Skip to content

BANTRACO

Active
Private limited company (pre-2019)founded 199233 yrs activeRue Grande 233, 7020 Mons, BelgiumKBO/BCE: BE 0448.614.409
Summary

BANTRACO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,033 and a net result of -€131. Equity remains stable across the filed fiscal years (±0.2% per year). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability37=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
short-term debt: 3% of total assets, and 3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
15 d early
2023
5 d early
2022
4 d early
2021
5 d early
2020
24 d late
2019
25 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 2 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 November 1992, BANTRACO was incorporated.1 Total assets went from EUR 60,868 in 2018 to EUR 60,864 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€131▲ 17.9%
2024 · -€159
Working capital
-€1,542▼ 11.5%
2022 · -€1,383
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€115▼ 0.3%-€122▼ 6.2%-€129▼ 5.4%-€129▼ 0.2%-€131▼ 1.5%
Net result-€140▲ 0.4%-€149▼ 6.0%-€159▼ 6.7%-€159▼ 0.1%-€131▲ 17.9%
Equity€59,630▼ 0.2%€59,481▼ 0.2%€59,322▼ 0.3%€59,163▼ 0.3%€59,033▼ 0.2%
Total assets€60,868=€60,879=€60,878=€60,864=€60,864=
Debt€1,237▲ 13.1%€1,397▲ 12.9%€1,556▲ 11.4%€1,701▲ 9.3%€1,832▲ 7.7%
Working capital-€1,234▼ 12.8%-€1,383▼ 12.1%-€1,542▼ 11.5%
Result per fiscal year
Operating resultNet result
-€200-€150-€100-€50€0Operating result 2021: -€115-€115Net result 2021: -€140-€140Operating result 2022: -€122-€122Net result 2022: -€149-€149Operating result 2023: -€129-€129Net result 2023: -€159-€159Operating result 2024: -€129-€129Net result 2024: -€159-€159Operating result 2025: -€131-€131Net result 2025: -€131-€13120212022202320242025-€200-€150-€100-€50€0Operating result 2023: -€129-€129Net result 2023: -€159-€159Operating result 2024: -€129-€129Net result 2024: -€159-€159Operating result 2025: -€131-€131Net result 2025: -€131-€131202320242025
The operating result stays negative: a loss of €131 in 2025 against €129 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €60,864
Equity €59,033 ▼ 0.2%
Debt €1,832 ▲ 7.7%
Debt's share of the balance-sheet total rises from 2.8% to 3.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.03▲
2024 · 0.03
ROE
-0.2%▲
2024 · -0.3%
ROA
-0.2%▲
2024 · -0.3%
Debt ≤ 1 year
€1,832▲
2024 · €1,701
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 24 lines
Balance sheet Code20242025
Assets
Total assets20/58€60,864€60,864=
Fixed assets21/28€60,864€60,864=
Financial fixed assets28€60,864€60,864=
Equity and liabilities
Total equity and liabilities10/49€60,864€60,864=
Equity10/15€59,163€59,033▼
Contributions10/11€49,579€49,579=
Capital10€49,579€49,579=
Issued capital100€49,579€49,579=
Reserves13€2,479€2,479=
Non-distributable reserves130/1€2,479€2,479=
Legal reserve130€2,479€2,479=
Profit (loss) carried forward14€7,106€6,975▼
Amounts payable17/49€1,701€1,832▲
Amounts payable within one year42/48€1,701€1,832▲
Other amounts payable47/48€1,701€1,832▲
Income statement Code20242025
Other operating charges640/8€129€131▲
Operating profit (loss)9901-€129-€131▼
Financial charges65/66B€30-
Recurring financial charges65€30-
Profit (loss) for the period before taxes9903-€159-€131▲
Profit (loss) for the period9904-€159-€131▲
Profit (loss) for the period to be appropriated9905-€159-€131▲
Appropriation of the result
Profit (loss) to be appropriated9906€7,106€6,975▼
Profit (loss) brought forward from the previous period14P€7,265€7,106▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€115€122€129€129€131▲ 1.5%
Operating profit (loss)9901-€115-€122-€129-€129-€131▼ 1.5%
Financial charges65/66B€26€27€30€30--
Recurring financial charges65€26€27€30€30--
Profit (loss) for the period before taxes9903-€140-€149-€159-€159-€131▲ 17.9%
Profit (loss) for the period9904-€140-€149-€159-€159-€131▲ 17.9%
Profit (loss) for the period to be appropriated9905-€140-€149-€159-€159-€131▲ 17.9%
Line20212022202320242025Change
Assets
Total assets20/58€60,868€60,879€60,878€60,864€60,864=
Fixed assets21/28€60,864€60,864€60,864€60,864€60,864=
Financial fixed assets28€60,864€60,864€60,864€60,864€60,864=
Current assets29/58€3€14€14---
Cash at bank and in hand54/58€3€14€14---
Equity and liabilities
Total equity and liabilities10/49€60,868€60,879€60,878€60,864€60,864=
Equity10/15€59,630€59,481€59,322€59,163€59,033▼ 0.2%
Contributions10/11€49,579€49,579€49,579€49,579€49,579=
Capital10-€49,579€49,579€49,579€49,579=
Issued capital100-€49,579€49,579€49,579€49,579=
Reserves13€2,479€2,479€2,479€2,479€2,479=
Non-distributable reserves130/1€2,479€2,479€2,479€2,479€2,479=
Legal reserve130-€2,479€2,479€2,479€2,479=
Other1319€2,479-----
Profit (loss) carried forward14€7,573€7,424€7,265€7,106€6,975▼ 1.8%
Amounts payable17/49€1,237€1,397€1,556€1,701€1,832▲ 7.7%
Amounts payable within one year42/48€1,237€1,397€1,556€1,701€1,832▲ 7.7%
Other amounts payable47/48€1,237€1,397€1,556€1,701€1,832▲ 7.7%
Line20212022202320242025Change
Profit (loss) for the period9904-€140-€149-€159-€159-€131▲ 17.9%
Operating cash flow (approximation)-€140-€149-€159-€159-€131▲ 17.9%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€11-€0---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
27-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
26-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
25-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2017
21-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 21 days late
2016
29-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 29 days late
NBB filing

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 1992
exact location from the address register On OpenStreetMap
Ground area
1,553 m²
Building footprint
180 m²
Volume, LiDAR
993 m³
Parcel 53062A0020/00Z009, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LE DRAGON D'OR
Grand-Route 199, 7020 MonsNACE 1513103
since 19922.059.726.803
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53062A0020/00Z009 Wallonia 1,553 m² 1 · 180 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded10-11-1992
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.