Turnover
≈ €440,000 estimated
The micro format states no turnover.
BAR'COIFF
Lifetime
4 annual accounts with figures on one time axispeak €165,360 (2025)
€165,360▲ 110%
lowest -€8,737 (2023)
€11,072▼ 54.1%
peak €37,983 (2025)
€37,983▲ 41.1%
€191,392▲ 66.6%
Board2 names since 2021
2 directorsDERSIN Pierre and 1 other
Documentsfilings and deeds
18-07-202613 days before the deadline
2025micro format
Gross margin from €78,869 to €165,360Result from €24,131 to €11,072Equity from €26,911 to €37,983Debts from €114,858 to €191,3921 establishment registeredCash from €35,627 to €79,834
Key points
from the 2025 annual accountsChecked score
55
Fair
Financially stronger than 59% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.7%highest value
01-2025: 5.6%▼ -0.1 percentage points vs 12-2024
02-2025: 5.6%● unchanged vs 01-2025
03-2025: 5.1%▼ -0.5 percentage points vs 02-2025
04-2025: 5.2%▲ +0.1 percentage points vs 03-2025
05-2025: 5.4%▲ +0.2 percentage points vs 04-2025
06-2025: 5.4%● unchanged vs 05-2025
07-2025: 2.4%▼ -3.0 percentage points vs 06-2025
08-2025: 2.4%● unchanged vs 07-2025
09-2025: 2.4%● unchanged vs 08-2025
10-2025: 2.4%● unchanged vs 09-2025
11-2025: 2.4%● unchanged vs 10-2025
12-2025: 2.4%● unchanged vs 11-2025
01-2026: 2.4%● unchanged vs 12-2025
02-2026: 2.4%● unchanged vs 01-2026
03-2026: 2.4%● unchanged vs 02-2026
04-2026: 2.6%▲ +0.2 percentage points vs 03-2026
05-2026: 2.8%▲ +0.2 percentage points vs 04-2026
06-2026: 2.8%● unchanged vs 05-2026
07-2026: 2.9%▲ +0.1 percentage points vs 06-2026
08-2026: 2.2%▼ -0.7 percentage points vs 07-2026
09-2026: 2.1%▼ -0.1 percentage points vs 08-2026
10-2026: 2.0%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 2.0%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2021
Size: total assets €229,376
lowers risk
Liquidity: current ratio 1.13, cash €79,834
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 39% of them on solvency, 64% on liquidity, 57% on profitability and 78% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,274 companies had the same profile as BAR'COIFF has now. Each dot stands for 9 companies, two years later.
94.7%
were still trading
2.5%
stopped another way
2.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BAR'COIFF itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,274 companies, not a prediction for BAR'COIFF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.13 (1.03 in 2024), below the usual 1.5. Short-term debt is 64.3% and cash 34.8% of total assets. 83.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
13 days early
2024
37 days early
2023
27 days late
2022
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 2 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DERSIN Pierre 50 sharesdeed of 01-07-2021
- HEUSDENS Kathleen Nelly Arlette 50 sharesdeed of 01-07-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0770467733
New establishment in Péruwelz
4 Saveurs, Grand'Route 5
Incorporation
Founding capital of €3,000, 100 shares · Founders: DERSIN Pierre and HEUSDENS Kathleen Nelly Arlette · Appointments: DERSIN Pierre (director) and HEUSDENS Kathleen Nelly Arlette (director) · published on 01-07-2021 · Gazette deed
2 establishments registered
Leuze-en-Hainaut
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BAR'COIFF Leuze-en-Hainaut | €229,376 | €165,360 | 16.6% | - |
| LOS TONTOS Zemst | €223,164 | €166,298 | 26.0% | - |
| Mister 100 Lier | €248,940 | €154,849 | 23.8% | - |
| EliJa Hasselt | €261,273 | €169,141 | 47.4% | - |
| Mokkabar Roeselare | €259,274 | €187,462 | 50.1% | - |
| Jeanre Sint-Niklaas | €266,803 | €151,468 | 54.7% | - |
| DORADA Ostend | €233,926 | €162,077 | -18.8% | - |
These companies have the same main activity as BAR'COIFF: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €223,000 and €267,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 29-06-2021Normal situation
- Activity
- Cafés and barsNACE 56301and 1 other
- Joint committees
- 302Hotels and catering
- 314Hairdressing and beauty care · annual accounts 2025
- Establishment units
- 2.320.119.8387900 Leuze-en-Hainaut, since 29-06-2021
- 2.320.120.2347900 Leuze-en-Hainaut, since 29-06-2021and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 21-08-2025
Annual accounts 2025
- €229,376▲ 61.8%
- Filing
- Filed on 18-07-2026, 13 days before the end of the filing period
Insights on BAR'COIFF
BAR'COIFF files the micro format. That format states no turnover. The gross margin rose from €58,011 in 2022 to €165,360 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BAR'COIFF
- What is the company number of BAR'COIFF?
- The company number of BAR'COIFF is 0770.467.733. The VAT number is the same number with BE in front: BE 0770.467.733.
- Where is BAR'COIFF based?
- The registered office is at Grand-Place 35, 7900 Leuze-en-Hainaut.Company details
- What does BAR'COIFF do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of BAR'COIFF?
- BAR'COIFF is a private limited company (BV).
- When was BAR'COIFF founded?
- BAR'COIFF was founded on 29-06-2021.
- Is BAR'COIFF still active?
- Yes, BAR'COIFF is an active enterprise in the KBO register.
- How many employees does BAR'COIFF have?
- BAR'COIFF had an average of 3.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does BAR'COIFF fall under?
- In its 2025 annual accounts, BAR'COIFF states joint committees 302 (Hotels and catering) and 314 (Hairdressing and beauty care).
- What is the turnover of BAR'COIFF?
- The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €165,360 and 32 comparable companies (NACE 56301). It probably lies between €390,000 and €560,000.
- Is BAR'COIFF profitable?
- In financial year 2025, BAR'COIFF made a profit of €11,072.
- Where can I find the annual accounts of BAR'COIFF?
- BAR'COIFF filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BAR'COIFF due?
- BAR'COIFF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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