BAR KROK
ActiveThe computed 12-month bankruptcy probability of BAR KROK is 3.2% (moderate). The 2025 annual accounts show negative equity (€-32k) and a net result of €-24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 13270 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
18
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-82
Solvency0▼-15
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.52 against 0.86 in 2024; short-term debt: 149.1% and cash: 5.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-74.4%
Return on assets
-55.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-32k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
27 d late
2022
67 d late
2021
5 d early
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€-32k▼ 297%
2024 · €-8k
2018: €14k
2019: €24k
2020: €40k
2021: €65k
2022: €628
2023: €-16k
2024: €-8k
2018 → 2025
Total assets
€43k▼ 46.1%
2024 · €80k
2018: €73k
2019: €69k
2020: €60k
2021: €140k
2022: €98k
2023: €68k
2024: €80k
2018 → 2025
Net result
€-24k
2024 · €8k
2018: €4k
2019: €10k
2020: €7k
2021: €25k
2022: €-64k
2023: €-17k
2024: €8k
2018 → 2025
Working capital
€-31k▼ 206%
2024 · €-10k
2018: €1k
2019: €8k
2020: €22k
2021: €55k
2022: €-8k
2023: €-17k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€628▼ 99.0%€-16k€-8k▲ 50.6%€-32k▼ 297%
Operating result€30k-€-64k€-14k▲ 77.7%€10k€-22k
Net result€25k-€-64k€-17k▲ 73.7%€8k€-24k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €22k after €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€10k▼ 41.2%
Current assets
€33k▼ 47.3%
Key figures and ratios
EBITDA
€-15k▼
2024 · €17k
Cash flow
€-17k▼
2024 · €15k
Solvency
-74.4%▼
2024 · -10.1%
Current ratio
0.52▼
2024 · 0.86
Quick ratio
0.37▼
2024 · 0.74
Debt / equity
-2.34▲
2024 · -10.89
ROA
-55.6%▼
2024 · 10.4%
Interest coverage
-7.99▼
2024 · 10.51
Debt
€75k▼
2024 · €88k
Debt ≤ 1 year
€64k▼
2024 · €73k
Debt > 1 year
€8k▼
2024 · €13k
Income taxes
€200▲
2024 · €134
Staff costs
€179k▲
2024 · €167k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€43k▼
Fixed assets21/28€16k€10k▼
Tangible fixed assets22/27€13k€7k▼
Plant, machinery and equipment23€6k€1k▼
Other tangible fixed assets26€7k€5k▼
Financial fixed assets28€3k€3k=
Current assets29/58€63k€33k▼
Stocks and contracts in progress3€9k€10k▲
Stocks30/36€9k€10k▲
Amounts receivable within one year40/41€20k€20k=
Trade receivables40€20k€20k=
Cash at bank and in hand54/58€32k€2k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€80k€43k▼
Equity10/15€-8k€-32k▼
Contributions10/11€19k€19k=
Reserves13€46k€46k=
Distributable reserves133€46k€46k=
Profit (loss) carried forward14€-73k€-97k▼
Amounts payable17/49€88k€75k▼
Amounts payable after more than one year17€13k€8k▼
Financial debts170/4€13k€8k▼
Amounts payable within one year42/48€73k€64k▼
Current portion of amounts payable after more than one year42€8k€8k▼
Trade debts44€10k€4k▼
Suppliers440/4€10k€4k▼
Taxes, remuneration and social security45€54k€42k▼
Taxes450/3€9k€10k▲
Remuneration and social security454/9€45k€32k▼
Other amounts payable47/48€2k€10k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€167k€179k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€1k€453▼
Gross operating margin9900€185k€164k▼
Operating profit (loss)9901€10k€-22k▼
Financial income75/76B€25€150▲
Recurring financial income75€25€150▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€8k€-24k▼
Income taxes67/77€134€200▲
Profit (loss) for the period9904€8k€-24k▼
Profit (loss) for the period to be appropriated9905€8k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-73k€-97k▼
Profit (loss) brought forward from the previous period14P€-81k€-73k▲
Social balance
Average headcount (FTE)908712.3-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 67 days late
2022
31-12
Financial
Weakest financial yearnet €-64k ▼362%
Net result drops to €-64k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €25k ▲232%
Operating result €30k, net result €25k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Handelslei 1962980 ZoerselGround area
794 m²
Building footprint
200 m²
Volume, LiDAR
1,174 m³
Parcel 11453I0171/00N011, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BAR KROK
since 20172.261.770.873
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11453I0171/00N011 | Flanders | 794 m² | 1 · 200 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZoersel2.261.770.873
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 1,261 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2017
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.