BANYAS
ActiveSummary
BANYAS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €118,892 and a net result of -€3,507. Equity is shrinking by ~7.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).
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Signals
This company filed its last 6 accounts on average 2 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
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Peer companies
Historical observationOf the 6,916 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,916 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,522 | €8,668 | €8,324 | €7,654 | €0 | ▼ 100% |
| Other operating charges640/8 | - | €156 | €450 | €3,706 | €941 | ▼ 74.6% |
| Gross operating margin9900 | €24,053 | -€9,483 | -€5,822 | -€4,213 | -€3,628 | ▲ 13.9% |
| Operating profit (loss)9901 | €11,059 | -€18,307 | -€14,596 | -€15,573 | -€4,569 | ▲ 70.7% |
| Financial income75/76B | - | €6,339 | €6,338 | €4,048 | €3,628 | ▼ 10.4% |
| Recurring financial income75 | €6,352 | €6,339 | €6,338 | €4,048 | €3,628 | ▼ 10.4% |
| Financial charges65/66B | - | €3,906 | €3,630 | €3,138 | €2,864 | ▼ 8.7% |
| Recurring financial charges65 | €4,106 | €3,906 | €3,630 | €3,138 | €2,864 | ▼ 8.7% |
| Profit (loss) for the period before taxes9903 | €13,305 | -€15,874 | -€11,888 | -€14,663 | -€3,804 | ▲ 74.1% |
| Transfer from deferred taxes780 | - | €297 | €297 | €297 | €297 | = |
| Income taxes67/77 | €4,826 | €1,504 | €0 | €0 | €0 | ▲ 36.4% |
| Profit (loss) for the period9904 | €8,776 | -€17,082 | -€11,591 | -€14,366 | -€3,507 | ▲ 75.6% |
| Transfer from tax-exempt reserves789 | - | €1,188 | €1,188 | €1,188 | €1,188 | = |
| Profit (loss) for the period to be appropriated9905 | €9,963 | -€15,894 | -€10,404 | -€13,178 | -€2,319 | ▲ 82.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €506,369 | €484,052 | €376,078 | €335,814 | €322,830 | ▼ 3.9% |
| Fixed assets21/28 | €222,080 | €213,411 | €205,087 | €197,433 | €197,433 | = |
| Tangible fixed assets22/27 | €222,080 | €213,411 | €205,087 | €197,433 | €197,433 | = |
| Land and buildings22 | - | €212,741 | €205,087 | €197,433 | €197,433 | = |
| Furniture and vehicles24 | - | €670 | €0 | - | - | - |
| Current assets29/58 | €284,290 | €270,641 | €170,991 | €138,381 | €125,398 | ▼ 9.4% |
| Amounts receivable after more than one year29 | - | €266,000 | €166,000 | €137,000 | €124,000 | ▼ 9.5% |
| Other amounts receivable291 | - | €266,000 | €166,000 | €137,000 | €124,000 | ▼ 9.5% |
| Amounts receivable within one year40/41 | €9,004 | €3,775 | €4,527 | €1,225 | €1,092 | ▼ 10.8% |
| Trade receivables40 | - | €3,321 | €3,321 | €0 | - | - |
| Other amounts receivable41 | - | €454 | €1,206 | €1,225 | €1,092 | ▼ 10.8% |
| Cash at bank and in hand54/58 | €9,286 | €866 | €464 | €157 | €305 | ▲ 95.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €506,369 | €484,052 | €376,078 | €335,814 | €322,830 | ▼ 3.9% |
| Equity10/15 | €218,438 | €201,356 | €136,765 | €122,399 | €118,892 | ▼ 2.9% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €212,238 | €211,050 | €130,565 | €116,199 | €112,692 | ▼ 3.0% |
| Non-distributable reserves130/1 | - | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Reserves not available under the articles1311 | - | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Tax-exempt reserves132 | - | €22,515 | €21,327 | €20,140 | €18,952 | ▼ 5.9% |
| Distributable reserves133 | - | €186,680 | €107,383 | €94,204 | €91,885 | ▼ 2.5% |
| Profit (loss) carried forward14 | -€17,245 | -€15,894 | €0 | €0 | - | - |
| Provisions and deferred taxes16 | €52,926 | €52,629 | €52,332 | €52,035 | €51,738 | ▼ 0.6% |
| Provisions for liabilities and charges160/5 | - | €47,000 | €47,000 | €47,000 | €47,000 | = |
| Pensions and similar obligations160 | - | €47,000 | €47,000 | €47,000 | €47,000 | = |
| Deferred taxes168 | - | €5,629 | €5,332 | €5,035 | €4,738 | ▼ 5.9% |
| Amounts payable17/49 | €235,006 | €230,067 | €186,981 | €161,380 | €152,201 | ▼ 5.7% |
| Amounts payable after more than one year17 | €189,974 | €174,480 | €158,728 | €142,714 | €126,433 | ▼ 11.4% |
| Financial debts170/4 | - | €174,480 | €158,728 | €142,714 | €126,433 | ▼ 11.4% |
| Amounts payable within one year42/48 | €45,031 | €55,587 | €28,253 | €18,446 | €25,768 | ▲ 39.7% |
| Current portion of amounts payable after more than one year42 | - | €15,494 | €15,752 | €17,096 | €16,281 | ▼ 4.8% |
| Trade debts44 | €1,882 | €2,179 | €6,678 | €875 | €5,093 | ▲ 482% |
| Suppliers440/4 | - | €2,179 | €6,678 | €875 | €5,093 | ▲ 482% |
| Taxes, remuneration and social security45 | - | €4,824 | €0 | - | - | - |
| Taxes450/3 | - | €4,824 | €0 | - | - | - |
| Other amounts payable47/48 | - | €33,090 | €5,823 | €475 | €4,394 | ▲ 824% |
| Accrued charges and deferred income492/3 | - | - | - | €220 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,776 | -€17,082 | -€11,591 | -€14,366 | -€3,507 | ▲ 75.6% |
| + Depreciation and write-downs630 | €8,522 | €8,668 | €8,324 | €7,654 | €0 | ▼ 100% |
| Operating cash flow (approximation) | €17,297 | -€8,413 | -€3,267 | -€6,712 | -€3,507 | ▲ 47.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€8,420 | -€402 | -€307 | €149 | ▲ 148% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004D0333/00K000 | Flanders | 916 m² | 1 · 160 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.