Baroudeur
ActiveBaroudeur has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €112k. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 47% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency72▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 2.2 in 2024; short-term debt: 48.9% and cash: 65.8% of total assets), and 52.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.4%
Return on assets
41%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
22 d early
2024
94 d early
2023
36 d early
2022
38 d early
2021
40 d early
2020
39 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€129k▼ 22.7%
2024 · €168k
2019: €19k
2020: €38k
2021: €70k
2022: €127k
2023: €182k
2024: €168k
2019 → 2025
Total assets
€273k▼ 7.0%
2024 · €293k
2019: €72k
2020: €96k
2021: €128k
2022: €176k
2023: €251k
2024: €293k
2019 → 2025
Net result
€112k▲ 31.5%
2024 · €85k
2019: €17k
2020: €19k
2021: €33k
2022: €58k
2023: €85k
2024: €85k
2019 → 2025
Working capital
€50k▼ 60.6%
2024 · €127k
2019: €18k
2020: €37k
2021: €65k
2022: €109k
2023: €155k
2024: €127k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€127k▲ 80.8%€182k▲ 43.4%€168k▼ 8.2%€129k▼ 22.7%
Operating result€45k-€48k▲ 7.0%€68k▲ 40.8%€63k▼ 7.3%€70k▲ 10.5%
Net result€33k-€58k▲ 73.5%€85k▲ 47.7%€85k▼ 0.1%€112k▲ 31.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €273k
Fixed assets
€90k▲ 47.6%
Current assets
€183k▼ 21.2%
Equity and liabilities €273k
Equity
€129k▼ 22.7%
Debt
€144k▲ 14.0%
The debt ratio rises from 42.9% to 52.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€78k▲
2024 · €68k
Cash flow
€120k▲
2024 · €90k
Solvency
47.4%▼
2024 · 57.1%
Current ratio
1.37▼
2024 · 2.20
Quick ratio
1.37▼
2024 · 2.20
Debt / equity
1.11▲
2024 · 0.75
ROE
86.5%▲
2024 · 50.8%
ROA
41.0%▲
2024 · 29.0%
Interest coverage
377.19▲
2024 · 195.71
Debt
€144k▲
2024 · €126k
Debt ≤ 1 year
€133k▲
2024 · €106k
Debt > 1 year
€10k▼
2024 · €20k
Income taxes
€14k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€293k€273k▼
Fixed assets21/28€61k€90k▲
Tangible fixed assets22/27€11k€40k▲
Furniture and vehicles24€7k€5k▼
Other tangible fixed assets26€3k€35k▲
Financial fixed assets28€50k€50k=
Current assets29/58€233k€183k▼
Amounts receivable within one year40/41€841€2k▲
Trade receivables40€841€2k▲
Other amounts receivable41-€370
Current investments50/53€180k€0▼
Cash at bank and in hand54/58€49k€180k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€293k€273k▼
Equity10/15€168k€129k▼
Contributions10/11€3k€3k=
Reserves13€165k€126k▼
Distributable reserves133€165k€126k▼
Amounts payable17/49€126k€144k▲
Amounts payable after more than one year17€20k€10k▼
Financial debts170/4€20k€10k▼
Amounts payable within one year42/48€106k€133k▲
Trade debts44€533€322▼
Suppliers440/4€533€322▼
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€5k▲
Other amounts payable47/48€101k€129k▲
Accrued charges and deferred income492/3€95€50▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€70k€79k▲
Operating profit (loss)9901€63k€70k▲
Financial income75/76B€36k€56k▲
Recurring financial income75€36k€56k▲
Financial charges65/66B€348€206▼
Recurring financial charges65€348€206▼
Profit (loss) for the period before taxes9903€99k€126k▲
Income taxes67/77€14k€14k▼
Profit (loss) for the period9904€85k€112k▲
Profit (loss) for the period to be appropriated9905€85k€112k▲
Appropriation of the result
Profit (loss) to be appropriated9906€85k€112k▲
Transfer from equity791/2€15k€150k▲
Transfer to equity691/2-€112k
To other reserves6921-€112k
Profit to be distributed694/7€100k€150k▲
Return on contributions (dividend)694€100k€150k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €112k ▲31.5%
Operating result €70k, net result €112k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €182k ▲43.4%
5 profitable years in a row build equity to €182k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €127k ▲80.8%
4 profitable years in a row build equity to €127k.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkebosstraat 133550 Heusden-ZolderGround area
1,048 m²
Building footprint
152 m²
Volume, LiDAR
763 m³
Parcel 71065B0316/00L002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kerkebosstraat 13, 3550 Heusden-Zolder
since 20192.289.475.756
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065B0316/00L002 | Flanders | 1,048 m² | 1 · 152 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,540 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-2019
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
64200Holdings
64210Activities of holding companies
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:baroudeurbv@gmail.com