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BANZE

Active
Private limited company (pre-2019)founded 200422 yrs activeChemin des Soeurs, Nodebais 20, 1320 Beauvechain, BelgiumKBO/BCE: BE 0864.930.192
Summary

The annual accounts of BANZE for fiscal year 2025 show a net loss of 150% of total assets and of 61% of the equity at the start of that year. The 2025 annual accounts show equity of €31,084 and a net result of -€48,722. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 1829 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Production of cinema films
NACE 59111NACE 92111
1 site
Size
€32,536total assets 2025
Equity
€31,084
Loss
-€48,722
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts filed 19 d late0 of 5 deeds read
Why 56Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- 1 change of registered office in 24 months- Loss of €48,722, the second in a row (FY 2025)+ Liquidity: current ratio 20.39, cash €29,580, halved+ Size: total assets €32,536Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 52% of its sector peers (NACE 59, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 95.5% of total assets
Liquidity 100=
short-term debt 4.5% · cash 90.9%
Profitability 0-8
return on assets -149.7%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,552 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -1.2% vs 12-2024lowest value 02-2025: 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%● 0.0% vs 02-2025lowest value 04-2025: 0.1%▲ +14.3% vs 03-2025 05-2025: 0.1%▲ +21.9% vs 04-2025 06-2025: 0.1%▼ -0.9% vs 05-2025 07-2025: 0.1%▲ +12.9% vs 06-2025 08-2025: 0.1%▲ +4.6% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.9%▲ +535% vs 11-2025 01-2026: 0.8%▼ -9.8% vs 12-2025 02-2026: 0.8%● 0.0% vs 01-2026 03-2026: 0.8%● 0.0% vs 02-2026 04-2026: 0.8%▲ +1.4% vs 03-2026 05-2026: 0.8%▲ +2.6% vs 04-2026 06-2026: 0.8%▼ -0.5% vs 05-2026 07-2026: 0.8%▲ +2.6% vs 06-2026 08-2026: 1.3%▲ +54.2% vs 07-2026 09-2026: 1.4%▲ +6.2% vs 08-2026highest value 10-2026: 0.3%▼ -78.2% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 20.39, cash €29,580, halved lowers the probability
  • Loss of €48,722, the second in a row (FY 2025) raises the probability
  • Size: total assets €32,536 lowers the probability for this profile
Credit up to €1,500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 20.39; short-term debt: 4.5% and cash: 90.9% of total assets), and 4.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 59, micro). Better than this share of them on solvency 89%, liquidity 97%, profitability 8%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 20.39, cash €29,580, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Loss of €48,722, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €32,536
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€48,722
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
19 d late
2024
28 d early
2023
16 d early
2022
61 d early
2021
25 d late
2020
17 d late
2019
67 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 41% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€48,722
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 5% on net resultsector median €5,462 · 1,830 companies -€48,722 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€48,722 View
  • Total assets 20256 fiscal years filed €32,536 View

By topic

Financials

Fiscal year
2025
Total assets
€32,536
Loss
-€48,722
Solvency
95.5%
Total assets▼ 59.5%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 19-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 03-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Production of cinema filmsNACE 59111
Founded
26-04-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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