BARK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €661k and a net result of €33k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 5521 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
4 d late
2023
6 d early
2022
2 d late
2021
16 d late
2020
4 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€661k▲ 5.3%
2024 · €627k
2019: €269k
2020: €344k
2021: €481k
2022: €444k
2023: €509k
2024: €627k
2019 → 2025
Net result
€33k▼ 83.8%
2024 · €205k
2019: €74k
2020: €75k
2021: €138k
2022: €70k
2023: €64k
2024: €205k
2019 → 2025
Total assets
€826k▼ 2.6%
2024 · €849k
2019: €747k
2020: €777k
2021: €765k
2022: €744k
2023: €761k
2024: €849k
2019 → 2025
Solvency
80.0%▲ 6.0pp
2024 · 73.9%
2019: 36.0%
2020: 44.2%
2021: 62.9%
2022: 59.7%
2023: 66.9%
2024: 73.9%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€481k-€444k▼ 7.7%€509k▲ 14.5%€627k▲ 23.3%€661k▲ 5.3%
Operating result€142k-€60k▼ 57.9%€94k▲ 57.9%€100k▲ 6.4%€56k▼ 44.2%
Net result€138k-€70k▼ 49.1%€64k▼ 8.0%€205k▲ 219%€33k▼ 83.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €826k
Fixed assets
€672k▼ 1.5%
Current assets
€154k▼ 7.3%
Equity and liabilities €826k
Equity
€661k▲ 5.3%
Debt
€166k▼ 25.1%
The debt ratio falls from 26.1% to 20.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
80.0%▲
2024 · 73.9%
ROE
5.1%▼
2024 · 32.7%
ROA
4.0%▼
2024 · 24.2%
Debt
€166k▼
2024 · €221k
Debt ≤ 1 year
€83k▼
2024 · €132k
Debt > 1 year
€78k▼
2024 · €86k
Income taxes
€15k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€849k€826k▼
Fixed assets21/28€682k€672k▼
Tangible fixed assets22/27€82k€72k▼
Land and buildings22€79k€70k▼
Plant, machinery and equipment23€3k€1k▼
Financial fixed assets28€600k€600k=
Current assets29/58€167k€154k▼
Amounts receivable within one year40/41€79k€71k▼
Other amounts receivable41€79k€71k▼
Current investments50/53€46k€20k▼
Cash at bank and in hand54/58€40k€62k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€849k€826k▼
Equity10/15€627k€661k▲
Contributions10/11€1k€1k=
Reserves13€626k€659k▲
Distributable reserves133€626k€659k▲
Profit (loss) carried forward14€381€450▲
Amounts payable17/49€221k€166k▼
Amounts payable after more than one year17€86k€78k▼
Financial debts170/4€86k€78k▼
Amounts payable within one year42/48€132k€83k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€668€31k▲
Suppliers440/4€668€31k▲
Taxes, remuneration and social security45€37k€4k▼
Taxes450/3€37k€4k▼
Other amounts payable47/48€86k€39k▼
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€112k€67k▼
Operating profit (loss)9901€100k€56k▼
Financial income75/76B€150k€415▼
Recurring financial income75€150k€415▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€245k€49k▼
Income taxes67/77€39k€15k▼
Profit (loss) for the period9904€205k€33k▼
Profit (loss) for the period to be appropriated9905€205k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€206k€34k▼
Profit (loss) brought forward from the previous period14P€316€381▲
Transfer from equity791/2€87k-
Transfer to equity691/2€205k€33k▼
To other reserves6921€205k€33k▼
Profit to be distributed694/7€87k-
Return on contributions (dividend)694€87k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 5 days late
2025
30-06
Financial
Weakest financial yearnet €33k ▼83.8%
Net result drops to €33k, the lowest in the series.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
30-06
Financial
Highest result since 2019net €205k ▲219%
Net result €205k, the highest in the series.
30-06
Financial
Liquidity triplescurrent ratio 1.26
Current ratio from 0.44 to 1.26; short-term debt falls from €156k to €132k.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €500kEq €509k ▲14.5%
5 profitable years in a row build equity to €509k.
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2021
04-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 4 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 5 days late
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tweebruggenstraat 69160 LokerenGround area
2,136 m²
Building footprint
1,795 m²
Volume, LiDAR
11,718 m³
Parcel 46014A0700/00S002, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BARK
since 20142.237.498.505
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A0700/00S002 | Flanders | 2,136 m² | 1 · 1,795 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400TKORNCPZ5B1963
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 13,383 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2014
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.