Bars & Co
ActiveSummary
The computed 12-month bankruptcy probability of Bars & Co is 1.6% (moderate). The 2025 annual accounts show equity of €11,772 and a net result of €4,810. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 3762 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+14
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 22.03 against 18.16 in 2024; short-term debt: 4.5% and cash: 67.6% of total assets), and 13.1% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
35.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €11,772
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
27 d late
2022
30 d late
2021
31 d late
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, abbreviated schema
Turnover
€0
EBIT margin
Not included in this filing
Net result
€4,810▲ 186%
2024 · €1,679
Working capital
€12,928▲ 59.2%
2024 · €8,118
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result-€17,399▼ 45.4%-€4,894▲ 71.9%€6,157€2,195▼ 64.4%€5,242▲ 139%
Net result-€5,739below the sector's middle half-€5,302within the sector's middle half▲ 7.6%€5,582within the sector's middle half€1,679within the sector's middle half▼ 69.9%€4,810within the sector's middle half▲ 186%
Equity€5,003within the sector's middle half▼ 53.4%-€298within the sector's middle half€5,284within the sector's middle half€6,963within the sector's middle half▲ 31.8%€11,772within the sector's middle half▲ 69.1%
Total assets€13,809below the sector's middle half▼ 39.8%€7,373below the sector's middle half▼ 46.6%€11,445below the sector's middle half▲ 55.2%€8,591below the sector's middle half▼ 24.9%€13,542below the sector's middle half▲ 57.6%
Debt€8,806▼ 27.8%€7,672▼ 12.9%€6,161▼ 19.7%€1,629▼ 73.6%€1,770▲ 8.7%
Working capital€4,958within the sector's middle half▼ 52.6%€627within the sector's middle half▼ 87.4%€6,378within the sector's middle half▲ 917%€8,118within the sector's middle half▲ 27.3%€12,928within the sector's middle half▲ 59.2%
Solvency36.2%within the sector's middle half▼ 10.6pp-4.0%within the sector's middle half▼ 40.3pp46.2%within the sector's middle half▲ 50.2pp81.0%above the sector's middle half▲ 34.9pp86.9%above the sector's middle half▲ 5.9pp
Current ratio1.61within the sector's middle half▼ 0.281.09within the sector's middle half▼ 0.522.26above the sector's middle half▲ 1.1718.16above the sector's middle half▲ 15.9022.03above the sector's middle half▲ 3.88
Return on assets (ROA)-41.6%below the sector's middle half▼ 45.9pp-71.9%below the sector's middle half▼ 30.3pp48.8%above the sector's middle half▲ 120.7pp19.5%above the sector's middle half▼ 29.2pp35.5%above the sector's middle half▲ 16.0pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 139% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €13,542
Equity
€11,772 ▲ 69.1%
Debt
€1,770 ▲ 8.7%
Debt's share of the balance-sheet total falls from 19.0% to 13.1%. Equity and debt are higher.
Key figures and ratios
Debt to equity
0.15▼
2024 · 0.23
ROE
40.9%▲
2024 · 24.1%
Debt ≤ 1 year
€615▲
2024 · €473
Income taxes
€293▼
2024 · €315
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | -€302 | - | - | - | - | - |
| Other operating charges640/8 | - | €162 | €629 | €914 | €696 | ▼ 23.9% |
| Gross operating margin9900 | -€17,700 | -€4,731 | €6,786 | €3,109 | €5,938 | ▲ 91.0% |
| Operating profit (loss)9901 | -€17,399 | -€4,894 | €6,157 | €2,195 | €5,242 | ▲ 139% |
| Financial income75/76B | €12,000 | - | - | - | - | - |
| Recurring financial income75 | €12,000 | - | - | - | - | - |
| Financial charges65/66B | €337 | €326 | €272 | €201 | €140 | ▼ 30.3% |
| Recurring financial charges65 | €337 | €326 | €272 | €201 | €140 | ▼ 30.3% |
| Profit (loss) for the period before taxes9903 | -€5,736 | -€5,219 | €5,885 | €1,994 | €5,102 | ▲ 156% |
| Income taxes67/77 | €4 | €82 | €303 | €315 | €293 | ▼ 7.0% |
