BANCASSE
ActiveSummary
The computed 12-month bankruptcy probability of BANCASSE is 3.0% (moderate). The 2025 annual accounts show negative equity (-€515,809) and a net result of -€7,181. Equity remains stable across the filed fiscal years (±0.4% per year). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 7 accounts on average 81 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, abbreviated schema
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Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €506 | €76 | €85 | €85 | €88 | ▲ 3.1% |
| Other operating charges640/8 | €2,641 | €541 | €577 | €580 | €940 | ▲ 62.0% |
| Non-recurring operating charges66A | €250 | - | - | - | - | - |
| Gross operating margin9900 | -€506 | -€76 | -€85 | -€85 | -€88 | ▼ 3.1% |
| Operating profit (loss)9901 | -€3,397 | -€616 | -€662 | -€665 | -€1,028 | ▼ 54.5% |
| Financial income75/76B | - | €209 | €0 | - | - | - |
| Recurring financial income75 | - | €209 | €0 | - | - | - |
| Financial charges65/66B | €55 | €187 | €165 | €164 | €6,153 | ▲ 3,644% |
| Recurring financial charges65 | €55 | €187 | €165 | €164 | €6,153 | ▲ 3,644% |
| Profit (loss) for the period before taxes9903 | -€3,452 | -€594 | -€827 | -€830 | -€7,181 | ▼ 765% |
| Profit (loss) for the period9904 | -€3,452 | -€594 | -€827 | -€830 | -€7,181 | ▼ 765% |
| Profit (loss) for the period to be appropriated9905 | -€3,452 | -€594 | -€827 | -€830 | -€7,181 | ▼ 765% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €27,473 | €379 | €802 | €972 | €1,097 | ▲ 12.8% |
| Fixed assets21/28 | €271 | €271 | €271 | €271 | €271 | = |
| Financial fixed assets28 | €271 | €271 | €271 | €271 | €271 | = |
| Current assets29/58 | €27,203 | €108 | €531 | €701 | €826 | ▲ 17.8% |
| Amounts receivable within one year40/41 | €0 | €0 | €0 | €0 | - | - |
| Other amounts receivable41 | €0 | €0 | €0 | €0 | - | - |
| Cash at bank and in hand54/58 | €27,202 | €108 | €530 | €701 | €826 | ▲ 17.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €27,473 | €379 | €802 | €972 | €1,097 | ▲ 12.8% |
| Equity10/15 | -€506,377 | -€506,971 | -€507,798 | -€508,628 | -€515,809 | ▼ 1.4% |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Profit (loss) carried forward14 | -€606,377 | -€606,971 | -€607,798 | -€608,628 | -€615,809 | ▼ 1.2% |
| Amounts payable17/49 | €533,850 | €507,350 | €508,600 | €509,600 | €516,906 | ▲ 1.4% |
| Amounts payable within one year42/48 | €533,850 | €507,350 | €508,600 | €509,600 | €516,906 | ▲ 1.4% |
| Other amounts payable47/48 | €533,850 | €507,350 | €508,600 | €509,600 | €516,906 | ▲ 1.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,452 | -€594 | -€827 | -€830 | -€7,181 | ▼ 765% |
| Operating cash flow (approximation) | -€3,452 | -€594 | -€827 | -€830 | -€7,181 | ▼ 765% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€27,094 | €423 | €170 | €125 | ▼ 26.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56011B0058/00F000 | Wallonia | 283 m² | 1 · 128 m² | - |
Linked by address, not proof of ownership
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.