Bar Tabac
ActiveSummary
The computed 12-month bankruptcy probability of Bar Tabac is 2.7% (moderate). The 2025 annual accounts show negative equity (-€38,062) and a net result of -€14,963. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 14% of 13617 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.11 against 0.19 in 2024; short-term debt: 155.8% and cash: 7.6% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-56.8%
Return on assets
-22.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021222425
2018 to 2025 · latest year -€38,062
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
25 d late
2024
87 d late
2022
29 d late
2021
31 d late
2020
31 d late
2019
121 d late
2018
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€298,301
EBIT margin
3.7%
Net result
-€14,963▲ 0.9%
2024 · -€15,098
Working capital
-€93,294▼ 21.5%
2024 · -€76,784
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220242025
Turnover
Operating result-€10,414€2,072€9,669▲ 367%-€14,796--€9,084▲ 38.6%
Net result-€10,899within the sector's middle half€1,389within the sector's middle half€8,403within the sector's middle half▲ 505%-€15,098below the sector's middle half--€14,963below the sector's middle half▲ 0.9%
EBIT margin
Equity-€46,238below the sector's middle half▼ 30.8%-€44,849below the sector's middle half▲ 3.0%-€36,445below the sector's middle half▲ 18.7%-€23,099below the sector's middle half--€38,062below the sector's middle half▼ 64.8%
Total assets€34,019below the sector's middle half▼ 57.8%€43,691below the sector's middle half▲ 28.4%€35,320below the sector's middle half▼ 19.2%€76,908within the sector's middle half-€66,958within the sector's middle half▼ 12.9%
Debt€80,257▼ 30.8%€88,539▲ 10.3%€71,766▼ 18.9%€100,007-€105,020▲ 5.0%
Working capital-€60,081within the sector's middle half▼ 13.8%-€55,614below the sector's middle half▲ 7.4%-€44,133below the sector's middle half▲ 20.6%-€76,784below the sector's middle half--€93,294below the sector's middle half▼ 21.5%
Solvency-135.9%below the sector's middle half▼ 92.1pp-102.7%below the sector's middle half▲ 33.3pp-103.2%below the sector's middle half▼ 0.5pp-30.0%below the sector's middle half--56.8%below the sector's middle half▼ 26.8pp
Current ratio0.25below the sector's middle half▼ 0.290.37below the sector's middle half▲ 0.120.39below the sector's middle half▲ 0.010.19below the sector's middle half-0.11below the sector's middle half▼ 0.09
Return on assets (ROA)-32.0%below the sector's middle half▼ 35.9pp3.2%within the sector's middle half▲ 35.2pp23.8%above the sector's middle half▲ 20.6pp-19.6%below the sector's middle half--22.3%below the sector's middle half▼ 2.7pp
Staff (FTE)1.1below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9,084 in 2025 against €14,796 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66,958
Fixed assets
€55,926 ▼ 4.5%
Current assets
€11,031 ▼ 39.9%
Key figures and ratios
EBITDA
-€876▲
2024 · -€9,257
Cash flow
-€6,755▲
2024 · -€9,559
Quick ratio
0.07▼
2024 · 0.15
Debt to equity
-2.76▲
2024 · -4.33
Interest coverage
-0.17▲
2024 · -30.71
Debt ≤ 1 year
€104,325▲
2024 · €95,146
Debt > 1 year
€694▼
2024 · €4,861
Income taxes
€576
Staff costs
€35▲
2024 · -€2,476
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €15,425 | €41,445 | -€2,476 | €35 | ▲ 101% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,612 | €3,078 | €3,078 | €5,539 | €8,208 | ▲ 48.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1,348 | - | - | - | - |
| Other operating charges640/8 | - | €468 | €738 | €14,764 | €12,741 | ▼ 13.7% |
| Gross operating margin9900 | €9,097 | €22,390 | €54,930 | €3,031 | €11,901 | ▲ 293% |
| Operating profit (loss)9901 | -€10,414 | €2,072 | €9,669 | -€14,796 | -€9,084 | ▲ 38.6% |
| Financial income75/76B | - | - | €0 | - | €0 | - |
| Recurring financial income75 | €1 | - | €0 | - | €0 | - |
| Financial charges65/66B | - | €255 | €1,283 | €301 | €5,303 | ▲ 1,659% |
| Recurring financial charges65 | €485 | €255 | €1,283 | €301 | €5,303 | ▲ 1,659% |
| Profit (loss) for the period before taxes9903 | -€10,899 | €1,817 | €8,386 | -€15,098 | -€14,386 | ▲ 4.7% |
| Income taxes67/77 | - | €427 | -€17 | - | €576 | - |
| Profit (loss) for the period9904 | -€10,899 | €1,389 | €8,403 | -€15,098 | -€14,963 | ▲ 0.9% |
