BAR BOL
ActiveThe computed 12-month bankruptcy probability of BAR BOL is 4.1% (elevated). The 2025 annual accounts show equity of €108k and a net result of €16k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 36% of 13009 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy▼ -21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-26
Solvency22▼-51
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.41 in 2024), and 86.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.7%
Return on assets
2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
27 d early
2022
13 d early
2021
32 d early
2020
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▲ 17.4%
2024 · €92k
2020: €55k
2021: €73k
2022: €51k
2023: €51k
2024: €92k
2020 → 2025
Total assets
€787k▲ 258%
2024 · €219k
2020: €169k
2021: €166k
2022: €205k
2023: €211k
2024: €219k
2020 → 2025
Net result
€16k▼ 60.7%
2024 · €41k
2020: €37k
2021: €17k
2022: €-22k
2023: €200
2024: €41k
2020 → 2025
Working capital
€13k▼ 50.8%
2024 · €27k
2020: €-35k
2021: €-10k
2022: €-61k
2023: €-27k
2024: €27k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€51k▼ 29.8%€51k▲ 0.4%€92k▲ 80.0%€108k▲ 17.4%
Operating result€22k-€-19k€3k€55k▲ 1,496%€32k▼ 41.6%
Net result€17k-€-22k€200€41k▲ 20,334%€16k▼ 60.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €787k
Fixed assets
€628k▲ 398%
Current assets
€159k▲ 70.5%
Equity and liabilities €787k
Equity
€108k▲ 17.4%
Debt
€679k▲ 432%
The debt ratio rises from 58.1% to 86.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€60k▼
2024 · €93k
Cash flow
€44k▼
2024 · €79k
Solvency
13.7%▼
2024 · 41.9%
Current ratio
1.09▼
2024 · 1.41
Quick ratio
1.06▼
2024 · 1.40
Debt / equity
6.28▲
2024 · 1.39
ROE
14.9%▼
2024 · 44.4%
ROA
2.0%▼
2024 · 18.6%
Interest coverage
3.95▼
2024 · 23.53
Debt
€679k▲
2024 · €127k
Debt ≤ 1 year
€146k▲
2024 · €66k
Debt > 1 year
€532k▲
2024 · €59k
Income taxes
€2k▼
2024 · €11k
Staff costs
€30k▼
2024 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€787k▲
Fixed assets21/28€126k€628k▲
Intangible fixed assets21-€3k
Tangible fixed assets22/27€126k€625k▲
Land and buildings22-€325k
Plant, machinery and equipment23€42k€33k▼
Furniture and vehicles24€11k€107k▲
Leasing and similar rights25€0€68k▲
Other tangible fixed assets26€73k€92k▲
Current assets29/58€93k€159k▲
Stocks and contracts in progress3€750€5k▲
Stocks30/36€750€5k▲
Amounts receivable within one year40/41€31k€99k▲
Trade receivables40€4k€56k▲
Other amounts receivable41€27k€42k▲
Cash at bank and in hand54/58€60k€43k▼
Deferred charges and accrued income490/1€1k€13k▲
Equity and liabilities
Total equity and liabilities10/49€219k€787k▲
Equity10/15€92k€108k▲
Contributions10/11€18k€18k=
Reserves13€74k€90k▲
Distributable reserves133€74k€90k▲
Amounts payable17/49€127k€679k▲
Amounts payable after more than one year17€59k€532k▲
Financial debts170/4€59k€532k▲
Amounts payable within one year42/48€66k€146k▲
Current portion of amounts payable after more than one year42€13k€61k▲
Financial debts43-€41k
Credit institutions430/8-€41k
Trade debts44€38k€25k▼
Suppliers440/4€38k€25k▼
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€8k€12k▲
Taxes450/3€1k€9k▲
Remuneration and social security454/9€7k€3k▼
Other amounts payable47/48€6k€7k▲
Accrued charges and deferred income492/3€2k€610▼
Income statement
Code20242025
Non-recurring operating income76A-€6k
Remuneration, social security and pensions62€89k€30k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€28k▼
Other operating charges640/8€473€2k▲
Gross operating margin9900€182k€92k▼
Operating profit (loss)9901€55k€32k▼
Financial income75/76B€874€1k▲
Recurring financial income75€874€1k▲
Financial charges65/66B€4k€15k▲
Recurring financial charges65€4k€15k▲
Profit (loss) for the period before taxes9903€52k€18k▼
Income taxes67/77€11k€2k▼
Profit (loss) for the period9904€41k€16k▼
Profit (loss) for the period to be appropriated9905€41k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€16k▼
Transfer to equity691/2€41k€16k▼
To other reserves6921€41k€16k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €108k ▲17.4%
3 profitable years in a row build equity to €108k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €41k ▲20334%
Operating result €55k, net result €41k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €200
Net result €200 after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-22k ▼225%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlasmarkt (DEN) 379200 DendermondeGround area
577 m²
Building footprint
464 m²
Volume, LiDAR
2,689 m³
3 parcels, Flanders · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Bevrijdingslaan (APP) 116, 9200 Dendermonde
since 20202.301.822.965
Brusselsestraat (DEN) 28, 9200 Dendermonde
since 20242.371.881.909
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42001B0503/00T002 | Flanders | 284 m² | 1 · 103 m² | 9.3 m · 2 fl. |
| 42006D0286/00R000 | Flanders | 236 m² | 1 · 305 m² | 6.6 m · 1 fl. |
| 42006D0110/00C000 | Flanders | 57 m² | 1 · 57 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 2,000 EUR awarded · 4,250 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 0 EUR | 2,250 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesDendermonde2.301.822.965
Dendermonde2.371.881.909
Similar companies · same sector, comparable size
CEMIL OGLU
BE 0864.470.928
Anderlecht · Eq €108k
TVL
BE 0830.861.022
Boutersem · Eq €108k
4DEJAN
BE 0766.538.144
Lebbeke · Eq €108k
FITCHEN KORTEMUNT
BE 0716.673.315
Gent · Eq €108k
DE NIEUWE GENTPOORT
BE 0809.604.263
Kortrijk · Eq €108k
Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 7,631 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2020
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.