| Profit (loss) for the period9904 | -€5,739 | -€5,302 | €5,582 | €1,679 | €4,810 | ▲ 186% |
| Profit (loss) for the period to be appropriated9905 | -€5,739 | -€5,302 | €5,582 | €1,679 | €4,810 | ▲ 186% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €13,809 | €7,373 | €11,445 | €8,591 | €13,542 | ▲ 57.6% |
| Fixed assets21/28 | €742 | €0 | - | - | - | - |
| Financial fixed assets28 | €742 | €0 | - | - | - | - |
| Current assets29/58 | €13,068 | €7,373 | €11,445 | €8,591 | €13,542 | ▲ 57.6% |
| Amounts receivable after more than one year29 | €2,786 | - | - | - | - | - |
| Trade receivables290 | €66 | - | - | - | - | - |
| Other amounts receivable291 | €2,719 | - | - | - | - | - |
| Amounts receivable within one year40/41 | - | €4,633 | €1,245 | €397 | €3,357 | ▲ 745% |
| Trade receivables40 | - | €3,453 | - | - | - | - |
| Other amounts receivable41 | - | €1,181 | €1,245 | €397 | €3,357 | ▲ 745% |
| Cash at bank and in hand54/58 | €10,129 | €1,692 | €9,196 | €7,160 | €9,160 | ▲ 27.9% |
| Deferred charges and accrued income490/1 | €153 | €1,048 | €1,004 | €1,034 | €1,026 | ▼ 0.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €13,809 | €7,373 | €11,445 | €8,591 | €13,542 | ▲ 57.6% |
| Equity10/15 | €5,003 | -€298 | €5,284 | €6,963 | €11,772 | ▲ 69.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€13,597 | -€18,898 | -€13,316 | -€11,637 | -€6,828 | ▲ 41.3% |
| Amounts payable17/49 | €8,806 | €7,672 | €6,161 | €1,629 | €1,770 | ▲ 8.7% |
| Amounts payable within one year42/48 | €8,110 | €6,746 | €5,067 | €473 | €615 | ▲ 29.9% |
| Trade debts44 | - | €1,181 | €112 | - | - | - |
| Suppliers440/4 | €0 | €1,181 | €112 | - | - | - |
| Taxes, remuneration and social security45 | €2,149 | €82 | €1,991 | €388 | €615 | ▲ 58.3% |
| Taxes450/3 | €2,149 | €82 | €1,991 | €388 | €615 | ▲ 58.3% |
| Other amounts payable47/48 | €5,960 | €5,483 | €2,964 | €85 | - | - |
| Accrued charges and deferred income492/3 | €697 | €925 | €1,094 | €1,155 | €1,155 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,739 | -€5,302 | €5,582 | €1,679 | €4,810 | ▲ 186% |
| Operating cash flow (approximation) | -€5,739 | -€5,302 | €5,582 | €1,679 | €4,810 | ▲ 186% |
| Investment in fixed assets (approximation) | - | €742 | - | - | - | - |
| Change in cash | - | -€8,437 | €7,503 | -€2,035 | €1,999 | ▲ 198% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-12
Financial
Liquidity times 8current ratio 18.16
Current ratio from 2.26 to 18.16; short-term debt falls from €5,067 to €473.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
31-12
Financial
Back to profitnet €5,582
Net result €5,582 after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 2.26
Current ratio from 1.09 to 2.26; short-term debt falls from €6,746 to €5,067.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €14,324
Net result €14,324 after one loss-making year.
31-12
Financial
Liquidity times 104current ratio 1.20
Current ratio from 0.01 to 1.20.
Show earlier events
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flémalle · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Beguines 294400 Flémalle1 establishment unit
-
since 20142.236.102.792
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Of 14,002 companies in sector 56301 we hold annual accounts for 4,896. 3,648 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56112Limited-service restaurants, excluding mobile food services
56210Event catering
64210Activities of holding companies
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
Contact
E-mail
alineke.ferri@gmail.com
Phone
0474/84.03.48
E-mail
aline.ferri@ferri.beFlémalle
E-invoicing
Reachable via Peppol
Peppol ID
0208:0565939174
Also
9925:BE0565939174
Registered
22-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.