| Profit (loss) for the period to be appropriated9905 | -€10,899 | €1,389 | €8,403 | -€15,098 | -€14,963 | ▲ 0.9% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €34,019 | €43,691 | €35,320 | €76,908 | €66,958 | ▼ 12.9% |
| Fixed assets21/28 | €13,843 | €10,765 | €7,688 | €58,546 | €55,926 | ▼ 4.5% |
| Intangible fixed assets21 | - | - | - | €10,404 | €7,904 | ▼ 24.0% |
| Tangible fixed assets22/27 | €13,843 | €10,765 | €7,688 | €48,142 | €45,360 | ▼ 5.8% |
| Plant, machinery and equipment23 | - | €1,861 | €1,010 | - | €897 | - |
| Furniture and vehicles24 | - | - | - | €1,610 | €1,941 | ▲ 20.5% |
| Other tangible fixed assets26 | - | €8,904 | €6,678 | €46,532 | €42,522 | ▼ 8.6% |
| Financial fixed assets28 | - | - | - | - | €2,662 | - |
| Current assets29/58 | €20,177 | €32,925 | €27,633 | €18,362 | €11,031 | ▼ 39.9% |
| Stocks and contracts in progress3 | €5,335 | €3,987 | €3,592 | €4,325 | €3,985 | ▼ 7.9% |
| Stocks30/36 | - | €3,987 | €3,592 | €4,325 | €3,985 | ▼ 7.9% |
| Amounts receivable within one year40/41 | €10,358 | €14,795 | €12,737 | €5,087 | €1,982 | ▼ 61.0% |
| Trade receivables40 | - | €9,309 | €10,299 | €2,981 | €769 | ▼ 74.2% |
| Other amounts receivable41 | - | €5,485 | €2,437 | €2,106 | €1,213 | ▼ 42.4% |
| Cash at bank and in hand54/58 | €4,484 | €14,144 | €11,304 | €8,950 | €5,064 | ▼ 43.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €34,019 | €43,691 | €35,320 | €76,908 | €66,958 | ▼ 12.9% |
| Equity10/15 | -€46,238 | -€44,849 | -€36,445 | -€23,099 | -€38,062 | ▼ 64.8% |
| Contributions10/11 | €6,267 | €6,267 | €6,267 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€52,505 | -€51,115 | -€42,712 | -€41,699 | -€56,662 | ▼ 35.9% |
| Amounts payable17/49 | €80,257 | €88,539 | €71,766 | €100,007 | €105,020 | ▲ 5.0% |
| Amounts payable after more than one year17 | - | - | - | €4,861 | €694 | ▼ 85.7% |
| Trade debts175 | - | - | - | €4,861 | €694 | ▼ 85.7% |
| Amounts payable within one year42/48 | €80,257 | €88,539 | €71,766 | €95,146 | €104,325 | ▲ 9.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €4,167 | €8,528 | ▲ 105% |
| Trade debts44 | €34,890 | €44,539 | €37,908 | €49,646 | €24,499 | ▼ 50.7% |
| Suppliers440/4 | - | €44,539 | €37,908 | €49,646 | €24,499 | ▼ 50.7% |
| Taxes, remuneration and social security45 | - | €18,266 | €12,709 | €8,590 | €2,475 | ▼ 71.2% |
| Taxes450/3 | - | €8,104 | €9,732 | €8,590 | €2,437 | ▼ 71.6% |
| Remuneration and social security454/9 | - | €10,163 | €2,977 | - | €38 | - |
| Other amounts payable47/48 | - | €25,734 | €21,149 | €32,743 | €68,824 | ▲ 110% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€10,899 | €1,389 | €8,403 | -€15,098 | -€14,963 | ▲ 0.9% |
| + Depreciation and write-downs630 | €3,612 | €3,078 | €3,078 | €5,539 | €8,208 | ▲ 48.2% |
| Operating cash flow (approximation) | -€7,287 | €4,467 | €11,481 | -€9,559 | -€6,755 | ▲ 29.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | -€5,588 | - |
| Change in cash | - | €9,660 | -€2,840 | - | -€3,886 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
26-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 87 days late
2024
31-12
Financial
Weakest financial yearnet -€15,098
Net result drops to -€15,098, the lowest in the series; recovery starts the following year.
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €1,389
Net result €1,389 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 121 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 91 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Ground area
69 m²
Building footprint
69 m²
Volume, LiDAR
1,197 m³
Parcel 11811L3952/00K000, Flanders · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
BAR TABAC
since 20152.245.711.039
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3952/00K000 | Flanders | 69 m² | 1 · 69 m² | 19.9 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.245.711.039
Similar companies · same sector and region
'T OGENBLIK
BE 0458.698.152
Antwerpen
'T PATERS VAATJE
BE 0426.722.103
Antwerpen
A.P.B.
BE 0428.820.172
Antwerpen
AMICOM
BE 0400.445.001
Antwerpen
AN SHIBIN
BE 0457.972.335
Antwerpen
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 14,001 companies in sector 56301 we hold annual accounts for 4,896. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-09-2015
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0637914164
Also
9925:BE0637914164
Registered
14-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.