BART DE SAEGER
ActiveFor BART DE SAEGER, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €387k and a net result of €18k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 17913 sector peers (fiscal year 2023). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability74▼-15
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
85.4%
Return on assets
3.9%
Age of the figures
39 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
30-06-2024 close31-01-2025 deadline18-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 29-02-2024, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
29 d late
2022
70 d late
2021
16 d late
2019
55 d late
2018
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€387k▲ 4.8%
2022 · €370k
2019: €247k
2021: €298k
2022: €370k
2019 → 2023
Total assets
€454k▲ 1.0%
2022 · €449k
2019: €315k
2021: €407k
2022: €449k
2019 → 2023
Net result
€18k▼ 75.3%
2022 · €71k
2019: €15k
2021: €22k
2022: €71k
2019 → 2023
Working capital
€362k▲ 1.6%
2022 · €357k
2019: €247k
2021: €293k
2022: €357k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2019202120222023Trend
Equity€247k-€298k▲ 20.8%€370k▲ 23.9%€387k▲ 4.8%
Operating result€24k-€33k▲ 37.7%€79k▲ 140%€26k▼ 67.8%
Net result€15k-€22k▲ 43.3%€71k▲ 222%€18k▼ 75.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 68% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €454k
Fixed assets
€28k▲ 29.7%
Current assets
€426k▼ 0.4%
Equity and liabilities €454k
Equity
€387k▲ 4.8%
Debt
€66k▼ 16.3%
The debt ratio falls from 17.7% to 14.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▼
2022 · €82k
Cash flow
€23k▼
2022 · €73k
Solvency
85.4%▲
2022 · 82.3%
Current ratio
6.71▲
2022 · 6.03
Quick ratio
6.71▲
2022 · 6.03
Debt / equity
0.17▼
2022 · 0.21
ROE
4.5%▼
2022 · 19.3%
ROA
3.9%▼
2022 · 15.9%
Interest coverage
147.94▲
2022 · 92.26
Debt
€66k▼
2022 · €79k
Debt ≤ 1 year
€63k▼
2022 · €71k
Debt > 1 year
€3k▼
2022 · €5k
Income taxes
€8k▲
2022 · €7k
Staff costs
€169k▲
2022 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€449k€454k▲
Fixed assets21/28€22k€28k▲
Intangible fixed assets21€4k€13k▲
Tangible fixed assets22/27€10k€7k▼
Plant, machinery and equipment23€358€114▼
Furniture and vehicles24€10k€7k▼
Financial fixed assets28€7k€7k=
Current assets29/58€428k€426k▼
Amounts receivable within one year40/41€150k€140k▼
Trade receivables40€139k€135k▼
Other amounts receivable41€10k€5k▼
Cash at bank and in hand54/58€276k€284k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€449k€454k▲
Equity10/15€370k€387k▲
Contributions10/11€12k€12k=
Reserves13€357k€375k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€355k€373k▲
Amounts payable17/49€79k€66k▼
Amounts payable after more than one year17€5k€3k▼
Financial debts170/4€5k€3k▼
Amounts payable within one year42/48€71k€63k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€67k€60k▼
Taxes450/3€35k€24k▼
Remuneration and social security454/9€32k€35k▲
Other amounts payable47/48-€10
Accrued charges and deferred income492/3€3k-
Income statement
Code20222023
Remuneration, social security and pensions62€165k€169k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Other operating charges640/8€16k€4k▼
Gross operating margin9900€262k€204k▼
Operating profit (loss)9901€79k€26k▼
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€885€212▼
Recurring financial charges65€885€212▼
Profit (loss) for the period before taxes9903€79k€25k▼
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€71k€18k▼
Profit (loss) for the period to be appropriated9905€71k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€18k▼
Transfer to equity691/2€71k€18k▼
To other reserves6921€71k€18k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
30-06
Financial
Highest result since 2019net €71k ▲222%
Operating result €79k, net result €71k, both a record.
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2020
26-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 27 days late
2016
31-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
28-02
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 28 days late
2014
27-02
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kattestraat 61730 AsseGround area
157 m²
Building footprint
75 m²
Parcel 23322L0206/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
Kattestraat 6, 1730 Asse
since 20122.211.090.056
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322L0206/00C000 | Flanders | 157 m² | 1 · 75 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SUMICSID
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Of 5,526 companies in sector 86931 we hold annual accounts for 550. 266 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2012
Fiscal year end30-06
Activities, NACEBEL
86904Human health activities
86931Psychology services
72200Scientific research and development
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.