Bar Dio
ActiveThe computed 12-month bankruptcy probability of Bar Dio is 4.8% (elevated). The 2025 annual accounts show negative equity (€-31k) and a net result of €-9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 13071 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
4.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 0.27 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-11.5%
Return on assets
-3.5%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€31k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-09-2026, 37 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
37 d late
2024
26 d early
2023
49 d late
2022
on the day
2021
12 d early
2020
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-31k▼ 43.8%
2024 · €-22k
2020: €-15k
2021: €-47k
2022: €10k
2023: €-3k
2024: €-22k
2020 → 2025
Total assets
€272k▼ 10.0%
2024 · €302k
2020: €407k
2021: €351k
2022: €388k
2023: €352k
2024: €302k
2020 → 2025
Net result
€-9k▲ 49.2%
2024 · €-19k
2020: €-65k
2021: €-32k
2022: €57k
2023: €-13k
2024: €-19k
2020 → 2025
Working capital
€-53k▼ 23.9%
2024 · €-43k
2020: €-35k
2021: €-27k
2022: €-23k
2023: €-24k
2024: €-43k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-47k-€10k€-3k€-22k▼ 622%€-31k▼ 43.8%
Operating result€-27k-€60k€-5k€-13k▼ 170%€-5k▲ 65.5%
Net result€-32k-€57k€-13k€-19k▼ 47.8%€-9k▲ 49.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €13k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €272k
Fixed assets
€262k▼ 8.6%
Current assets
€10k▼ 34.4%
Key figures and ratios
EBITDA
€20k▲
2024 · €12k
Cash flow
€15k▲
2024 · €6k
Solvency
-11.5%▼
2024 · -7.2%
Current ratio
0.16▼
2024 · 0.27
Quick ratio
0.05▼
2024 · 0.14
Debt / equity
-9.73▲
2024 · -14.93
ROE
30.4%▼
2024 · 86.1%
ROA
-3.5%▲
2024 · -6.2%
Interest coverage
4.06▲
2024 · 2.19
Debt
€303k▼
2024 · €324k
Debt ≤ 1 year
€63k▲
2024 · €58k
Debt > 1 year
€240k▼
2024 · €265k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€302k€272k▼
Fixed assets21/28€286k€262k▼
Tangible fixed assets22/27€286k€261k▼
Land and buildings22€237k€222k▼
Plant, machinery and equipment23€21k€16k▼
Furniture and vehicles24€28k€23k▼
Financial fixed assets28€425€425=
Current assets29/58€16k€10k▼
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Amounts receivable within one year40/41€391€862▲
Trade receivables40€361€862▲
Other amounts receivable41€30-
Cash at bank and in hand54/58€6k€2k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€302k€272k▼
Equity10/15€-22k€-31k▼
Contributions10/11€50k€50k=
Profit (loss) carried forward14€-72k€-81k▼
Amounts payable17/49€324k€303k▼
Amounts payable after more than one year17€265k€240k▼
Financial debts170/4€265k€240k▼
Amounts payable within one year42/48€58k€63k▲
Current portion of amounts payable after more than one year42€25k€25k=
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€26k€29k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€13k€22k▲
Operating profit (loss)9901€-13k€-5k▲
Financial income75/76B€1€55▲
Recurring financial income75€1€55▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€-19k€-9k▲
Profit (loss) for the period9904€-19k€-9k▲
Profit (loss) for the period to be appropriated9905€-19k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-72k€-81k▼
Profit (loss) brought forward from the previous period14P€-53k€-72k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 37 days late
2025
05-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €57k
Net result €57k after 2 loss-making years.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Albertstraat 1561760 RoosdaalGround area
249 m²
Building footprint
147 m²
Volume, LiDAR
1,237 m³
Parcel 23723A0290/00Z002, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bar Dio BV
since 20202.301.791.786
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23723A0290/00Z002 | Flanders | 249 m² | 1 · 146 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoosdaal2.301.791.786
Similar companies · same sector, comparable size
LARSO
BE 0682.915.236
Bastogne · Eq €10k
Koffiehuis Mimi's
BE 0773.810.768
Ieper · Eq €10k
LEENTJE
BE 0540.855.568
Knokke-Heist · Eq €10k
DLMP1
BE 0754.914.178
Seraing · Eq €10k
VALNANNI
BE 0693.881.184
La Louvière · Eq €10k
Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 6,816 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2020
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
47260Retail trade
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56220Contract catering and other food service activities
56290Food and beverage service activities
56301Cafés and bars
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.