BARBE DAVID
ActiveBARBE DAVID has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €21k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 95% of 3446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+13
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 24.3 against 18.77 in 2024), and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.6%
Return on assets
10%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
71 d late
2023
29 d late
2022
45 d early
2021
26 d early
2020
8 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€201k▲ 11.6%
2024 · €180k
2018: €171k
2019: €184k
2020: €180k
2021: €200k
2022: €194k
2023: €196k
2024: €180k
2018 → 2025
Total assets
€210k▲ 11.3%
2024 · €189k
2018: €202k
2019: €220k
2020: €190k
2021: €218k
2022: €205k
2023: €203k
2024: €189k
2018 → 2025
Net result
€21k▲ 49.1%
2024 · €14k
2018: €28k
2019: €14k
2020: €23k
2021: €46k
2022: €20k
2023: €24k
2024: €14k
2018 → 2025
Working capital
€180k▲ 15.0%
2024 · €156k
2018: €85k
2019: €51k
2020: €63k
2021: €113k
2022: €126k
2023: €150k
2024: €156k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€200k-€194k▼ 3.3%€196k▲ 1.0%€180k▼ 8.0%€201k▲ 11.6%
Operating result€62k-€29k▼ 53.8%€35k▲ 21.1%€23k▼ 33.1%€32k▲ 35.8%
Net result€46k-€20k▼ 56.3%€24k▲ 19.0%€14k▼ 41.1%€21k▲ 49.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 36% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€23k▼ 4.4%
Current assets
€188k▲ 13.6%
Equity and liabilities €210k
Equity
€201k▲ 11.6%
Debt
€9k▲ 4.8%
The debt ratio falls from 4.7% to 4.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€42k▲
2024 · €37k
Cash flow
€31k▲
2024 · €28k
Solvency
95.6%▲
2024 · 95.3%
Current ratio
24.30▲
2024 · 18.77
Quick ratio
23.47▲
2024 · 18.07
Debt / equity
0.05▼
2024 · 0.05
ROE
10.4%▲
2024 · 7.8%
ROA
10.0%▲
2024 · 7.4%
Interest coverage
63.88▲
2024 · 34.84
Debt
€9k▲
2024 · €9k
Debt ≤ 1 year
€8k▼
2024 · €9k
Income taxes
€11k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€189k€210k▲
Fixed assets21/28€24k€23k▼
Tangible fixed assets22/27€14k€13k▼
Land and buildings22€8k€0▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€4k€10k▲
Financial fixed assets28€10k€10k=
Current assets29/58€165k€188k▲
Stocks and contracts in progress3€6k€6k▲
Stocks30/36€6k€6k▲
Amounts receivable within one year40/41€23k€15k▼
Trade receivables40€19k€10k▼
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€129k€151k▲
Deferred charges and accrued income490/1€6k€15k▲
Equity and liabilities
Total equity and liabilities10/49€189k€210k▲
Equity10/15€180k€201k▲
Contributions10/11€8k€6k▼
Reserves13€139k€162k▲
Distributable reserves133€139k€162k▲
Profit (loss) carried forward14€33k€33k=
Amounts payable17/49€9k€9k▲
Amounts payable within one year42/48€9k€8k▼
Financial debts43-€42
Credit institutions430/8-€42
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Other amounts payable47/48€3k€15▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€10k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€249
Gross operating margin9900€39k€45k▲
Operating profit (loss)9901€23k€32k▲
Financial income75/76B€391€583▲
Recurring financial income75€391€583▲
Financial charges65/66B€1k€659▼
Recurring financial charges65€1k€659▼
Profit (loss) for the period before taxes9903€23k€32k▲
Income taxes67/77€9k€11k▲
Profit (loss) for the period9904€14k€21k▲
Profit (loss) for the period to be appropriated9905€14k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€54k▲
Profit (loss) brought forward from the previous period14P€35k€33k▼
Transfer from equity791/2€28k€0▼
Transfer to equity691/2€14k€21k▲
To other reserves6921€14k€21k▲
Profit to be distributed694/7€30k€0▼
Return on contributions (dividend)694€30k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €201k ▲11.6%
8 profitable years in a row build equity to €201k.
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Weakest financial yearnet €14k ▼41.1%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €46k ▲102%
Operating result €62k, net result €46k, both a record.
31-12
Financial
Equity above €200kEq €200k ▲11.4%
4 profitable years in a row build equity to €200k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 7.22
Current ratio from 2.51 to 7.22; short-term debt falls from €34k to €10k.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Amandslaan(Kor) 88500 KortrijkGround area
170 m²
Building footprint
109 m²
Volume, LiDAR
930 m³
Parcel 34352F0450/00H000, Flanders · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BARBE DAVID IT SERVICES
since 20092.183.917.980
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352F0450/00H000 | Flanders | 170 m² | 1 · 109 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
UF-O
BE 0844.508.229
Antwerpen · Eq €187k
MONROVIA
BE 0508.793.011
Gent · Eq €181k
PHOTO4YOU
BE 0809.550.716
Merchtem · Eq €224k
Vertommen Fotografie
BE 0472.411.972
Tremelo · Eq €160k
Publihofman
BE 1007.568.494
Herzele · Eq €159k
Of 983 companies in sector 74209 we hold annual accounts for 144. 91 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2005
Fiscal year end31-12
Activities, NACEBEL
72100
74209Other photographic activities
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.