BARBARA VANWETSWINKEL
ActiveSummary
BARBARA VANWETSWINKEL has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €296,020 and a net result of €68,968. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 16765 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 10.08 against 4.99 in 2024; short-term debt: 8.6% and cash: 57.3% of total assets), and 9.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
21%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 26-02-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
on the day
2021
1 d early
2020
on the day
2019
2 d early
2018
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today. Usually files around 27 February (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-07-2026 close29-09-2026 today28-02-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€296,020▲ 23.8%
2024 · €239,052
Total assets
€328,447▲ 13.6%
2024 · €289,194
Net result
€68,968▼ 12.1%
2024 · €78,452
Working capital
€256,238▲ 41.9%
2024 · €180,531
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202320242025
Operating result€16,358▼ 59.2%€33,141▲ 103%€121,179-€106,352▼ 12.2%€93,366▼ 12.2%
Net result€9,470below the sector's middle half▼ 66.9%€25,264within the sector's middle half▲ 167%€86,162within the sector's middle half-€78,452within the sector's middle half▼ 8.9%€68,968within the sector's middle half▼ 12.1%
Equity€132,173within the sector's middle half▼ 0.2%€145,437within the sector's middle half▲ 10.0%€172,600within the sector's middle half-€239,052within the sector's middle half▲ 38.5%€296,020within the sector's middle half▲ 23.8%
Total assets€175,900within the sector's middle half▼ 9.8%€184,801within the sector's middle half▲ 5.1%€235,916within the sector's middle half-€289,194within the sector's middle half▲ 22.6%€328,447within the sector's middle half▲ 13.6%
Debt€43,727▼ 30.0%€39,364▼ 10.0%€63,316-€50,142▼ 20.8%€32,427▼ 35.3%
Working capital€40,892within the sector's middle half▲ 26.6%€71,475within the sector's middle half▲ 74.8%€112,075within the sector's middle half-€180,531within the sector's middle half▲ 61.1%€256,238within the sector's middle half▲ 41.9%
Solvency75.1%within the sector's middle half▲ 7.2pp78.7%within the sector's middle half▲ 3.6pp73.2%within the sector's middle half-82.7%within the sector's middle half▲ 9.5pp90.1%above the sector's middle half▲ 7.5pp
Current ratio1.94within the sector's middle half▲ 0.383.18within the sector's middle half▲ 1.243.07within the sector's middle half-4.99within the sector's middle half▲ 1.9210.08above the sector's middle half▲ 5.09
Return on assets (ROA)5.4%below the sector's middle half▼ 9.3pp13.7%within the sector's middle half▲ 8.3pp36.5%above the sector's middle half-27.1%within the sector's middle half▼ 9.4pp21.0%within the sector's middle half▼ 6.1pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328,447
Fixed assets
€43,990 ▼ 30.7%
Current assets
€284,457 ▲ 26.0%
Equity and liabilities €328,447
Equity
€296,020 ▲ 23.8%
Debt
€32,427 ▼ 35.3%
Debt's share of the balance-sheet total falls from 17.3% to 9.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€114,189▼
2024 · €125,848
Cash flow
€89,791▼
2024 · €97,948
Debt to equity
0.11▼
2024 · 0.21
ROE
23.3%▼
2024 · 32.8%
Interest coverage
52.28▲
2024 · 49.49
Debt ≤ 1 year
€28,219▼
2024 · €45,209
Income taxes
€22,993▼
2024 · €25,774
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,096 | €20,917 | €20,693 | €19,496 | €20,823 | ▲ 6.8% |
| Gross operating margin9900 | €37,484 | €54,058 | €141,872 | €125,848 | €114,189 | ▼ 9.3% |
| Operating profit (loss)9901 | €16,358 | €33,141 | €121,179 | €106,352 | €93,366 | ▼ 12.2% |
| Financial income75/76B | - | €4 | €523 | €417 | €779 | ▲ 86.8% |
| Recurring financial income75 | - | €4 | €523 | €417 | €779 | ▲ 86.8% |
| Financial charges65/66B | - | €1,738 | €4,698 | €2,543 | €2,184 | ▼ 14.1% |
| Recurring financial charges65 | €1,447 | €1,738 | €4,698 | €2,543 | €2,184 | ▼ 14.1% |
| Profit (loss) for the period before taxes9903 | €14,911 | €31,407 | €117,004 | €104,226 | €91,961 | ▼ 11.8% |
| Income taxes67/77 | €5,441 | €6,143 | €30,842 | €25,774 | €22,993 | ▼ 10.8% |
| Profit (loss) for the period9904 | €9,470 | €25,264 | €86,162 | €78,452 | €68,968 | ▼ 12.1% |
| Profit (loss) for the period to be appropriated9905 | €17,470 | €25,264 | €86,162 | €78,452 | €68,968 | ▼ 12.1% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €175,900 | €184,801 | €235,916 | €289,194 | €328,447 | ▲ 13.6% |
| Fixed assets21/28 | €91,281 | €80,529 | €69,693 | €63,454 | €43,990 | ▼ 30.7% |
