Banning Square
ActiveBanning Square has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €-12k. Equity is shrinking by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 40% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44=
Solvency43▼-1
Growth58=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.11 in 2024; short-term debt: 12% and cash: 1% of total assets), and 81.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.1%
Return on assets
-1.7%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-12-2025, 61 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
61 d early
2024
52 d early
2023
57 d early
2022
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€129k▼ 8.5%
2024 · €141k
2022: €177k
2023: €152k
2024: €141k
2022 → 2025
Total assets
€710k▼ 4.2%
2024 · €741k
2022: €837k
2023: €783k
2024: €741k
2022 → 2025
Net result
€-12k▼ 4.4%
2024 · €-11k
2022: €-13k
2023: €-24k
2024: €-11k
2022 → 2025
Working capital
€-75k▼ 17.5%
2024 · €-64k
2022: €-31k
2023: €-55k
2024: €-64k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€177k-€152k▼ 13.8%€141k▼ 7.5%€129k▼ 8.5%
Operating result€-5k-€-14k▼ 187%€-1k▲ 91.5%€-3k▼ 142%
Net result€-13k-€-24k▼ 83.3%€-11k▲ 53.2%€-12k▼ 4.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €1k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €710k
Fixed assets
€700k▼ 4.6%
Current assets
€10k▲ 33.9%
Equity and liabilities €710k
Equity
€129k▼ 8.5%
Debt
€581k▼ 3.2%
The debt ratio rises from 81.0% to 81.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€31k▼
2024 · €32k
Cash flow
€22k▼
2024 · €22k
Solvency
18.1%▼
2024 · 19.0%
Current ratio
0.12▲
2024 · 0.11
Quick ratio
0.12▲
2024 · 0.11
Debt / equity
4.51▲
2024 · 4.26
ROE
-9.2%▼
2024 · -8.1%
ROA
-1.7%▼
2024 · -1.5%
Interest coverage
3.27▼
2024 · 3.28
Debt
€581k▼
2024 · €600k
Debt ≤ 1 year
€85k▲
2024 · €72k
Debt > 1 year
€496k▼
2024 · €529k
Income taxes
€-300▼
2024 · €400
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€741k€710k▼
Fixed assets21/28€734k€700k▼
Tangible fixed assets22/27€734k€700k▼
Land and buildings22€734k€700k▼
Current assets29/58€8k€10k▲
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€168-
Cash at bank and in hand54/58€5k€7k▲
Deferred charges and accrued income490/1€83€85▲
Equity and liabilities
Total equity and liabilities10/49€741k€710k▼
Equity10/15€141k€129k▼
Contributions10/11€190k€190k=
Profit (loss) carried forward14€-49k€-61k▼
Amounts payable17/49€600k€581k▼
Amounts payable after more than one year17€529k€496k▼
Financial debts170/4€522k€490k▼
Other amounts payable178/9€7k€6k▼
Amounts payable within one year42/48€72k€85k▲
Current portion of amounts payable after more than one year42€32k€32k▲
Trade debts44€0€2k▲
Suppliers440/4€0€2k▲
Taxes, remuneration and social security45-€894
Taxes450/3-€894
Other amounts payable47/48€40k€50k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€6k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€33k=
Other operating charges640/8€5k€6k▲
Gross operating margin9900€37k€36k▼
Operating profit (loss)9901€-1k€-3k▼
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€-11k€-12k▼
Income taxes67/77€400€-300▼
Profit (loss) for the period9904€-11k€-12k▼
Profit (loss) for the period to be appropriated9905€-11k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-61k▼
Profit (loss) brought forward from the previous period14P€-38k€-49k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
2022
05-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emile Banningstraat 1211050 ElseneGround area
80 m²
Building footprint
90 m²
Volume, LiDAR
1,064 m³
Parcel 21445C0253/00Y009, Brussels · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Emile Banningstraat 121, 1050 Elsene
since 20212.318.383.241
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0253/00Y009 | Brussels | 80 m² | 1 · 90 m² | 16.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KITI
BE 0403.696.974
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DIFICIO INVEST
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Turnhout · Eq €129k
LABEL 2000
BE 0465.701.651
Manage · Eq €129k
GRECHA
BE 0847.560.561
Beauvechain · Eq €129k
L'OCQUIEROISE
BE 0480.217.306
Verviers · Eq €129k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,975 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2021
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.