BAR-CODE
ActiveBAR-CODE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €758. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 2259 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +40 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 51.88 against 4.96 in 2024), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
5 d late
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close11-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▲ 41.0%
2024 · €2k
2019: €2k
2020: €4k
2021: €6k
2022: €6k
2023: €4k
2024: €2k
2019 → 2025
Total assets
€3k▲ 20.9%
2024 · €2k
2019: €4k
2020: €7k
2021: €8k
2022: €9k
2023: €6k
2024: €2k
2019 → 2025
Net result
€758
2024 · €-2k
2019: €2k
2020: €1k
2021: €2k
2022: €77
2023: €-2k
2024: €-2k
2019 → 2025
Working capital
€2k▲ 67.6%
2024 · €1k
2019: €2k
2020: €3k
2021: €6k
2022: €5k
2023: €3k
2024: €1k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€6k▲ 1.3%€4k▼ 38.2%€2k▼ 50.9%€3k▲ 41.0%
Operating result€2k-€334▼ 86.6%€-2k€-2k▲ 18.7%€860
Net result€2k-€77▼ 96.9%€-2k€-2k▲ 17.7%€758
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €860 after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3k
Fixed assets
€319▼ 34.1%
Current assets
€2k▲ 36.4%
Equity and liabilities €3k
Equity
€3k▲ 41.0%
Debt
€45▼ 87.0%
The debt ratio falls from 15.7% to 1.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€1k▲
2024 · €-2k
Cash flow
€923▲
2024 · €-2k
Solvency
98.3%▲
2024 · 84.3%
Current ratio
51.88▲
2024 · 4.96
Quick ratio
51.88▲
2024 · 4.96
Debt / equity
0.02▼
2024 · 0.19
ROE
29.1%▲
2024 · -103.6%
ROA
28.6%▲
2024 · -87.3%
Interest coverage
10.11▲
2024 · -18.87
Debt
€45▼
2024 · €345
Debt ≤ 1 year
€45▼
2024 · €345
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€3k▲
Fixed assets21/28€485€319▼
Tangible fixed assets22/27€485€319▼
Furniture and vehicles24€485€319▼
Current assets29/58€2k€2k▲
Amounts receivable within one year40/41€1k€1k▼
Trade receivables40€769€413▼
Other amounts receivable41€719€719=
Cash at bank and in hand54/58€222€1k▲
Equity and liabilities
Total equity and liabilities10/49€2k€3k▲
Equity10/15€2k€3k▲
Contributions10/11€3€3=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€648€1k▲
Amounts payable17/49€345€45▼
Amounts payable within one year42/48€345€45▼
Trade debts44€7€45▲
Suppliers440/4€7€45▲
Taxes, remuneration and social security45€338-
Taxes450/3€338-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€165€165=
Other operating charges640/8€247-
Gross operating margin9900€-1k€1k▲
Operating profit (loss)9901€-2k€860▲
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€88€101▲
Recurring financial charges65€88€101▲
Profit (loss) for the period before taxes9903€-2k€758▲
Profit (loss) for the period9904€-2k€758▲
Profit (loss) for the period to be appropriated9905€-2k€758▲
Appropriation of the result
Profit (loss) to be appropriated9906€648€1k▲
Profit (loss) brought forward from the previous period14P€3k€648▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €758
Net result €758 after 2 loss-making years.
30-06
Financial
Liquidity times 10current ratio 51.88
Current ratio from 4.96 to 51.88; short-term debt falls from €345 to €45.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-2k ▼3138%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €2k ▲77.8%
Net result €2k, the highest in the series.
05-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
10-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2017
Ground area
7,150 m²
Building footprint
244 m²
Volume, LiDAR
1,192 m³
2 parcels, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BAR-CODE
since 20172.269.415.364
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483E0254/00C002 | Flanders | 6,681 m² | 1 · 71 m² | 8.2 m · 2 fl. |
| 24051A0019/00R000 | Flanders | 469 m² | 1 · 173 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,281 companies in sector 93110 we hold annual accounts for 1,488. 267 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2017
Fiscal year end30-06
Activities, NACEBEL
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.