| Intangible fixed assets21 | €89,504 | €71,229 | €54,969 | €40,907 | €29,118 | ▼ 28.8% |
| Tangible fixed assets22/27 | €1,777 | €9,300 | €14,724 | €22,547 | €14,872 | ▼ 34.0% |
| Furniture and vehicles24 | - | €9,300 | €14,724 | €22,547 | €14,872 | ▼ 34.0% |
| Current assets29/58 | €84,619 | €104,272 | €166,223 | €225,740 | €284,457 | ▲ 26.0% |
| Amounts receivable after more than one year29 | - | €12,000 | €55,000 | €55,000 | €55,000 | = |
| Other amounts receivable291 | - | €12,000 | €55,000 | €55,000 | €55,000 | = |
| Amounts receivable within one year40/41 | €16,570 | €24,226 | €19,351 | €30,602 | €37,554 | ▲ 22.7% |
| Other amounts receivable41 | - | €24,226 | €19,351 | €30,602 | €37,554 | ▲ 22.7% |
| Cash at bank and in hand54/58 | €65,858 | €65,374 | €88,955 | €137,478 | €188,058 | ▲ 36.8% |
| Deferred charges and accrued income490/1 | - | €2,672 | €2,917 | €2,660 | €3,845 | ▲ 44.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €175,900 | €184,801 | €235,916 | €289,194 | €328,447 | ▲ 13.6% |
| Equity10/15 | €132,173 | €145,437 | €172,600 | €239,052 | €296,020 | ▲ 23.8% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €102,860 | €115,860 | €142,860 | €209,310 | €266,210 | ▲ 27.2% |
| Non-distributable reserves130/1 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Tax-exempt reserves132 | - | €18,500 | €18,500 | €18,500 | €18,500 | = |
| Distributable reserves133 | - | €95,500 | €124,360 | €190,810 | €247,710 | ▲ 29.8% |
| Profit (loss) carried forward14 | €16,913 | €17,177 | €17,340 | €17,342 | €17,410 | ▲ 0.4% |
| Amounts payable17/49 | €43,727 | €39,364 | €63,316 | €50,142 | €32,427 | ▼ 35.3% |
| Amounts payable after more than one year17 | - | €6,567 | €2,869 | €732 | - | - |
| Financial debts170/4 | - | €6,567 | €2,869 | €732 | - | - |
| Amounts payable within one year42/48 | €43,727 | €32,797 | €54,148 | €45,209 | €28,219 | ▼ 37.6% |
| Current portion of amounts payable after more than one year42 | - | €2,214 | €2,214 | €2,214 | €738 | ▼ 66.7% |
| Trade debts44 | €3,626 | €5,789 | €2,592 | €13,843 | €2,468 | ▼ 82.2% |
| Suppliers440/4 | - | €5,789 | €2,592 | €13,843 | €2,468 | ▼ 82.2% |
| Taxes, remuneration and social security45 | - | €12,794 | €34,342 | €17,152 | €13,013 | ▼ 24.1% |
| Taxes450/3 | - | €12,794 | €34,342 | €17,152 | €10,763 | ▼ 37.2% |
| Remuneration and social security454/9 | - | - | - | - | €2,250 | - |
| Other amounts payable47/48 | - | €12,000 | €15,000 | €12,000 | €12,000 | = |
| Accrued charges and deferred income492/3 | - | - | €6,299 | €4,201 | €4,208 | ▲ 0.2% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,470 | €25,264 | €86,162 | €78,452 | €68,968 | ▼ 12.1% |
| + Depreciation and write-downs630 | €21,096 | €20,917 | €20,693 | €19,496 | €20,823 | ▲ 6.8% |
| Operating cash flow (approximation) | €30,566 | €46,181 | €106,855 | €97,948 | €89,791 | ▼ 8.3% |
| Investment in fixed assets (approximation) | - | -€10,165 | - | -€13,257 | -€1,359 | ▲ 89.7% |
| Change in cash | - | -€484 | - | €48,523 | €50,580 | ▲ 4.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
Financial
Liquidity doublescurrent ratio 10.08
Current ratio from 4.99 to 10.08; short-term debt falls from €45,209 to €28,219.
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
Financial
Equity above €200,000Eq €239,052 ▲38.5%
6 profitable years in a row build equity to €239,052.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
Financial
Highest result since 2018net €86,162 ▲241%
Operating result €121,179, net result €86,162, both a record.
31-07
Financial
Equity above €150,000Eq €172,600 ▲18.7%
5 profitable years in a row build equity to €172,600.
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €9,470 ▼66.9%
Net result drops to €9,470, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
08-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 8 days late
2016
21-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2010
Ground area
183 m²
Building footprint
79 m²
Volume, LiDAR
587 m³
Parcel 22006A0117/00P002, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BARBARA VANWETSWINKEL
since 20102.188.771.742
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006A0117/00P002 | Flanders | 183 m² | 1 · 79 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,944 companies in sector 86230 we hold annual accounts for 4,296. 3,707 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-06-2010
Fiscal year end31-07
Activities, NACEBEL 2025
86230Dental practice
E-invoicing
Reachable via Peppol
Peppol ID
0208:0826304792
Registered
23-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.