BAPTISTE
ActiveBAPTISTE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.13M and a net result of €1k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +39 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 42.38 against 10.95 in 2024), and 1.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.9%
Return on assets
0.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
45 d early
2023
55 d early
2022
60 d early
2021
40 d early
2020
43 d early
2019
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.13M▼ 11.7%
2024 · €1.27M
2018: €717k
2019: €868k
2020: €1.07M
2021: €1.19M
2022: €1.29M
2023: €1.46M
2024: €1.27M
2018 → 2025
Total assets
€1.14M▼ 14.8%
2024 · €1.33M
2018: €1.07M
2019: €1.11M
2020: €1.20M
2021: €1.30M
2022: €1.37M
2023: €1.55M
2024: €1.33M
2018 → 2025
Net result
€1k
2024 · €-60k
2018: €126k
2019: €151k
2020: €203k
2021: €279k
2022: €286k
2023: €290k
2024: €-60k
2018 → 2025
Working capital
€494k▼ 16.6%
2024 · €593k
2018: €-169k
2019: €-40k
2020: €109k
2021: €237k
2022: €348k
2023: €727k
2024: €593k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.19M-€1.29M▲ 8.4%€1.46M▲ 13.6%€1.27M▼ 12.7%€1.13M▼ 11.7%
Operating result€411k-€417k▲ 1.3%€426k▲ 2.3%€-58k€-28k▲ 51.2%
Net result€279k-€286k▲ 2.4%€290k▲ 1.4%€-60k€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28k in 2025 against €58k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€631k▼ 7.5%
Current assets
€506k▼ 22.4%
Equity and liabilities €1.14M
Equity
€1.13M▼ 11.7%
Debt
€12k▼ 80.0%
The debt ratio falls from 4.5% to 1.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€23k▲
2024 · €-7k
Cash flow
€52k▲
2024 · €-8k
Solvency
98.9%▲
2024 · 95.5%
Current ratio
42.38▲
2024 · 10.95
Quick ratio
42.38▲
2024 · 10.95
Debt / equity
0.01▼
2024 · 0.05
ROE
0.1%▲
2024 · -4.7%
ROA
0.1%▲
2024 · -4.5%
Interest coverage
5.90▲
2024 · -2.93
Debt
€12k▼
2024 · €60k
Debt ≤ 1 year
€12k▼
2024 · €60k
Income taxes
€657▼
2024 · €818
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.33M€1.14M▼
Fixed assets21/28€682k€631k▼
Tangible fixed assets22/27€682k€631k▼
Land and buildings22€428k€415k▼
Plant, machinery and equipment23€225k€191k▼
Furniture and vehicles24€29k€25k▼
Current assets29/58€652k€506k▼
Amounts receivable within one year40/41€9k€17k▲
Trade receivables40€9k€6k▼
Other amounts receivable41€42€10k▲
Current investments50/53€390k€399k▲
Cash at bank and in hand54/58€252k€89k▼
Deferred charges and accrued income490/1€1k€923▼
Equity and liabilities
Total equity and liabilities10/49€1.33M€1.14M▼
Equity10/15€1.27M€1.13M▼
Contributions10/11€6k€6k=
Reserves13€1.24M€1.09M▼
Distributable reserves133€1.24M€1.09M▼
Profit (loss) carried forward14€30k€30k=
Amounts payable17/49€60k€12k▼
Amounts payable within one year42/48€60k€12k▼
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Taxes, remuneration and social security45€27k€3k▼
Taxes450/3€27k€3k▼
Other amounts payable47/48€25k€5k▼
Income statement
Code20242025
Non-recurring operating income76A€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€51k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€-3k€26k▲
Operating profit (loss)9901€-58k€-28k▲
Financial income75/76B€1k€34k▲
Recurring financial income75€1k€34k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€-59k€2k▲
Income taxes67/77€818€657▼
Profit (loss) for the period9904€-60k€1k▲
Profit (loss) for the period to be appropriated9905€-60k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€31k▲
Profit (loss) brought forward from the previous period14P€90k€30k▼
Transfer from equity791/2€126k€151k▲
Transfer to equity691/2-€1k
To other reserves6921-€1k
Profit to be distributed694/7€126k€151k▲
Return on contributions (dividend)694€126k€151k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 42.38
Current ratio from 10.95 to 42.38; short-term debt falls from €60k to €12k.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-60k ▼121%
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €290k ▲1.4%
Operating result €426k, net result €290k, both a record.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 2.32
Current ratio from 0.77 to 2.32; short-term debt falls from €176k to €83k.
31-12
Financial
Equity above €1MEq €1.07M ▲23.3%
3 profitable years in a row build equity to €1.07M.
20-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2012
10-09
State Gazette act
Board meeting · Director appointment
Permanent representative · Director resignation
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2008
Ground area
361 m²
Building footprint
186 m²
Volume, LiDAR
2,169 m³
Parcel 31804D0690/00C000, Flanders · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BAPTISTE
since 20082.174.999.128
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31804D0690/00C000 | Flanders | 361 m² | 1 · 186 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
1 connected companyNetwork connections
Shared director
→
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 24,623 EUR awarded · 24,623 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 24,623 EUR | 24,623 EUR |
Schemes
Erfgoedpremie voor beschermde monumenten en landschappen - standaardprocedure
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 26,529 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47400Retail sale of information and communication equipment
47410Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:frederic.boone@hotmail.com