Parent and group
- QTEAM SERVICES100%
- QTeam Holding100%
BANDEN ANDRE NINOVE
ActiveFrom the official registers: KBO 31 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
BANDEN ANDRE NINOVE has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €333,973 and a net result of €13,000. Equity has been shrinking by about 18% per year since 2018. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 32% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Official details
KBO- Status
- Active since 20-10-1994 Normal situation
- Legal form
- Private limited company
- Registered office
- Z. 3 Doornveld 60, 1731 Asse
- Activity
- Retail sale of motor vehicle parts and accessories NACE 47820and 2 others
- Establishment units
- 5 establishment units
- Financial year end
- 31 December
- Peppol
- Reachable since 01-01-2026
Board and ownership
Board
- De Prycker ConsultDirector · since 31-08-2022 · permanent representative Stefan De Prycker
- EFCEEDirector · since 31-08-2022 · permanent representative Filip Cailliau
- LAMBEFRAN BVDirector
- Auditor
- Moore Audit
Shareholders
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.3%
Annual accounts 2025
- Gross margin
- €783,962
- ▼ 12.9%
- Turnover
- ≈ €6.5m
- estimated
- Profit
- €13,000
- ▼ 38.0%
- Equity
- €333,973
- Total assets
- €1.6m
- ▼ 5.0%
- Staff
- 15 FTE
- ▲ 4.9%
2025 accounts filed 41 days before the deadline
Filed on 20-06-2026at the National Bank
Score breakdownraises riskSize: 15 FTE, total assets €1.6mLiquidity: current ratio 1.16, cash €4,965Equity €333,973 (21.1% of total assets)Sector: Retail trade (NACE 47)Show the evidence
Checked score
Score 2025
64
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 41% of small companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency
46+46
equity 21.1% of total assets
Liquidity
7+7
short-term debt 78.9% · cash 0.3%
Profitability
44+11
return on assets 0.8%
Bankruptcy probability within 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 10.2%
12-2024: 10.2%● unchanged vs 11-2024
01-2025: 10.2%● unchanged vs 12-2024
02-2025: 10.3%▲ +0.1 percentage points vs 01-2025highest value
03-2025: 9.9%▼ -0.4 percentage points vs 02-2025
04-2025: 9.8%▼ -0.1 percentage points vs 03-2025
05-2025: 9.8%● unchanged vs 04-2025
06-2025: 9.5%▼ -0.3 percentage points vs 05-2025
07-2025: 9.7%▲ +0.2 percentage points vs 06-2025
08-2025: 3.0%▼ -6.7 percentage points vs 07-2025
09-2025: 3.0%● unchanged vs 08-2025
10-2025: 3.0%● unchanged vs 09-2025
11-2025: 3.0%● unchanged vs 10-2025
12-2025: 3.0%● unchanged vs 11-2025
01-2026: 3.0%● unchanged vs 12-2025
02-2026: 3.1%▲ +0.1 percentage points vs 01-2026
03-2026: 3.0%▼ -0.1 percentage points vs 02-2026
04-2026: 3.1%▲ +0.1 percentage points vs 03-2026
05-2026: 3.1%● unchanged vs 04-2026
06-2026: 2.9%▼ -0.2 percentage points vs 05-2026
07-2026: 1.3%▼ -1.6 percentage points vs 06-2026lowest value
08-2026: 1.3%● unchanged vs 07-2026lowest value
09-2026: 1.3%● unchanged vs 08-2026lowest value
10-2026: 1.3%● unchanged vs 09-2026lowest value
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.16 (0.32 in 2024), below the usual 1.5. Short-term debt is 78.9% and cash 0.3% of total assets. 78.9% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 37% of them on solvency, 6% on liquidity, 27% on profitability and 95% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-06-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 days early
2024
16 days early
2023
20 days early
2022
29 days late
2021
40 days late
2020
202 days late
2019
236 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 61 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Higher gross margin than 87% of companies in retail tradesector median €213,309 · 12,719 companies €783,962 View
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 20-06-2026
- Annual accounts 2024filed on 15-07-2025
- Annual accounts 2023filed on 11-07-2024
- Annual accounts 2022filed on 29-08-2023
Acts in the Belgian Official Gazette
- Resignations & appointmentsact of 30-09-2025
- Miscellaneousact of 31-03-2025
- Purpose · Amendment of the articles · Legal-form changeact of 19-01-2024
- Resignations & appointmentsact of 18-01-2023
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about BANDEN ANDRE NINOVE
- What is the company number of BANDEN ANDRE NINOVE?
- The company number of BANDEN ANDRE NINOVE is 0453.639.603. The VAT number is the same number with BE in front: BE 0453.639.603.
- Where is BANDEN ANDRE NINOVE based?
- The registered office is at Z. 3 Doornveld 60, 1731 Asse.Company details
- What does BANDEN ANDRE NINOVE do?
- According to the KBO register, the main activity is retail sale of motor vehicle parts and accessories (NACE 47820).
- What is the legal form of BANDEN ANDRE NINOVE?
- The legal form of BANDEN ANDRE NINOVE is Private limited company (BV).
- When was BANDEN ANDRE NINOVE founded?
- BANDEN ANDRE NINOVE was founded on 20-10-1994.
- Is BANDEN ANDRE NINOVE still active?
- Yes, BANDEN ANDRE NINOVE is an active enterprise in the KBO register.
- How many employees does BANDEN ANDRE NINOVE have?
- BANDEN ANDRE NINOVE had an average of 15 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BANDEN ANDRE NINOVE?
- The turnover in financial year 2025 is ≈ €6.5m. This figure is estimated from the gross margin of €783,962 and 40 comparable companies (NACE 478). It probably lies between €3.8m and €8.2m.
- Is BANDEN ANDRE NINOVE profitable?
- In financial year 2025, BANDEN ANDRE NINOVE made a profit of €13,000.
- Where can I find the annual accounts of BANDEN ANDRE NINOVE?
- BANDEN ANDRE NINOVE filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of BANDEN ANDRE NINOVE due?
- BANDEN ANDRE NINOVE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Companies linked to BANDEN ANDRE NINOVE
Comparable companies
These companies have the same main activity as BANDEN ANDRE NINOVE: retail sale of motor vehicle parts and accessories (NACE 47820). They are comparable in size and age: total assets between €1m and €2.4m, founded between 1983 and 1994.
| Company | Total assets | Gross margin |
|---|---|---|
| BANDEN ANDRE NINOVE Asse | €1.6m | €0.8m |
| GARAGE BUDA Machelen (Brab.) | €1.3m | €1.0m |
| CARTRONICS Wavre | €1.0m | €0.9m |
| ARC Kontich | €1.3m | €1.2m |
| ETABLISSEMENTS JAMOULLE Awans | €2.3m | €0.9m |
| AUTOBANDEN SNOECK G. EN ZONEN Oudenaarde | €2.4m | €1.0m |
| STARBAT SERVICES Gembloux | €1.6m | €0.6m |
Next steps
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