BARATO
ActiveSummary
BARATO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €257,542 and a net result of €19,478. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 88% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-12
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 12.41 against 7.0 in 2024; short-term debt: 6% and cash: 2.4% of total assets), and 11.5% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.5%
Return on assets
6.7%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
5 d late
2023
1 d early
2022
2 d early
2021
5 d early
2020
27 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€257,542▼ 4.4%
2024 · €269,447
Total assets
€290,977▼ 12.8%
2024 · €333,686
Net result
€19,478▼ 63.7%
2024 · €53,674
Working capital
€197,637▼ 3.8%
2024 · €205,496
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€77,919▲ 25.2%€69,349▼ 11.0%€36,827▼ 46.9%€79,221▲ 115%€33,442▼ 57.8%
Net result€67,893above the sector's middle half▲ 13.7%€57,733above the sector's middle half▼ 15.0%€27,495above the sector's middle half▼ 52.4%€53,674above the sector's middle half▲ 95.2%€19,478within the sector's middle half▼ 63.7%
Equity€237,525above the sector's middle half▲ 10.7%€259,278above the sector's middle half▲ 9.2%€252,772above the sector's middle half▼ 2.5%€269,447above the sector's middle half▲ 6.6%€257,542above the sector's middle half▼ 4.4%
Total assets€320,422within the sector's middle half▲ 24.6%€281,250within the sector's middle half▼ 12.2%€284,321within the sector's middle half▲ 1.1%€333,686within the sector's middle half▲ 17.4%€290,977within the sector's middle half▼ 12.8%
Debt€82,897▲ 94.6%€21,972▼ 73.5%€31,548▲ 43.6%€59,681▲ 89.2%€29,788▼ 50.1%
Working capital€220,585▲ 16.7%€251,057▲ 13.8%€214,023▼ 14.8%€205,496▼ 4.0%€197,637▼ 3.8%
Solvency74.1%above the sector's middle half▼ 9.3pp92.2%above the sector's middle half▲ 18.1pp88.9%above the sector's middle half▼ 3.3pp80.7%above the sector's middle half▼ 8.2pp88.5%above the sector's middle half▲ 7.8pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €290,977
Fixed assets
€76,022 ▼ 19.1%
Current assets
€214,955 ▼ 10.3%
Equity and liabilities €290,977
Equity
€257,542 ▼ 4.4%
Provisions
€3,647 ▼ 20.0%
Debt
€29,788 ▼ 50.1%
Debt's share of the balance-sheet total falls from 17.9% to 10.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€59,212▼
2024 · €106,338
Cash flow
€45,248▼
2024 · €80,791
Current ratio
12.41▲
2024 · 7.00
Debt to equity
0.12▼
2024 · 0.22
ROE
7.6%▼
2024 · 19.9%
ROA
6.7%▼
2024 · 16.1%
Interest coverage
21.98▼
2024 · 589.88
Debt ≤ 1 year
€17,318▼
2024 · €34,236
Debt > 1 year
€12,470▼
2024 · €23,304
Income taxes
€12,181▼
2024 · €20,808
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €67 | €109 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,676 | €12,108 | €11,260 | €27,117 | €25,771 | ▼ 5.0% |
| Other operating charges640/8 | €1,650 | €979 | €7,171 | €631 | €903 | ▲ 43.2% |
| Gross operating margin9900 | €88,312 | €82,545 | €55,258 | €106,968 | €60,115 | ▼ 43.8% |
| Operating profit (loss)9901 | €77,919 | €69,349 | €36,827 | €79,221 | €33,442 | ▼ 57.8% |
| Financial income75/76B | €0 | - | - | - | - | - |
| Recurring financial income75 | €0 | - | - | - | - | - |
| Financial charges65/66B | €170 | €193 | €168 | €180 | €2,694 | ▲ 1,395% |
| Recurring financial charges65 | €170 | €193 | €168 | €180 | €2,694 | ▲ 1,395% |
| Profit (loss) for the period before taxes9903 | €77,750 | €69,156 | €36,660 | €79,041 | €30,747 | ▼ 61.1% |
| Transfer from deferred taxes780 | - | - | - | - | €912 | - |
| Transfer to deferred taxes680 | - | - | - | €4,559 | - | - |
| Income taxes67/77 | €9,856 | €11,423 | €9,165 | €20,808 | €12,181 | ▼ 41.5% |
| Profit (loss) for the period9904 | €67,893 | €57,733 | €27,495 | €53,674 | €19,478 | ▼ 63.7% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €2,735 | - |
| Transfer to tax-exempt reserves689 | - | - | - | €13,676 | - | - |
| Profit (loss) for the period to be appropriated9905 | €67,893 | €57,733 | €27,495 | €39,998 | €22,213 | ▼ 44.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €320,422 | €281,250 | €284,321 | €333,686 | €290,977 | ▼ 12.8% |
| Fixed assets21/28 | €16,940 | €8,220 | €38,749 | €93,954 | €76,022 | ▼ 19.1% |
| Tangible fixed assets22/27 | €16,940 | €8,220 | €38,749 | €93,954 | €76,022 | ▼ 19.1% |
| Land and buildings22 | €8,264 | €5,510 | - | €13,049 | €11,157 | ▼ 14.5% |
