BaraG Consult
ActiveBaraG Consult has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €2k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-44
Solvency74▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 2.43 in 2024; short-term debt: 50.5% and cash: 4% of total assets), but 50.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.5%
Return on assets
2.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
17 d late
2024
20 d late
2023
29 d late
2022
112 d late
2021
78 d late
2020
136 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 5.4%
2024 · €42k
2018: €11k
2019: €3k
2020: €12k
2021: €24k
2022: €29k
2023: €27k
2024: €42k
2018 → 2025
Total assets
€89k▲ 25.5%
2024 · €71k
2018: €51k
2019: €23k
2020: €34k
2021: €57k
2022: €79k
2023: €77k
2024: €71k
2018 → 2025
Net result
€2k▼ 84.3%
2024 · €14k
2018: €30k
2019: €-7k
2020: €9k
2021: €12k
2022: €5k
2023: €-1k
2024: €14k
2018 → 2025
Working capital
€44k▲ 5.4%
2024 · €42k
2018: €10k
2019: €799
2020: €9k
2021: €23k
2022: €28k
2023: €27k
2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€29k▲ 19.1%€27k▼ 4.4%€42k▲ 52.3%€44k▲ 5.4%
Operating result€21k-€8k▼ 61.2%€755▼ 90.6%€20k▲ 2,614%€4k▼ 80.2%
Net result€12k-€5k▼ 61.1%€-1k€14k€2k▼ 84.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €89k
Equity
€44k▲ 5.4%
Debt
€45k▲ 54.4%
The debt ratio rises from 41.1% to 50.5%. Equity and debt are higher.
Key figures and ratios
Solvency
49.5%▼
2024 · 58.9%
Current ratio
1.98▼
2024 · 2.43
Quick ratio
1.98▼
2024 · 2.43
Debt / equity
1.02▲
2024 · 0.70
ROE
5.1%▼
2024 · 34.3%
ROA
2.5%▼
2024 · 20.2%
Debt
€45k▲
2024 · €29k
Debt ≤ 1 year
€45k▲
2024 · €29k
Income taxes
€3k▼
2024 · €8k
Staff costs
€36k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€89k▲
Current assets29/58€71k€89k▲
Amounts receivable within one year40/41€58k€82k▲
Trade receivables40€14k€24k▲
Other amounts receivable41€44k€57k▲
Current investments50/53€2k-
Cash at bank and in hand54/58€11k€4k▼
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€71k€89k▲
Equity10/15€42k€44k▲
Contributions10/11€6k€6k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€31k€33k▲
Amounts payable17/49€29k€45k▲
Amounts payable within one year42/48€29k€45k▲
Trade debts44€86€19k▲
Suppliers440/4€86€19k▲
Taxes, remuneration and social security45€29k€26k▼
Taxes450/3€26k€20k▼
Remuneration and social security454/9€3k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€27k€36k▲
Other operating charges640/8-€3k
Gross operating margin9900€47k€43k▼
Operating profit (loss)9901€20k€4k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Non-recurring financial income76B€2-
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Non-recurring financial charges66B€6€1▼
Profit (loss) for the period before taxes9903€22k€6k▼
Income taxes67/77€8k€3k▼
Profit (loss) for the period9904€14k€2k▼
Profit (loss) for the period to be appropriated9905€14k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€33k▲
Profit (loss) brought forward from the previous period14P€17k€31k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 112 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 136 days late
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-7k ▼125%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Birminghamstraat 3431070 AnderlechtGround area
3,480 m²
Building footprint
849 m²
Volume, LiDAR
12,648 m³
Parcel 21302A0528/00G003, Brussels · tallest building 18.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BaraG Consult
since 20182.278.684.111
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0528/00G003 | Brussels | 3,479 m² | 1 · 849 m² | 18.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500D05063CDD8B342
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,152 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
70200Business and other management consultancy
70220Business consulting
74901Other professional, scientific and technical activities
74991Agents and managers of artists, athletes and other public figures
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jbaragunzwa@gmail.com
Phone:0485.07.88.05