2020
Bart Goens: Resigned as Manager
01-01-2020
Sophie Charliers: Resigned as Manager
05-02-2013
WIJNANTS Blanche Jozef: Resigned as Manager
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lijsterdreef(LIN) 203210 LubbeekGround area
1,698 m²
Building footprint
201 m²
Volume, LiDAR
953 m³
Parcel 24063B0100/00K000, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bart Goens
since 20112.205.235.018
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24063B0100/00K000 | Flanders | 1,698 m² | 1 · 201 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SERRY KOEN
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HIP2C
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B Clima
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Of 6,989 companies in sector 43221 we hold annual accounts for 3,444. 2,821 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2011
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
43299Specialised construction activities
43310Plastering work
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.