| Furniture and vehicles24 | €8,676 | €2,711 | €2,033 | €42,051 | €33,839 | ▼ 19.5% |
| Leasing and similar rights25 | - | - | - | €2,137 | €2,137 | = |
| Other tangible fixed assets26 | - | - | €36,716 | €36,716 | €28,889 | ▼ 21.3% |
| Current assets29/58 | €303,482 | €273,029 | €245,571 | €239,732 | €214,955 | ▼ 10.3% |
| Amounts receivable within one year40/41 | €266,206 | €204,766 | €209,376 | €208,210 | €208,059 | ▼ 0.1% |
| Trade receivables40 | €17,255 | €10,701 | €12,477 | €10,679 | €32,964 | ▲ 209% |
| Other amounts receivable41 | €248,951 | €194,064 | €196,899 | €197,530 | €175,095 | ▼ 11.4% |
| Cash at bank and in hand54/58 | €37,275 | €68,263 | €36,195 | €31,523 | €6,896 | ▼ 78.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €320,422 | €281,250 | €284,321 | €333,686 | €290,977 | ▼ 12.8% |
| Equity10/15 | €237,525 | €259,278 | €252,772 | €269,447 | €257,542 | ▼ 4.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | €18,600 | €18,600 | - | - |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | - | - |
| Reserves13 | €36,860 | €76,860 | €76,860 | €90,536 | €74,801 | ▼ 17.4% |
| Non-distributable reserves130/1 | €36,860 | €76,860 | €76,860 | €76,860 | €63,860 | ▼ 16.9% |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | €35,000 | €75,000 | €75,000 | €75,000 | €63,860 | ▼ 14.9% |
| Tax-exempt reserves132 | - | - | - | €13,676 | €10,941 | ▼ 20.0% |
| Profit (loss) carried forward14 | €182,065 | €163,818 | €157,312 | €160,310 | €164,141 | ▲ 2.4% |
| Provisions and deferred taxes16 | - | - | - | €4,559 | €3,647 | ▼ 20.0% |
| Deferred taxes168 | - | - | - | €4,559 | €3,647 | ▼ 20.0% |
| Amounts payable17/49 | €82,897 | €21,972 | €31,548 | €59,681 | €29,788 | ▼ 50.1% |
| Amounts payable after more than one year17 | - | - | - | €23,304 | €12,470 | ▼ 46.5% |
| Financial debts170/4 | - | - | - | €23,304 | €12,470 | ▼ 46.5% |
| Amounts payable within one year42/48 | €82,897 | €21,972 | €31,548 | €34,236 | €17,318 | ▼ 49.4% |
| Current portion of amounts payable after more than one year42 | €17,340 | €3,518 | €2,519 | €12,363 | €13,977 | ▲ 13.0% |
| Trade debts44 | €4,855 | €2,229 | €3,473 | - | - | - |
| Suppliers440/4 | €4,855 | €2,229 | €3,473 | - | - | - |
| Taxes, remuneration and social security45 | €15,702 | €16,225 | €25,557 | €21,873 | €3,342 | ▼ 84.7% |
| Taxes450/3 | €15,702 | €16,225 | €25,557 | €21,873 | €3,342 | ▼ 84.7% |
| Other amounts payable47/48 | €45,000 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €2,141 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67,893 | €57,733 | €27,495 | €53,674 | €19,478 | ▼ 63.7% |
| + Depreciation and write-downs630 | €8,676 | €12,108 | €11,260 | €27,117 | €25,771 | ▼ 5.0% |
| Operating cash flow (approximation) | €76,569 | €69,841 | €38,755 | €80,791 | €45,248 | ▼ 44.0% |
| Investment in fixed assets (approximation) | - | -€3,388 | -€41,790 | -€82,321 | -€7,839 | ▲ 90.5% |
| Change in cash | - | €30,988 | -€32,069 | -€4,672 | -€24,627 | ▼ 427% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €19,478 ▼63.7%
Net result drops to €19,478, the lowest in the series.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity triplescurrent ratio 12.43
Current ratio from 3.66 to 12.43; short-term debt falls from €82,897 to €21,972.
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €67,893 ▲13.7%
Net result €67,893, the highest in the series.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
30-09
Financial
Equity above €200,000Eq €214,652 ▲7.4%
3 profitable years in a row build equity to €214,652.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1997
Ground area
611 m²
Building footprint
559 m²
Volume, LiDAR
5,214 m³
Parcel 31013C0224/00A000, Flanders · tallest building 19.2 m, ±1 floor. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Barato
since 19972.083.875.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013C0224/00A000 | Flanders | 611 m² | 1 · 559 m² | 19.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 679 companies in sector 46494 we hold annual accounts for 532. 403 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-10-1997
Fiscal year end30-09
Activities, NACEBEL 2025
46494Wholesale of non-electrical household articles
47552Retail sale of lighting equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0461607954
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.