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Bankispoon

Active
Private limited companyfounded 201610 yrs activeOude Houtlei 104, 9000 Gent, BelgiumKBO/BCE: BE 0661.829.515
Summary

Bankispoon has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,600 and a net result of €34,155. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 8535 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
BankispoonActiveChecked score 67/100
Risk analysis ReportCompare

Overview

What they do
Other business support services
NACE 82990
1 site
How big
€122,762total assets 2025
Equity
€18,600
Profit
€34,155
Turnover not published (abridged schema)
Financially healthy?
67 Healthy Checked score 2025
Bankruptcy chance 12 m
0.3%
Who decides
Accounts 127 d early0 of 3 deeds read
Why 67- Weak solvency vs sector+ Lower-failure-rate sector+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
67 / 100
Healthy
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency40▼-10
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.87 in 2024; short-term debt: 84.8% and cash: 33.5% of total assets), and 84.8% of the assets are financed with debt.
Credit check for your own amount and term

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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
15.2%
Return on assets
27.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 8535 sector peers (2025).
NBB · sector comparison
Position among 8535 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
127 d early
2024
24 d early
2023
21 d early
2022
34 d early
2021
32 d early
2020
11 d early
2019
15 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €34,155 6 years View
  • Total assets 20256 fiscal years filed €122,762 View

By topic

Financials

Fiscal year
2025
Total assets
€122,762
Profit
€34,155
Solvency
15.2%
Total assets▼ 31.7%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-07-2027
  1. 26-03-2026Annual accounts filed
  2. 07-07-2025Annual accounts filed
  3. 10-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
30-08-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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